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BANKING FINANCE

RERA doing nothing except facilitatiang defaulting builders

The Supreme Court said it is high time all states rethought the constitution of the real estate regulatory authority (RERA) as the institution is doing nothing, except facilitating defaulting builders.

1 min  |

March 2026

BANKING FINANCE

SC tightens bail norms for economic offences

The Supreme Court has held that the yardsticks applied while considering bail in grave and violent crimes must be applied to cases involving serious financial wrongdoing, noting that economic offences can erode the financial security and overall quality of life of ordinary citizens.

1 min  |

March 2026

BANKING FINANCE

India Exim Bank forecasts India's merchandise exports to amount to US$ 125.3 bn and Non-oil exports to US$ 113.4 bn for Q4 (January-March) of FY2026

Export-Import Bank of India (India Exim Bank) forecasts India’s total merchandise exports to amount to US$ 125.3 bn, witnessing a year-on-year (yo-y) growth of 8.7%, while non-oil exports are forecast to increase to US$ 113.4 bn, growing at 12.1%, during Q4 (January-March) of FY2026.

1 min  |

March 2026

BANKING FINANCE

HDFC Bank Opens a Currency Chest in Lucknow

The Honourable Governor of Uttar Pradesh, Smt. Anandiben Patel, recently inaugurated HDFC Bank’s new currency chest at Viraj Khand, Lucknow.

1 min  |

March 2026

BANKING FINANCE

PFC and REC boards approve in-principle merger plan

The boards of Power Finance Corporation and REC Limited have approved in principle the merger of the two entities, retaining the combined entity's status as a government company.

1 min  |

March 2026

BANKING FINANCE

RBI announces OMOS, swaps and VRR to infuse liquidity

The Reserve Bank of India has announced a series of liquidity measures, including open market operations, dollar-rupee buy-sell swaps and long-term variable rate repo operations, to maintain orderly liquidity conditions.

1 min  |

March 2026

BANKING FINANCE

RBI launches Financial Literacy Week with focus on KYC awareness

The Reserve Bank of India has commenced Financial Literacy Week 2026 with the theme \"KYC-Your first step to safe banking,\" aimed at strengthening public awareness about safe financial practices. The campaign seeks to promote responsible use of financial services amid rising digital transactions.

1 min  |

March 2026

BANKING FINANCE

DFS Secretary urges cheaper loans for small borrowers

Department of Financial Services Secretary Nagaraju M has urged banks to lower lending rates for small businesses and self-employed borrowers, noting that many such loans are backed by government credit guarantees.

1 min  |

March 2026

BANKING FINANCE

RBI permits banks to finance listed and unlisted takeovers

The Reserve Bank of India has allowed banks to finance acquisitions of listed and unlisted companies, permitting exposure of up to 20 per cent of a bank's eligible capital base. The move follows industry feedback on draft guidelines that had proposed a lower cap.

1 min  |

March 2026

BANKING FINANCE

Sebi discontinues children's and retirement fund category

The markets regulator, Sebi, on Thursday announced the discontinuation of the solution-oriented scheme category, which includes children’s and retirement funds.

1 min  |

March 2026

BANKING FINANCE

UCO Bank total business rises 13% to Rs. 5.54 lakh crore in Q3

Public sector lender UCO Bank reported a 13.29 per cent increase in total business to Rs. 5.54 lakh crore for the third quarter of the current financial year, compared with Rs. 4.89 lakh crore in the corresponding period last year.

1 min  |

March 2026

BANKING FINANCE

RBI doubles collateral-free loan limit for micro enterprises

The Reserve Bank of India has doubled the collateral-free loan limit for micro and small enterprises from Rs. 10 lakh to Rs. 20 lakh to strengthen credit access.

1 min  |

March 2026

BANKING FINANCE

ICICI Prudential Life launches Dividend Leaders 50 Index Fund for customers seeking stability and long-term wealth creation

ICICI Prudential Life Insurance has launched the Dividend Leaders 50 Index Fund under its Unit Linked Insurance Plans (ULIPs).

1 min  |

March 2026

BANKING FINANCE

PSU banks seek inclusion of SDLs in RBI'S OMO purchase auctions

Public sector banks have urged the Reserve Bank of India to include state development loans in its open market operation purchase auctions amid widening yield spreads.

1 min  |

March 2026

BANKING FINANCE

Long-term life cycle mutual funds get Sebi approval

Retail investors looking for a simpler way to plan for long-term goals such as retirement and children's education may soon have some easier options.

1 min  |

March 2026

BANKING FINANCE

Small digital fraud victims set to get up to Rs. 25K refund

In a first-of-its-kind move, bank customers who fall victim to small-value digital frauds will be eligible for compensation of up to Rs. 25,000 for the first such incident, the Reserve Bank of India (RBI) announced.

1 min  |

March 2026
BANKING FINANCE

BANKING FINANCE

Credit Guarantee Fund Trust for Micro and Small Enterprises - A Review

To begin with, the MLIs have to apply for the guarantee cover anytime during the tenure of the loan, provided the same was not restructured remained in Special Mention Account SMA)-2 status in the last one year from the date of submission of the application.

10 min  |

March 2026

BANKING FINANCE

Cabinet approves Rs. 5,000 crore equity infusion in SIDBI

The Union Cabinet has approved an equity infusion of Rs. 5,000 crore into the Small Industries Development Bank of India to strengthen credit support for micro, small and medium enterprises.

1 min  |

March 2026

BANKING FINANCE

Bank of India posts 7.5% rise in Q3 net profit to Rs.2,705 crore

State-owned Bank of India reported a 7.47 per cent year-on-year rise in net profit to Rs. 2,705 crore for the third quarter of FY26, supported by higher non-interest income. On a sequential basis, profit rose by nearly 6 per cent.

1 min  |

March 2026

BANKING FINANCE

UPI's Global Expansion: What It Means for Indian Finance

India's Unified Payments Interface (UPI) has transformed domestic digital payments over the past decade.

2 min  |

March 2026

BANKING FINANCE

Current account deficit, not banking flaw, drives high cost of capital

India's elevated cost of capital stems primarily from macroeconomic imbalances rather than inefficiencies within the financial system, according to the Economic Survey.

1 min  |

March 2026

BANKING FINANCE

RBI proposes higher unsecured loan limits for urban cooperative banks

The Reserve Bank of India has proposed raising individual loan limits for unsecured advances by urban cooperative banks to a range of Rs. 5 lakh to Rs. 10 lakh, depending on the size category of the bank.

1 min  |

March 2026

BANKING FINANCE

Risk Management in Market Risk Latest Global Developments

Market risk management has entered a new phase of complexity.

2 min  |

March 2026

BANKING FINANCE

IFSCA introduces 'Master Key' for GIFT City capital market entities

The International Financial Services Centres Authority has introduced a unified registration mechanism called the \"Master Key\" for capital market intermediaries operating in Gujarat International Finance Tec-City.

1 min  |

March 2026

BANKING FINANCE

RBI tightens recovery norms to curb harassment of borrowers

The Reserve Bank of India has proposed stricter recovery and repossession norms to prevent harassment and strengthen borrower protection.

1 min  |

March 2026

BANKING FINANCE

Cash in circulation hits record despite UPI surge: SBI report

State Bank of India has reported that currency in circulation (CIC) reached an all-time high of around Rs. 40 trillion for the fortnight ended January 31, 2026, even as digital payments through the Unified Payments Interface continue to expand.

1 min  |

March 2026

BANKING FINANCE

RBI launches Mission Saksham to strengthen Urban Cooperative Banks

The Reserve Bank of India has announced a series of regulatory measures aimed at strengthening Urban Cooperative Banks (UCBs), including the launch of Mission-SAKSHAM to enhance governance and operational capacity.

1 min  |

March 2026

BANKING FINANCE

AU Small Finance Bank Earns 'Great Place to Work Consecutive Year

AU Small Finance Bank (AU SFB), India’s largest Small Finance Bank and the first in over a decade to receive in-principle approval to transition into a Universal Bank, has been certified as a Great Place to Work® for the sixth consecutive year.

1 min  |

March 2026

BANKING FINANCE

SIPs and Long-Term Wealth Creation: Lessons from Indian Market Cycles

Indian equity markets have witnessed multiple phases of sharp volatility over the past two decades — the 2008 global financial crisis, the 2013 taper tantrum, the 2020 pandemic crash, and more recent global rate tightening cycles.

2 min  |

March 2026

BANKING FINANCE

Sebi unveils life-cycle mutual funds; solution-oriented schemes scrapped

The Securities and Exchange Board of India (Sebi) on Thursday announced several changes to the categorisation of mutual fund schemes.

1 min  |

March 2026