Business
BANKING FINANCE
India's Fiscal Discipline: A Path to Economic Stability and Growth
A fiscal deficit occurs when a government's total expenditures exceed its total revenues, excluding money from borrowings, within a specific fiscal period, usually a year. It essentially indicates that the government is spending more than it is earning from taxes and other sources of income.
5 min |
December 2025
BANKING FINANCE
Synergistic Financing: Unlocking Co- Lending Potential
Co-lending is an arrangement where multiple lenders, typically a bank and a Non-Banking Financial Company (NBFC), partner to provide loans to borrowers. This helps increase lending capacity and reduces risk for individual lenders. Each lender sets their own terms and conditions.
10+ min |
December 2025
BANKING FINANCE
Tackling Trade-Based Money Laundering in the Modern Financial Landscape
TBML schemes can also involve misrepresenting the price, quantity, or type of goods or services in trade transactions. In misrepresentation schemes, the parties involved in the trade transaction may under or over invoice goods or services; issue multiple invoices for the same goods or services.
5 min |
December 2025
BANKING FINANCE
Axis Mutual Fund debuts micro-investment feature for first-time investors
Axis Mutual Fund has introduced an industry-first micro-investment option enabling new investors to start SIPS with as little as Rs. 100 per scheme.
1 min |
December 2025
BANKING FINANCE
PPFAS Mutual Fund explains rationale behind proposed large-cap fund launch
PPFAS Mutual Fund, known for its conservative and product-lite approach, has filed draft documents with SEBI to launch a large-cap fund.
1 min |
December 2025
BANKING FINANCE
Domestic pension fund flows into equities hit record high
Domestic pension funds have made their highest-ever net investment in Indian equities, deploying Rs. 41,242 crore during the first nine months of 2025, NSE data shows.
1 min |
December 2025
BANKING FINANCE
SC asks Centre to adopt blockchain for property registrations
The Supreme Court said property transactions in India were \"traumatic\" and asked the Centre to take the lead in adopting blockchain technology to make the registration process seamless nationwide.
1 min |
December 2025
BANKING FINANCE
NCDEX gets final board approval to launch mutual fund distribution platform
The National Commodity and Derivatives Exchange (NCDEX) has received board approval to roll out an electronic mutual fund distribution platform, sources told Bloomberg.
1 min |
December 2025
BANKING FINANCE
Kerala Bank: Mohanan elected President of Asia's largest Co-op Bank
CPI (M) leader P. Mohanan Master from Kozhikode has been elected as the President of Asia's largest cooperative bank, the Kerala State Cooperative Bank (Kerala Bank).
1 min |
December 2025
BANKING FINANCE
Passive fund AUM rises 5% to Rs. 13.67 lakh crore on strong gold ETF inflows
Passive fund assets grew 5.2% in October to Rs. 13.67 lakh crore, driven largely by inflows into precious metal ETFs, according to AMFI's monthly note.
1 min |
December 2025
BANKING FINANCE
Urban cooperative banks unveil digital platforms to modernise operations
The National Urban Cooperative Finance and Development Corporation (NUCFDC) has launched two digital platforms Sahakar Digipay and Sahakar Digiloan to enhance payments and lending operations across India's 1,400 urban cooperative banks (UCBs).
1 min |
December 2025
BANKING FINANCE
India's agriculture exports rise 12% in H1 to $13.93 billion
India's agricultural exports rose nearly 12% in the first half of FY26, driven by higher shipments of non-basmati rice, buffalo meat and pulses, according to data from the Agricultural and Processed Food Products Export Development Authority (APEDA).
1 min |
December 2025
BANKING FINANCE
RBI Director Marathe releases vision document for UCBS: 2025-30 & Beyond
Reserve Bank of India Central Board Director and Sahakar Bharati CoFounder Member Satish Marathe has unveiled the Vision Document for Urban Co-operative Banks for 2025-2030 and beyond.
1 min |
December 2025
BANKING FINANCE
RBI issues new nomination rules to ease fund transfers after depositor's death
The Reserve Bank of India (RBI) has notified the Banking Companies (Nomination) Rules, 2025 and amendments under the Banking Laws (Amendment) Act, 2025, introducing mandatory customer awareness on nominations for deposit accounts, lockers, and safe custody services.
1 min |
December 2025
BANKING FINANCE
PGIM India Mutual Fund launches multi-asset allocation scheme
PGIM India Mutual Fund has rolled out the PGIM India Multi Asset Allocation Fund (MAAF), an open-ended scheme aimed at long-term capital appreciation through diversified exposure across equity, debt, commodities, and alternative assets.
1 min |
December 2025
BANKING FINANCE
Adani Airports to introduce AI-powered multilingual helpdesk across eight airports
Adani Airport Holdings will roll out an Al-powered, multilingual passenger assistance platform across its eight airports as part of a partnership with AI solutions firm AIONOS.
1 min |
December 2025
BANKING FINANCE
Support honest taxpayers, simplify GST processes: Sitharaman to officials
Finance minister Nirmala Sitharaman urged GST officials to make compliance easier for honest taxpayers while maintaining strict enforcement against evasion, saying GST reforms have contributed to strong festive-season business activity nationwide. She was speaking at the inauguration of a new Central GST building.
1 min |
December 2025
BANKING FINANCE
SBI in talks with regulators, government to simplify KYC process
The State Bank of India (SBI) is working with regulators and the government to make the Know Your Customer (KYC) and re-KYC processes more seamless and digital-first, according to Chairman C.S. Setty.
1 min |
December 2025
BANKING FINANCE
Capitalmind Mutual Fund launches liquid fund for low-risk investors
Capitalmind Mutual Fund has launched the Capitalmind Liquid Fund, an open-ended liquid scheme designed for investors seeking high liquidity and low volatility.
1 min |
December 2025
BANKING FINANCE
Indian sellers export $20 billion via Amazon in a decade
Indian sellers using Amazon's global marketplace have exported goods worth more than $20 billion since 2015, the company said, calling it cumulative ecommerce exports driven largely by small and medium enterprises.
1 min |
December 2025
BANKING FINANCE
TJSB Sahakari Bank gets permission for govt banking transactions
In a major policy boost for the cooperative banking banking sector, the Maharashtra Finance Department has approved TJSB Sahakari Bank Ltd., a leading multi-state urban cooperative bank, to handle select government-related banking transactions for the financial year 2025-26.
1 min |
December 2025
BANKING FINANCE
Wealth of India's top 1% rises 62% since 2000: G20 inequality report
The wealth of India's richest 1% has grown by 62% between 2000 and 2023, according to a landmark report commissioned by the South African Presidency of the G20. Led by Nobel laureate Joseph Stiglitz, the G20 Extraordinary Committee of Independent Experts on Global Inequality warned that inequality worldwide has reached \"emergency\" levels, with serious implications for democracy, economic stability and climate action.
1 min |
December 2025
BANKING FINANCE
Specialised Investment Funds attract Rs. 2,005 crore net inflow in October
Specialised Investment Funds (SIFs), a new mutual fund category, recorded net inflows of Rs. 2,005 crore in October, bringing total assets under management to Rs. 2,010 crore across 10,212 investor accounts, according to AMFI data.
1 min |
December 2025
BANKING FINANCE
The slow game of unclaimed money
Few things are more painful than knowing your family's savings exist but remain out of reach.
6 min |
December 2025
BANKING FINANCE
RBI CIRCULAR
Amendments to Directions - Compounding of Contraventions under FEMA, 1999 November 24, 2025
3 min |
December 2025
BANKING FINANCE
India improves its rank in global Climate Risk Index
India has improved its position in the global Climate Risk Index (CRI), ranking as the 9th most-affected country by extreme weather events over the 1995-2024 period and 15th in 2024, according to a new report released by Germanwatch.
1 min |
December 2025
BANKING FINANCE
Wealth Company Mutual Fund gets Sebi's nod to launch Specialised Investment Fund
The Wealth Company Mutual Fund, part of the Pantomath Group, on Tuesday said it has received markets regulator Sebi's approval to launch its Specialised Investment Fund (SIF).
1 min |
December 2025
BANKING FINANCE
Monetary policy calls for robust risk management
The wider autonomy granted to banks is a remarkable feature of the new policy.
2 min |
December 2025
BANKING FINANCE
RBI recognises SRPA as self-regulatory body for payment system operators
The Reserve Bank of India (RBI) has granted recognition to the Self-Regulated PSO Association (SRPA) as the official self-regulatory organisation for the payment system operator (PSO) ecosystem.
1 min |
December 2025
BANKING FINANCE
Ms Mini T. M. assumes charge as Executive Director of Indian Bank
Ms Mini T.M. has assumed charge as Executive Director of Indian Bank on 24th November, 2025.
1 min |