Business
BANKING FINANCE
The Race for the Super App: Will India's BFSI Ecosystem Converge?
The concept of a Super App has its roots primarily in Asia. The term is often credited to refer to platforms that began with one core function (messaging, ride-hailing, payments) and then expanded to offer a portfolio of services accessed through the same interface. For example, WeChat in China began as a messaging app and evolved into payments, e-commerce, ride-hailing, mini-programs and more.
10+ min |
January 2026
BANKING FINANCE
Digital Sustainability
ESG initiatives are vital for organizations aiming to achieve long-term sustainability, resilience, and stakeholder trust. They help businesses address pressing environmental challenges, such as carbon emissions, resource scarcity, and climate change, while ensuring ethical governance and social inclusion.
10+ min |
January 2026
BANKING FINANCE
Ravi Ranjan appointed SBI managing director, to oversee risk and stressed assets
State Bank of India (SBI) has appointed Ravi Ranjan as its Managing Director with effect from December 15, 2025, according to a regulatory filing by the country's largest public sector lender.
1 min |
January 2026
BANKING FINANCE
Reserve Bank News
Reserve Bank of India has appointed Usha Janakiraman as Executive Director with effect from December 1, 2025, according to an official release issued by the central bank. Her appointment comes just days ahead of the Monetary Policy Committee (MPC) meeting scheduled for December 3.
7 min |
January 2026
BANKING FINANCE
Mutual Fund News
Children's mutual funds, once a niche investment option, are increasingly becoming a mainstream tool for long-term financial planning in Indian households, especially for education-related goals.
7 min |
January 2026
BANKING FINANCE
Co-Operative Bank News
As per the Reserve Bank of India's Report on Trend and Progress of Banking in India 2024-25, State Cooperative Banks (StCBs) and District Central Cooperative Banks (DCCBs), which together constitute the short-term rural cooperative credit structure, reported steady balance sheet expansion, sustained growth in deposits and advances, and improving asset quality during 2024-25.
2 min |
January 2026
BANKING FINANCE
Legal News
Foreign firms can't claim full deduction for head of- fice expenses on Indian biz: SC
5 min |
January 2026
BANKING FINANCE
Banks unlikely to cut deposit and MCLR rates despite RBI repo rate reduction
Despite the Reserve Bank of India delivering a 25 basis points cut in the repo rate last week, banks are unlikely to reduce term deposit rates or marginal cost of funds-based lending rates (MCLR) aggressively, according to senior bankers.
1 min |
January 2026
BANKING FINANCE
Government to divest up to 3% stake in Indian Overseas Bank via OFS
Shares of Indian Overseas Bank (IOB) came under selling pressure after the Government of India announced plans to divest up to 3% of its equity through an Offer for Sale (OFS).
1 min |
January 2026
BANKING FINANCE
Unclaimed bank deposits in India more than double in five years
India's unclaimed bank deposits have more than doubled over the past five years, rising to Rs. 67,004 crore as on June 30, 2025, from Rs. 27,824 crore at the end of FY21, highlighting a growing challenge for the banking system.
1 min |
January 2026
BANKING FINANCE
Cyber Insurance: Safeguarding Businesses in the Age of Digital Transformation
Cyber insurance, also known as cyber liability insurance or cyber risk insurance, is a specialized form of coverage designed to protect businesses from internet-based risks and more generally from risks relating to information technology infrastructure and activities.
8 min |
January 2026
BANKING FINANCE
SBI plans lateral hiring of nearly 1,000 specialists in wealth management
State Bank of India (SBI) is preparing to recruit nearly 1,000 specialists in wealth management through lateral hiring, reflecting a shift in customer preference towards investment products over traditional savings instruments.
1 min |
January 2026
BANKING FINANCE
India's Tokenized Treasury: G-Secs Go Digital
It is a pioneering initiative aimed at digitizing and tokenizing government securities in India on a blockchain platform.
7 min |
January 2026
BANKING FINANCE
RBI CIRCULAR
Reserve Bank of India (Commercial Banks - Know Your Customer) Amendment Directions 2025
4 min |
January 2026
BANKING FINANCE
Towards measuring the economy more accurately
Measuring the Indian economy is a complex task. Regional disparities, the coexistence of formal and informal sectors, and vastly different forms and kinds of work make it difficult to capture all economic activity accurately.
4 min |
January 2026
BANKING FINANCE
Industry News
India's rooftop solar segment is witnessing rapid acceleration after years of slow growth, with installed capacity reaching 22.5 GW as of the end of October.
10+ min |
January 2026
BANKING FINANCE
A national database of arbitrators is needed
India's aspiration to become a global hub for international arbitration has become a recurring theme at legal conferences nationwide.
2 min |
January 2026
BANKING FINANCE
India's Fiscal Discipline: A Path to Economic Stability and Growth
A fiscal deficit occurs when a government's total expenditures exceed its total revenues, excluding money from borrowings, within a specific fiscal period, usually a year. It essentially indicates that the government is spending more than it is earning from taxes and other sources of income.
5 min |
December 2025
BANKING FINANCE
Synergistic Financing: Unlocking Co- Lending Potential
Co-lending is an arrangement where multiple lenders, typically a bank and a Non-Banking Financial Company (NBFC), partner to provide loans to borrowers. This helps increase lending capacity and reduces risk for individual lenders. Each lender sets their own terms and conditions.
10+ min |
December 2025
BANKING FINANCE
Tackling Trade-Based Money Laundering in the Modern Financial Landscape
TBML schemes can also involve misrepresenting the price, quantity, or type of goods or services in trade transactions. In misrepresentation schemes, the parties involved in the trade transaction may under or over invoice goods or services; issue multiple invoices for the same goods or services.
5 min |
December 2025
BANKING FINANCE
Axis Mutual Fund debuts micro-investment feature for first-time investors
Axis Mutual Fund has introduced an industry-first micro-investment option enabling new investors to start SIPS with as little as Rs. 100 per scheme.
1 min |
December 2025
BANKING FINANCE
PPFAS Mutual Fund explains rationale behind proposed large-cap fund launch
PPFAS Mutual Fund, known for its conservative and product-lite approach, has filed draft documents with SEBI to launch a large-cap fund.
1 min |
December 2025
BANKING FINANCE
Domestic pension fund flows into equities hit record high
Domestic pension funds have made their highest-ever net investment in Indian equities, deploying Rs. 41,242 crore during the first nine months of 2025, NSE data shows.
1 min |
December 2025
BANKING FINANCE
SC asks Centre to adopt blockchain for property registrations
The Supreme Court said property transactions in India were \"traumatic\" and asked the Centre to take the lead in adopting blockchain technology to make the registration process seamless nationwide.
1 min |
December 2025
BANKING FINANCE
NCDEX gets final board approval to launch mutual fund distribution platform
The National Commodity and Derivatives Exchange (NCDEX) has received board approval to roll out an electronic mutual fund distribution platform, sources told Bloomberg.
1 min |
December 2025
BANKING FINANCE
Kerala Bank: Mohanan elected President of Asia's largest Co-op Bank
CPI (M) leader P. Mohanan Master from Kozhikode has been elected as the President of Asia's largest cooperative bank, the Kerala State Cooperative Bank (Kerala Bank).
1 min |
December 2025
BANKING FINANCE
Passive fund AUM rises 5% to Rs. 13.67 lakh crore on strong gold ETF inflows
Passive fund assets grew 5.2% in October to Rs. 13.67 lakh crore, driven largely by inflows into precious metal ETFs, according to AMFI's monthly note.
1 min |
December 2025
BANKING FINANCE
Urban cooperative banks unveil digital platforms to modernise operations
The National Urban Cooperative Finance and Development Corporation (NUCFDC) has launched two digital platforms Sahakar Digipay and Sahakar Digiloan to enhance payments and lending operations across India's 1,400 urban cooperative banks (UCBs).
1 min |
December 2025
BANKING FINANCE
India's agriculture exports rise 12% in H1 to $13.93 billion
India's agricultural exports rose nearly 12% in the first half of FY26, driven by higher shipments of non-basmati rice, buffalo meat and pulses, according to data from the Agricultural and Processed Food Products Export Development Authority (APEDA).
1 min |
December 2025
BANKING FINANCE
RBI Director Marathe releases vision document for UCBS: 2025-30 & Beyond
Reserve Bank of India Central Board Director and Sahakar Bharati CoFounder Member Satish Marathe has unveiled the Vision Document for Urban Co-operative Banks for 2025-2030 and beyond.
1 min |