Business
BANKING FINANCE
Public Sector Banking Merger in India : An Overview
The merger of public sector banks has largely achieved its intended objectives. They have produced significant amount of net profit, increased earnings per share and reduced NPAs. They are now in better position to compete with private banks and foreign banks. They are in a good position to perform their corporate social responsibility. But there are several dark sides also.
4 min |
June 2026
BANKING FINANCE
RBI Enforces Strict 100% KYC for Wallets Impacting Rs. 2.5 Lakh Crore Digital Transactions
The Reserve Bank of India (RBI) has introduced stringent amendments to the Master Directions on Prepaid Payment Instruments (PPIs).
2 min |
June 2026
BANKING FINANCE
Misreading global economic risks
In the tumultuous global economic and political context of the past year, it is hardly surprising that the focus of the IMF in the first chapter of its flagship report World Economic Outlook for April 2026 should focus on geopolitical risks, and recognise their impact on economies across the world.
4 min |
June 2026
BANKING FINANCE
RBI CIRCULAR
Reserve Bank of India (Rural Co-operative Banks - Governance) Amendment Directions, 2026
4 min |
June 2026
BANKING FINANCE
The Future of Customer Experience AI-Powered Hyper-Personalized
AI-powered hyper-personalized banking marks the beginning of a new era, one where customers are not treated as account numbers, but as individuals with unique journeys. It replaces standardized templates with contextual intelligence, generic advice with tailored guidance, and reactive service with predictive insight.
5 min |
June 2026
BANKING FINANCE
Capacity Building in Urban Cooperative Banks: Strengthening Governance, Risk Management, and Stability
Urban Cooperative Banks (UCBs) play a vital role in India's financial ecosystem by extending banking services to small businesses, local traders, salaried individuals, and semi-urban communities that are often underserved by larger commercial banks.
3 min |
June 2026
BANKING FINANCE
Credit and Risk Analytics in Banking: Leveraging Machine Learning for Default Prediction, Fraud Detection, and Risk Management
The future of machine learning in banking risk analytics is poised for significant advancements, with several emerging trends and directions shaping its evolution. One prominent trend is the greater integration of AI and ML across all aspects of risk management.
6 min |
June 2026
BANKING FINANCE
India and LAC to Target Opportunities in Green Energy, Critical Minerals, and Future Value Chains
Export-Import Bank of India (India Exim Bank)'s study titled \"India's Economic Footprint in LAC: Trade and Investment Patterns and Opportunities\" was released on May 22, 2026 by Mr. Manuel Ochipintti, President of Banco Nacional de Fomento (BNF), Paraguay and Mr. ?
1 min |
June 2026
BANKING FINANCE
SEBI's March 2026 Reforms - Redefining the Alternative Investment Landscape
SEBI's March 2026 reforms mark a turning point in India's financial journey. They provide flexibility where it was needed, open doors for retail investors, and align India's practices with global standards. More importantly, they reflect a vision of India as a market that is inclusive, innovative, and globally competitive.
8 min |
June 2026
BANKING FINANCE
Banking News
The Reserve Bank of India has amended credit card regulations, stating that card issuers can classify an account as \"past due\" or levy penal charges only if dues remain unpaid for more than three days after the due date.
9 min |
June 2026
BANKING FINANCE
Mutual Fund News
Securities and Exchange Board of India has clarified that family trusts cannot act as sponsors of mutual funds because they are not recognised as body corporates under mutual fund regulations.
4 min |
June 2026
BANKING FINANCE
Industry News
India Post reported revenue of Rs. 15,296 crore in FY26, marking a 16% year-on-year increase, according to Union Minister Jyotiraditya Scindia.
8 min |
June 2026
BANKING FINANCE
Legal News
Justice Surya Kant expressed concern over the growing number of \"digital arrest\" scams, observing that even highly educated individuals are falling victim to fraudsters impersonating police officers and judicial officials through video calls.
2 min |
June 2026
BANKING FINANCE
Reserve Bank News
Reserve Bank of India Governor Sanjay Malhotra said short-term fluctuations such as net foreign direct investment outflows and exchange-rate movements are cyclical and are being closely monitored by the central bank.
6 min |
June 2026
BANKING FINANCE
Strategising Employee Training for Customer Service Excellence in BFSI - A Perspective
Training is the foundation for building a customer-centric culture in the BFSI sector. It helps align employee attitudes, behaviour, and daily practices with the goal of meeting customer needs and ensuring satisfaction. In banking and financial services, every interaction, whether at a branch, call centre, or digital channel directly affects customer trust, retention, and loyalty.
7 min |
June 2026
BANKING FINANCE
AI and Automation in Banking: Opportunity, Disruption and the Future of Jobs
AI and automation are transforming the banking sector at an unprecedented pace. While concerns about job displacement are valid, the larger reality is one of transformation rather than elimination.
4 min |
June 2026
BANKING FINANCE
ICICI Bank and Visa launch first USD-denominated debit card for NRI customers of GIFT City IBU
ICICI Bank, in partnership with Visa, announced the launch of India's first USD-denominated debit card from its IFSC Banking Unit (IBU) at GIFT City, the emerging global financial and IT services hub in Gujarat.
1 min |
June 2026
BANKING FINANCE
Indian women rank high Al skills globally, but top roles held by men
The penetration of AI skills is highest among Indian women than anywhere else globally, data from the recent Stanford AI Index suggests.
1 min |
May 2026
BANKING FINANCE
SEBI eases fundraising norms for social enterprises
The Securities and Exchange Board of India has introduced key relaxations to strengthen the Social Stock Exchange (SSE) framework and improve fundraising avenues for not-for-profit organisations (NPOs).
1 min |
May 2026
BANKING FINANCE
Capacity building in cooperative and rural banks: A detailed analysis
Cooperative and rural banks occupy a vital position in India's financial architecture.
4 min |
May 2026
BANKING FINANCE
RBI proposes bank account portability for customers
Reserve Bank of India is planning to introduce account portability, allowing customers to switch banks without changing their account numbers.
1 min |
May 2026
BANKING FINANCE
Mutual fund SIP inflows hit record Rs. 32,087 crore in March
Systematic Investment Plan (SIP) inflows in mutual funds surged to an alltime high of Rs. 32,087 crore in March, marking an 8% increase from Rs. 29,845 crore in February, according to industry data.
1 min |
May 2026
BANKING FINANCE
Vinay Tonse takes charge as YES Bank MD & CEO
YES Bank has appointed Vinay Muralidhar Tonse as its Managing Director and Chief Executive Officer, effective April 6, 2026, for a three-year term.
1 min |
May 2026
BANKING FINANCE
Cryptocurrency and Indian Banking: Opportunities, Risks, and the Road Ahead
Cryptocurrency is a digital currency that uses cryptography for secure transactions and runs on blockchain technology.
8 min |
May 2026
BANKING FINANCE
Bharti Airtel becomes world's second-largest telecom operator
Bharti Airtel has crossed 650 million users globally, emerging as the secondlargest telecom operator by subscriber base, according to GSMA Intelligence.
1 min |
May 2026
BANKING FINANCE
Unclaimed deposit payouts surge after RBI campaign
Reserve Bank of India said payouts of unclaimed deposits have surged significantly following targeted campaigns and incentive schemes. Monthly payouts rose to Rs. 760 crore from October 2025 onwards, compared to Rs. 180 crore during April-September 2025.
1 min |
May 2026
BANKING FINANCE
The Evolution of RPA in Finance: From Task Automation to Strategic Decision Making
Robotic Process Automation has significantly transformed the financial services sector.
2 min |
May 2026
BANKING FINANCE
Generative Artificial Intelligence in Banking - Applications, Risks and Way Forward
It is estimated that GenAI could potentially add US$200-340 billion annually to the banking sector globally through productivity gains and new revenue streams (McKinsey & Company, 2023).
10+ min |
May 2026
BANKING FINANCE
India becomes world's third-largest renewable energy market
India has emerged as the third-largest renewable energy market globally in 2025, after China and the United States, according to the International Renewable Energy Agency.
1 min |
May 2026
BANKING FINANCE
RBI suggests 1-hour delay for high-value digital payments
Reserve Bank of India has proposed introducing a one-hour delay for digital payments above Rs. 10,000 to curb rising fraud risks.
1 min |