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Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT'S NEXT FOR THE FED

The U.S. central bank was already contending with economic challenges. Now comes a political one.

2 min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT A BALANCE SHEET REVEALS

Knowing how to read this financial statement can help you separate strong companies from struggling ones.

5 min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

FIND THE RIGHT HEALTH PLAN DURING OPEN ENROLLMENT

You may face sharply higher out-of-pocket costs for health care next year. Use our guide to select an insurance plan that meets your needs at the best price.

10+ min  |

November 2025

Kiplinger's Personal Finance

NEW MEMBERS FOR THE S&P 500

FOUR new stocks are joining the S&P 500 index, instantly becoming components in dozens of index funds that track the broad-market benchmark. That includes the Fidelity 500 and Vanguard 500 index funds, listed below. The two funds are the second- and third-largest mutual funds, combined boasting more than $1.3 trillion in assets. More than $4 trillion is invested in S&P 500 index funds (including mutual funds and exchange-traded funds), according to Morningstar Direct.

1 min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Exploring Emerging Markets

WITHIN two years of the dotcom bubble bursting in 2000, the tech-heavy Nasdaq index lost three-fourths of its value. This isn't 25 years ago, but if you think the U.S. stock market is getting too expensive for its own good, you have a reasonable case.

5 min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

OUR TOP ESG PICKS FACE A STORM

Most of our favorite stocks and funds focused on environmental, social and corporate governance issues struggled in an increasingly hostile climate.

10+ min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

SIMPLE FIXES FOR BIG SAVINGS ON HOME HEATING

With fuel prices expected to rise 10% or more this winter, making your home more energy efficient will really pay off.

3 min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Take Control of Your Finances

RECENTLY I was stopped in my tracks by a newspaper column headlined “I Was Terrible at Money. My Daughter Should Learn From My Mistakes.” The young woman columnist went on to say her own mother had taught her that it was “vulgar to talk or even really think about money.” As a result, she laments, “I am somehow terrified of anything to do with finances.” And she “sometimes worries about passing along these extraordinarily unhelpful attitudes to my own children.”

2 min  |

November 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Financial Benefits for Military Families

IF you read my column regularly, you may know that I'm a military spouse. My husband, Tom, has served for 19 years. Currently, he's a full-time pilot in the Air National Guard, and he previously spent more than a decade as an active-duty member of the Air Force.

2 min  |

November 2025

Kiplinger's Personal Finance

Your Protections With a P2P App

PEER-TO-PEER payment services such as Cash App, PayPal, Venmo and Zelle offer an easy way to transfer money to friends, family and businesses.

1 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

PROTECT YOUR SAVINGS IN TURBULENT TIMES

Don't let a shaky economy and volatile market derail your retirement. These moves will help ensure your money lasts as long as you do.

10+ min  |

October 2025

Kiplinger's Personal Finance

PLAYING DEFENSE PAYS OFF

SOME bond market watchers say that high-yield bonds-those rated between double-B days.

1 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Buy Now, Pay Later—With No Regrets

Extended payment plans can help ease the sting of a big-ticket purchase. But beware of costly missteps that can add to your price.

5 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT TO KNOW ABOUT CHOOSING A TRUSTEE

Whoever you designate should act in the best interests of you and your beneficiaries.

2 min  |

October 2025

Kiplinger's Personal Finance

HOW THE ONLINE BROKERS STACK UP

We scrutinized investment offerings, tools, mobile apps, advice and more to find the best broker for you.

10+ min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

You May Pay Extra to Share Your Streaming Subscription

IF you're among the majority of Americans who watch streaming services—83%, according to Pew Research Center—you may share your plan with family members who live both in and out of your home.

2 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Over 50? Take These Steps When You Shop for Eyeglasses

Making a selection often gets trickier—and more expensive—as you age.

5 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THESE CREDIT CARDS REWARD YOUR LOYALTY

If you have bank or investment accounts with your credit card issuer, you may qualify for extra cash back, waived fees and other benefits.

7 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

A Shopping Strategy That Reduces Waste

At this store, customers stock up on soap, laundry detergent and other household supplies with reusable containers.

2 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

HOW THE BIG BEAUTIFUL BILL AFFECTS YOU

THE One Big Beautiful Bill Act, signed into law in July, has wide-reaching implications for taxpayers.

10+ min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Get a Head Start on Downsizing

WHEN I retired as editor of this magazine, one of the things at the top of my to-do list was to clean out my closets and get rid of other assorted stuff that had accumulated over decades.

2 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

ARE PREFERREDS RIGHT FOR YOU?

Consider these stock-bond hybrids for generous dividend yields.

4 min  |

October 2025

Kiplinger's Personal Finance

A TOPSY TURVY SMALL-CAP MARKET

OUR favorite exchange-traded fund for small-company stocks is lagging the Russell 2000 index, the leading benchmark for small-company stocks.

1 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

ACT NOW TO NAB THE MOST MONEY FOR COLLEGE

A new federal financial aid application drops on October 1—and being an early bird will likely pay off.

2 min  |

October 2025

Kiplinger's Personal Finance

IT'S NOT TOO LATE FOR EUROPE

A new trade deal removes some uncertainty for investors.

1 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

BEST CHOICES FOR 2026 MEDICARE PLANS

With costs due to rise sharply next year, look for coverage that protects your wallet as well as your health.

4 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THE BIG BEAUTIFUL BILL'S WINNERS AND LOSERS

Defense, manufacturing and tech should prosper; health care and green names face hurdles.

4 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THE CLOCK IS TICKING ON SOCIAL SECURITY'S SOLVENCY

Social Security’s Board of Trustees has released its 2025 report on the financial status of the program’s trust funds, revealing that the outlook for future retiree benefits has become a bit more precarious.

2 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

CONSIDERING BERKSHIRE AFTER BUFFETT

Should you explore one of a handful of Berkshire Hathaway clones or copycat funds?

7 min  |

October 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

ADVICE TO MASTER THE ART OF SPENDING

An understanding of the psychology that drives what we buy and why can lead to smarter money decisions.

3 min  |

October 2025