Unit Linked Insurance Plans: What they offer for meeting long-term goals

For those looking to invest for the long term and also get life insurance coverage, Unit Linked Insurance Plans (ULIPs) have emerged as a popular investment option.

The Way That I Break : A Macro And Bond Update

Mr. Suyash Choudhary has over two decades of experience in Fixed Income. He has a strong track-record covering fixed-income research and fund management. His strength lies in his in-depth understanding of the macroeconomic environment, the ability to anticipate interest rate movements and the ability to identify attractive investment opportunities across market segments.

Learnings from the SVB crisis:

SVB was the 16th-largest bank in the US, having a geographic concentration in Silicon Valley with an industry concentration amongst startups. It had the highest deposit growth among US Banks during the low-interest days of 2020 & 2021.

I asked Chat GPT to write me a poem on retirement planning.This is what it came back with...

RETIREMENT PLANNING

Decoding the benefits of INVESTING Insurance! in the Right Life

Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.

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FINANCIAL PLANNING

5 Crucial Things To Know Before Investing In Equity Mutual Funds

Investing in equity mutual funds is an excellent way to diversify your portfolio and gain stock market exposure.

Indians are Developing Weak Bones

Guard your family against this crippling disease affecting young & old alike.

Thematic Investing

Thematic investing usually evokes mixed reactions from investors & advisors.

Get Adequate Health Insurance and Save Tax: A Buying Guide

The first step in any financial plan, according to most financial planners, should be to ensure that one has adequate health insurance.

Motor Insurance -An Essential Element for Your Insurance Basket!

Securing oneself and one's assets is a top priority. Moreover, it is essential to protect your wealth or assets before you build new ones. Securing your vehicle with adequate Motor Insurance is mandatory by law as well as necessary to safeguard the asset called Motor.

ELSS funds offer attractive returns, but can be volatile

The March 31 deadline for making tax-saving investments is approaching.

Single premium life insurance policies: Know the benefits and taxation rules

A commitment to continue making yearly premium payments is not required in order to purchase life insurance.

Is Winter Coming?

2023 is poised to be a year filled with ups and downs for the average Indian millennial in terms of income and financial certainty.

Use Freedom SIP feature to seamlessly achieve your long-term financial goals

When Shiwani was about 25 years old, she started her career in an IT firm. After working for five years, she realized that while she loved her job, she also had another ambition she wanted to realize: opening a bed & breakfast in her village in Uttarakhand.

Invest in a multi-asset allocation fund for a smoother journey

Indian equities may not outperform in 2023 owing to their relatively high valuations.

The Rich Undernourished

Rich and upper-middle-class people who are blindly copying the western ways of life are spending a lot of money on fast food that has almost zero food value.

PERSON OF THE YEAR 2022

Like every year, there were several contenders.

Empowering Retirement with Right Planning and Strategy!

Retirement is one of the major milestones that each one of us will reach during our lifespans. Yet, while we make enough plans and strategies to accomplish other goals such as marriage, career, home, travel, etc., we ignore this most crucial milestone that is solely for us, called Retirement.

A Pragmatic and Balanced Budget

FY Budget- the most awaited event for the countrymen that defines the economy’s gait by addressing the key bottlenecks and how this will affect the nation and the common man. Expectations were high, as usual. But what experience did the Budget unfold for the People of India?

A pro-growth, forward-looking budget - Know what's in-store for investors, taxpayers in Budget 2023

The Budget 2023–24 presented by Union Minister of Finance Nirmala Sitharaman on February 1, 2023, appears to be promising with a wide range of measures proposed to boost investments and spur economic growth.

How ELSS, NPS And ULIPs Help Investors To Meet Long-Term Goals And Also Save Tax

It’s never too late to take advantage of tax-saving strategies and reduce your tax obligation.

Water: The Elixir of Life

lifestyle planning

Turbo STP (Systematic Transfer Plan)

Buying Low and Selling High has been the most investors across the world want to do. Often investors ask - Is it truly possible to optimise the cost of purchase? A systematic transfer plan may have the potential to do so.

Why investors should take exposure to passive funds

The S&P Indices versus Active Funds (SPIVA) report for mid-2022 is out. The report once again highlights what has been known for some time – that active mutual funds are struggling to beat the benchmarks.

“Loans against shares and mutual funds are the best options to tackle immediate crunch of funds”

Mr. Deepit Singh is the Founder of Abhi Loans and an experienced finance professional and entrepreneur, who has started companies in various diverse sectors such as Finance, textiles, infrastructure, mining, etc. He is an MBA from ISB, Hyderabad, and a bachelor’s in mechanical engineering from the University of Wisconsin-Madison.

Reasons to believe that it is going to be India’s century

State of economy

Planning your Retirement with Freedom SIP

Thinking of building a retirement corpus? In a world where asset prices are increasingly turning volatile and hard to predict on a longterm basis, the task of retirement planning--for generating regular cash flow to cover for the daily expenditure from a passive investment-- is becoming an onerous task.

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I hope the answer to your question will be found useful by many readers. The first thumb rule which everyone should remember is that you must strive to save at least 30% of your gross income every month.

Insurance News

Insurance companies - life, non-life and health are now a part of RBI's Account Aggregator (AA) system, which is a financial data-sharing framework built for investors and regulated financial entities.