Planning your Retirement with Freedom SIP
Investors India|December 2022
Thinking of building a retirement corpus? In a world where asset prices are increasingly turning volatile and hard to predict on a longterm basis, the task of retirement planning--for generating regular cash flow to cover for the daily expenditure from a passive investment-- is becoming an onerous task.
Planning your Retirement with Freedom SIP

ICICI PRUDENTIAL MUTUAL FUND

The conventional way--interest income from fixed deposits--to maintain a dignified middleclass lifestyle into the retirement years is no longer secure. The reason being the trajectory of interest rate in the current environment. It’s tough even for the developed nations to forecast interest rate trajectory for the next 15-20 years, let alone developing nations. Likewise, inflation, which largely exists in the Emerging Markets universe, has become a worldwide phenomenon. The developed markets’ central banks are laden with tons of data, making it difficult for them to understand—if the rising prices are going to be ‘sticky’ or ‘transitory’. 

The conventional way--interest income from fixed deposits--to maintain a dignified middleclass lifestyle into the retirement years is no longer secure. The reason being the trajectory of interest rate in the current environment. It’s tough even for the developed nations to forecast interest rate trajectory for the next 15-20 years, let alone developing nations. Likewise, inflation, which largely exists in the Emerging Markets universe, has become a worldwide phenomenon. The developed markets’ central banks are laden with tons of data, making it difficult for them to understand—if the rising prices are going to be ‘sticky’ or ‘transitory’. 

This story is from the December 2022 edition of Investors India.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.

This story is from the December 2022 edition of Investors India.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.

MORE STORIES FROM INVESTORS INDIAView All
Why Should One Consider Investing in a Largecap Fund?
Investors India

Why Should One Consider Investing in a Largecap Fund?

An investor’s ability to create wealth in the longterm is directly linked to how well they create an all-weather investment portfolio.

time-read
3 mins  |
May 2024
Meeting Medical Costs with Health Insurance Plans
Investors India

Meeting Medical Costs with Health Insurance Plans

A medical emergency can occur at any time and to any person.

time-read
6 mins  |
May 2024
Water: The Elixir of Life
Investors India

Water: The Elixir of Life

If there is magic on the Planet Earth, it is contained in water - Loran Eiseley.

time-read
6 mins  |
May 2024
The 100 Crore Wealth Legacy! A Vision
Investors India

The 100 Crore Wealth Legacy! A Vision

Generating 100 crores from modest investments is feasible with a long-term outlook, though market timing remains elusive.

time-read
2 mins  |
May 2024
Unleashing Potential: The Dynamics of AI in India
Investors India

Unleashing Potential: The Dynamics of AI in India

After attending the Microsoft AI Tour recently, I attended a few conferences and met with some government officials over the past few weeks during my macro tour.

time-read
5 mins  |
May 2024
The Growing Role of Philanthropy in Wealth Management: A Shift Towards Purpose-Driven Strategies
Investors India

The Growing Role of Philanthropy in Wealth Management: A Shift Towards Purpose-Driven Strategies

In recent years, India’s economic landscape has seen a notable shift with the rise of High-Net-Worth Individuals (HNWIs), who are reshaping the financial ecosystem.

time-read
2 mins  |
May 2024
Are You Drinking Too Much Coffee? If Yes, Then You Are Taking A Big Risk!
Investors India

Are You Drinking Too Much Coffee? If Yes, Then You Are Taking A Big Risk!

Coffee contains caffeine in maximum percentage:

time-read
6 mins  |
April 2024
LIC MUTUAL FUND
Investors India

LIC MUTUAL FUND

According to World Bank data, women represent 49.7% of the world population. In India, women represent 48.4% of the population but they contribute only around 18% of the GDP compared to 41% in China.

time-read
3 mins  |
April 2024
Maintain 15-20% exposure to US funds in your equity portfolio
Investors India

Maintain 15-20% exposure to US funds in your equity portfolio

2022 was a difficult year for stocks in the United States (US), particularly for the large tech companies known as FANG. Concerns about the Russia-Ukraine conflict, inflation, etc led to a significant drop in their values.

time-read
2 mins  |
April 2024
Systematic Investment Plan (Sip): Meaning, Benefits, How It Works
Investors India

Systematic Investment Plan (Sip): Meaning, Benefits, How It Works

We all dream of buying a car, dream house, gadgets, etc. This all can come to reality if we have strong financial planning. One of the best options is to start investing in mutual funds through a SIP (Systematic Investment Plan).

time-read
6 mins  |
April 2024