Business
BANKING FINANCE
Legal News
In a significant ruling on compassionate appointments, the Orissa high court has held that an adopted child cannot be denied employment benefits if the adoption was completed before the death of the employee, even if formal documentation or recognition followed later.
5 min |
February 2026
BANKING FINANCE
Credit risk failure and governance lessons: The Yes Bank case
Credit risk remains the most material risk on bank balance sheets, particularly in emerging markets where rapid credit growth often outpaces risk governance.
4 min |
February 2026
BANKING FINANCE
Metal, Magnetic, Mobile: The Journey of Credit Cards Across Generations
The journey of the credit card is a story of reinvention. From Western Union's metal plates in 1914 to today's Al-powered digital cards, every step-cardboard slips, magnetic stripes, EMV chips, contactless taps, and wallets on our phones-has solved yesterday's problems while shaping tomorrow's payments.
7 min |
February 2026
BANKING FINANCE
Mutual Fund News
SBI Mutual Fund launches SBI Quality Fund with quality-factor strategy
7 min |
February 2026
BANKING FINANCE
Why Indian BFSI and Fintech Firms Are Becoming Prime Ransomware Targets
Any downtime, even for minutes, can result in major disruptions. Ransomware groups exploit this dependency by designing attacks that cripple critical systems such as payment gateways, authentication servers, customer databases, and core banking operations.
4 min |
February 2026
BANKING FINANCE
Reserve Bank News
Sanjay Malhotra has welcomed the revision of base years for key macroeconomic indicators, stating that the exercise will facilitate more calibrated policy-making, support price stability and aid economic growth.
10 min |
February 2026
BANKING FINANCE
Industry News
The Securities and Exchange Board of India (Sebi) has announced a new digital signature facility for foreign portfolio investors (FPIs), aimed at simplifying and speeding up the onboarding process.
10 min |
February 2026
BANKING FINANCE
Tips and tricks to crack JAIIB and CAIIB examinations
The JAIIB and CAIIB examinations conducted by the Indian Institute of Banking & Finance are career-defining milestones for banking professionals in India. Beyond increments and promotions, these certifications deepen functional understanding of banking operations, risk, compliance, and financial management.
3 min |
February 2026
BANKING FINANCE
India's Gold Loan Ecosystem: Growth, Risk, and Regulation in a Time of Surging Prices
According to the World Gold Council, in the past decade (2015-2024), the global annual average demand for gold has been around 4,338 tonnes against the average annual supply of 4,771 tonnes, which was largely driven by 75% of mined gold and 25% of recycled gold.
10+ min |
February 2026
BANKING FINANCE
India Exim Bank Creates History with US$ 1 Billion Dual-Tranch Bond Issuance: Prices First-Ever 30-Year Issuance by an Indian Banking Financial Institution
India Exim Bank has successfully issued USD 1 billion dual-tranche Senior Unsecured Bonds spread across 10-year (USD 500 million) and 30-year (USD 500 million) in the 144A/Reg-S format.
1 min |
February 2026
BANKING FINANCE
Banking News
Karur Vysya Bank (KVB) has launched its Capital Gains Account Scheme (CGAS) after receiving authorisation from the Ministry of Finance, Government of India.
10+ min |
February 2026
BANKING FINANCE
Indian women rank high Al skills globally, but top roles held by men
The penetration of Al skills is highest among Indian women than anywhere else globally, data from the recent Stanford Al Index suggests.
1 min |
February 2026
BANKING FINANCE
How wealth distributors can build trust in a volatile market
Market volatility is no longer an occasional disruption-it has become a recurring feature of the investment landscape.
4 min |
February 2026
BANKING FINANCE
Positioning Portfolios Amid Global and Domestic Market Shifts
Even as global trade slows, Indian firms have adapted. Nearly 87% of them are focusing more on domestic markets, building resilience against external shocks. Steady inflows from Indian investors have also helped counter any foreign outflows from equities.
2 min |
February 2026
BANKING FINANCE
Systemic Risk Survey - A Mirror to India's Financial Stability
According to the World Gold Council, in the past decade (2015-2024), the global annual average demand for gold has been around 4,338 tonnes against the average annual supply of 4,771 tonnes, which was largely driven by 75% of mined gold and 25% of recycled gold.
5 min |
February 2026
BANKING FINANCE
RBI CIRCULAR
Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2026
4 min |
February 2026
BANKING FINANCE
How AI is changing credit, compliance, and customer onboarding
AI is redefining how banks assess risk, comply with regulation, and engage customers. In credit, it enables more inclusive and predictive decision-making. In compliance, it enhances oversight while reducing operational strain. In onboarding, it balances speed with regulatory discipline.
5 min |
February 2026
BANKING FINANCE
Bharat Fintech Summit 2026 Returns with its 4th Edition to Shape the Future of Digital Finance in India
The Digital Fifth has announced the 4th edition of the Bharat Fintech Summit (BFS) 2026, set to be held on 10th and 11th February 2026 at JW Marriott, Sahar, Mumbai. The two-day summit will bring together BFSI leaders, fintech founders, investors, technology providers, and regulators to discuss the next phase of India's digital financial transformation.
1 min |
February 2026
BANKING FINANCE
The Race for the Super App: Will India's BFSI Ecosystem Converge?
The concept of a Super App has its roots primarily in Asia. The term is often credited to refer to platforms that began with one core function (messaging, ride-hailing, payments) and then expanded to offer a portfolio of services accessed through the same interface. For example, WeChat in China began as a messaging app and evolved into payments, e-commerce, ride-hailing, mini-programs and more.
10+ min |
January 2026
BANKING FINANCE
Digital Sustainability
ESG initiatives are vital for organizations aiming to achieve long-term sustainability, resilience, and stakeholder trust. They help businesses address pressing environmental challenges, such as carbon emissions, resource scarcity, and climate change, while ensuring ethical governance and social inclusion.
10+ min |
January 2026
BANKING FINANCE
Ravi Ranjan appointed SBI managing director, to oversee risk and stressed assets
State Bank of India (SBI) has appointed Ravi Ranjan as its Managing Director with effect from December 15, 2025, according to a regulatory filing by the country's largest public sector lender.
1 min |
January 2026
BANKING FINANCE
Reserve Bank News
Reserve Bank of India has appointed Usha Janakiraman as Executive Director with effect from December 1, 2025, according to an official release issued by the central bank. Her appointment comes just days ahead of the Monetary Policy Committee (MPC) meeting scheduled for December 3.
7 min |
January 2026
BANKING FINANCE
Mutual Fund News
Children's mutual funds, once a niche investment option, are increasingly becoming a mainstream tool for long-term financial planning in Indian households, especially for education-related goals.
7 min |
January 2026
BANKING FINANCE
Co-Operative Bank News
As per the Reserve Bank of India's Report on Trend and Progress of Banking in India 2024-25, State Cooperative Banks (StCBs) and District Central Cooperative Banks (DCCBs), which together constitute the short-term rural cooperative credit structure, reported steady balance sheet expansion, sustained growth in deposits and advances, and improving asset quality during 2024-25.
2 min |
January 2026
BANKING FINANCE
Legal News
Foreign firms can't claim full deduction for head of- fice expenses on Indian biz: SC
5 min |
January 2026
BANKING FINANCE
Banks unlikely to cut deposit and MCLR rates despite RBI repo rate reduction
Despite the Reserve Bank of India delivering a 25 basis points cut in the repo rate last week, banks are unlikely to reduce term deposit rates or marginal cost of funds-based lending rates (MCLR) aggressively, according to senior bankers.
1 min |
January 2026
BANKING FINANCE
Government to divest up to 3% stake in Indian Overseas Bank via OFS
Shares of Indian Overseas Bank (IOB) came under selling pressure after the Government of India announced plans to divest up to 3% of its equity through an Offer for Sale (OFS).
1 min |
January 2026
BANKING FINANCE
Unclaimed bank deposits in India more than double in five years
India's unclaimed bank deposits have more than doubled over the past five years, rising to Rs. 67,004 crore as on June 30, 2025, from Rs. 27,824 crore at the end of FY21, highlighting a growing challenge for the banking system.
1 min |
January 2026
BANKING FINANCE
Cyber Insurance: Safeguarding Businesses in the Age of Digital Transformation
Cyber insurance, also known as cyber liability insurance or cyber risk insurance, is a specialized form of coverage designed to protect businesses from internet-based risks and more generally from risks relating to information technology infrastructure and activities.
8 min |
January 2026
BANKING FINANCE
SBI plans lateral hiring of nearly 1,000 specialists in wealth management
State Bank of India (SBI) is preparing to recruit nearly 1,000 specialists in wealth management through lateral hiring, reflecting a shift in customer preference towards investment products over traditional savings instruments.
1 min |