Business
BANKING FINANCE
Muthoottu Mini Financiers Ltd. in Strategic Alliance with Exide Life Insurance Company
Muthoottu Mini Financiers Ltd., one of India’s largest Non-Banking Financial Companies (NBFC), has announced a strategic partnership with prominent life insurance company Exide Life Insurance Company Limited, to provide life insurance products through its branches.
2 min |
January 2021
BANKING FINANCE
ARTIFICIAL INTELLIGENCE (AI)
ARTIFICIAL INTELLIGENCE (AI)
10 min |
January 2021
BANKING FINANCE
AGRICULTURE MARKETING INFRASTRUCTURE (AMI)
"Emerging scope & challenges for Institutional finance"
10 min |
January 2021
BANKING FINANCE
Net Stable Funding Ratio (NSFR)
The Basel Committee on Banking Supervision (BCBS) proposed certain reforms to strengthen global capital and liquidity regulations with the objective of promoting a more resilient banking sector.
10+ min |
December 2020
BANKING FINANCE
Covid - Corporate Debtor - Central Bank
Introduction The Reserve Bank of India (the “RBI”) being the Central Bank has been trying to shield the borrowers from the effect of Covid-19 since the beginning of the pandemic by announcing several measures to mitigate the immediate impact on various sectors. One of the first set of measures announced by the RBI were the introduction of moratorium period of 6 (six) months in repayment of the borrowings to alleviate the immediate financial stress on the borrowers.
3 min |
December 2020
BANKING FINANCE
RBI CIRCULAR
BUSINESS IN INDIA BY FOREIGN LAW FIRMS
4 min |
December 2020
BANKING FINANCE
RMAI Certificate Course on Risk Management
RISK MANAGEMENT ASSOCIATION OF INDIA (RMAI) has been pioneering the efforts towards awareness on the subject of Risk, creating academic and research environment to empower the professionals in this highly competitive financial services and allied industry.
3 min |
December 2020
BANKING FINANCE
MERGERS AND ACQUISITION- A CONCEPTUAL DELIBERATION IN INDIAN CONTEXT
The merger of the three public sector banks- Bank of Baroda, Vijaya Bank and Dena Bank has raised a lot of curiosity towards consolidation process through mergers like never before. The reason being firstly it is directly related to public.
10+ min |
December 2020
BANKING FINANCE
FARM AMENDMENT BILL 2020 AND ITS PROS AND CONS.
There are three bills which are passed by Government. First one Farmers' Produce Trade and Commerce (Promotion and Facilitation) Bill, 2020.
4 min |
December 2020
BANKING FINANCE
FARMER PRODUCER ORGANISATIONS (FPOS) - AN AVENUE FOR FINANCING TO FARMERS
India has about 12.5 Crore farmer households of which over 85% are small and marginal farmers with land holdings of less than 2 hectares. The average size of land holding is 1.33 hectare/ farmer household. Due to this fragmentation and disorganization, farmers face constraints such as procuring inputs like seeds and fertilizers at reasonable prices, lack bargaining power in the market, realizing better value for their produce, access to technology, etc. As a result majority of the small producers are unable to realize optimal value from their farming operations and make economic progress. On the other hand, in case of non-farm sector activities, the problems relate more to the quality of the product and marketability. It is felt, by organising themselves collectively, producers can utilize scale to procure inputs at a lower price, and gain more selling power for their produce/product. Forming a producer organization can provide a strong platform to take up collective business activities, build capacity and provide linkages to markets.
7 min |
December 2020
BANKING FINANCE
Cyber Security, Its Importance In Banking And Precautions
Cyber Security has become a major requirement forall the individuals and organisations that are doing any of the activity related to IT (information technology), as there is a major threat from various sources involved in cyber crime.
10+ min |
November 2020
BANKING FINANCE
THE 'CERBERUS TROJAN' : WAY TO 'PAATAL LOK'
"Let no such man be trusted" -- William Shakespeare
6 min |
November 2020
BANKING FINANCE
MSME ADVANCES-ROOT CAUSE ANALYSIS OF POOR GROWTH & SUGGESTIONS FOR IMPROVEMENT
MSME ADVANCES-ROOT CAUSE ANALYSIS OF POOR GROWTH & SUGGESTIONS FOR IMPROVEMENT
10+ min |
November 2020
BANKING FINANCE
ROLE OF AUDITORS AS A WATCHDOG IN A BUSINESS ENTITY
The great philosopher Desiderius Erasmus has said Prevention is better than Cure.
8 min |
November 2020
BANKING FINANCE
Mastercard Partners with Signzy for Global Rollout of Video KYC
Mastercard recently announced a partnership with Signzy, a leading RegTech startup based in India, to enable Signzy’s video-based KYC (Know Your Customer) solution for its banking customers. With this partnership, Mastercard customers will benefit from a completely paperless, remote and secure onboarding solution for end-users.
2 min |
November 2020
BANKING FINANCE
BLOCKCHAIN TECHNOLOGY FOR AGRICULTURE: APPLICATIONS AND RATIONALE
The use of data and information becomes increasingly crucial for the agriculture sector to improve productivity and sustainability.
10+ min |
November 2020
BANKING FINANCE
Fin Tech Firms A Disruptor Or Partner To Banks
As the finance industry grapples with what the next generation of banks and payment systems will look like, whether you’re a multibillion-dollar traditional bank or a startup looking to bring cutting-edge technology into the mainstream.
10 min |
October 2020
BANKING FINANCE
Debit-Cum Credit Card: More For Less
A 'Debit cum Credit Card' is indeed your friend that's always there to help when you are in need!
5 min |
October 2020
BANKING FINANCE
RBI CIRCULAR
RBI has now said that the lenders should now review the accounts within 30 days of default and initiate a resolution plan before the default.
8 min |
October 2020
BANKING FINANCE
MESSY PLAY OR CLEAN UP ACT?
Due to many high profile flare-ups entailing dominance or control concerns in banks and financial institutions, corporate governance in the banking sector has encapsulated a great deal of attentiveness lately in India.
7 min |
October 2020
BANKING FINANCE
LEVERAGING DIGITAL BANKING THROUGH AI – INDUSTRY IMPERATIVE FOR COMPETITIVE ADVANTAGE & SUSTAINABILITY
Since the last decade, the banking and finance industry has been actively pursuing the research and use of AI technologies to gain a competitive advantage in terms of customer data management for effective decision making.
6 min |
October 2020
BANKING FINANCE
CORPORATE GOVERNANCE IN INDIA
It is a process set up for the firms based on certain systems and principles by which a company is governed.
8 min |
October 2020
BANKING FINANCE
Workforce Migration Opportunities For Uttar Pradesh
Workforce migration is universal phenomenon related with evolution of the community living and human civilization in pursuit of biological, physiological, safety, social, economic and developmental needs.
6 min |
August 2020
BANKING FINANCE
Impact Of Covid 19 On Indian Economy And The Way Forward
There is a high likelihood, we are months away from a semblance of normalcy owing to the mutating virus, that has been bringing wave upon wave of attacks, each deadlier than the other.
10+ min |
August 2020
BANKING FINANCE
THE NOISE ABOUT THE NON-PERFORMING ASSETS - A LARGER PERSPECTIVE
THE NOISE ABOUT THE NON-PERFORMING ASSETS - A LARGER PERSPECTIVE
7 min |
August 2020
BANKING FINANCE
MARKETING IS ONE OF THE MAJOR FUNCTION TO SUCCEED IN BANKING
Satisfaction of the customer's needs is the prerequisite for the existence of the bank. The essence of marketing is about understanding, creating and retaining customers .
9 min |
August 2020
BANKING FINANCE
RBI CIRCULAR
RBI CIRCULAR
7 min |
August 2020
BANKING FINANCE
INTEREST SUBVENTION SCHEME TO RBI SUPERVISORY ACTION FRAMEWORK AND PERFORMANCE OF COOPERATIVE BANKS
Abstract: The recent mega fraud of Punjab and Maharastra Bank has shaken the confidence in Urban Cooperative Banks (UCBs). For revival of these banks, constant monitoring of financial health of these banks by the RBI is a must for which Supervisory Action Framework (SAF) is an effective tool. Under SAF, monitoring of the financial health of UCBs is done through three trigger points namely, CRAR, Asset Quality and Profitability. This SAF is in existence since 2012. The present article studies of financial performance of UCBs since the introduction of SAF which reveals several concerns. While SAF seems to be an effective supervisory tool of the RBI, its benefits are yet to be derived. For this purpose, it calls for more seriousness on the part UCBs to improve their overall financial performance by ensuring the participation bank staff at all level.
10+ min |
August 2020
BANKING FINANCE
CIBIL REPORT A TOOL FOR EXERCISING PROPER DUE DILIGENCE
It is the main business of Banks to lend the public money to earn profits. Borrowers who borrowed money from Banks may forget to repay the loan in time due to various reasons.
6 min |
August 2020
BANKING FINANCE
Let's Understand MSMEs Under New Rule
Till 25th May 2020, the classification of MSMEs was done based on investment in plant & machinery/equipment in accordance with the provision of Section 7 of MSMED Act, 2006, but on 26th of May 2020 while delivering the part of Atma Nirbhar Bharat Package, our Finance Minister Smt. Nirmala Sitharaman brought up a change in the definition of MSMEs by announcing the amendments in the section 7 of MSMED Act, 2006.
2 min |