Investment
Kiplinger's Personal Finance
A Helping Hand for the Homeless
This nonprofit offers shelters, job programs, support in finding a home and more.
2 min |
January 2026
Kiplinger's Personal Finance
Downsizing Advice, Part II
My column on downsizing (see “Living in Retirement,” Oct.) struck a chord with readers. I heard from many who offered advice on successfully culling clutter.
2 min |
January 2026
Kiplinger's Personal Finance
WHY COMPANY GUIDANCE MATTERS
Understanding how corporate profit forecasts affect analysts' estimates and stock ratings can help you make investment decisions.
4 min |
January 2026
Kiplinger's Personal Finance
WHAT SCIENCE REVEALS ABOUT MONEY AND A HAPPY RETIREMENT
Whether you're still planning or already retired, these research-based insights point the way to your best post-work life.
10+ min |
January 2026
Kiplinger's Personal Finance
WHAT TO KNOW ABOUT FLOOD INSURANCE
Even if your home is outside a high-risk area, you may want to purchase coverage.
2 min |
January 2026
Kiplinger's Personal Finance
My Retirement Learning Curve
THE NEW WORLD OF RETIREMENT
2 min |
January 2026
Kiplinger's Personal Finance
CREATE A FINANCIAL PLAN WITH THESE TOOLS
Online programs for do-it-yourselfers are better than ever-and they're affordable, too.
9 min |
January 2026
Kiplinger's Personal Finance
2026 MONEY CALENDAR
These key dates and tips will help you make the most of your money in the new year.
7 min |
January 2026
Kiplinger's Personal Finance
Should You Renew Your CD?
AFTER you put money in a certificate of deposit, you can sit back while it collects interest over its term. Once it reaches maturity, you'll face a decision: renew it or withdraw the funds.
1 min |
January 2026
Kiplinger's Personal Finance
GIVING THE BULL THE BENEFIT OF THE DOUBT
KIPLINGER: What do you see ahead for financial markets in 2026? Do you have a target price for the S&P 500?
5 min |
January 2026
Kiplinger's Personal Finance
WE'RE STILL BULLISH ON STOCKS
But now is the time for investors to pull in their horns and dial down risk.
10+ min |
January 2026
Kiplinger's Personal Finance
STRETCH THE 2026 SOCIAL SECURITY COLA
The 2.8% increase in payments may not seem like much, but these steps will help your benefits go further.
4 min |
January 2026
Kiplinger's Personal Finance
ROLLING OVER 529 FUNDS TO A ROTH
The editor of The Kiplinger Tax Letter responds to readers asking about transfers from a college-savings plan to a Roth IRA.
2 min |
January 2026
Kiplinger's Personal Finance
Distance Yourself From the Fed
BONDS behave in mysterious ways. Hence you might be curious why, after the Federal Reserve cut its key interest rate for the second time in as many months, Treasury yields did not fall but instead took off. Even the short-term T-note yields surged in the wake of the October 29 rate announcement. In two days, bond funds lost substantial net asset value; iShares 20+ Year Treasury Bond coughed up 1.5%, equivalent to a 750-point drop in the Dow Jones industrial average.
2 min |
January 2026
Kiplinger's Personal Finance
PREMIUM REWARDS CARDS: MORE PERKS, HIGHER FEES
Some issuers are hiking the annual fee on their flagship luxury credit cards by hundreds of dollars. Are they still worth using?
4 min |
January 2026
Kiplinger's Personal Finance
CHANGES ARE AHEAD FOR THIS BOND FOND
INVESCO created its BulletShares suite of exchange-traded funds to help investors build bond ladders—a strategy that involves buying bonds with staggered maturity dates. But these funds can be useful in other ways.
1 min |
January 2026
Kiplinger's Personal Finance
When Fair Doesn't Mean Equal
Here's how to leave different amounts to adult children without causing a family rift.
5 min |
January 2026
Kiplinger's Personal Finance
How the Biggest 401(k) Funds Stack Up
Our guide will help you choose well in your workplace retirement plan.
7 min |
January 2026
Kiplinger's Personal Finance
A GUIDE TO BUYING ART ONLINE
From virtual galleries to social media platforms, the internet offers plenty of places to shop for paintings, sculptures and other artwork without breaking the bank.
7 min |
January 2026
Kiplinger's Personal Finance
A CONTRARIAN APPROACH PAYS OFF
THE stock market draws a lot of investor attention, but bonds deserve some love, too. Over the 12 months ending October 31, the Bloomberg U.S. Aggregate Bond index climbed 6.2%. On a calendar-year basis, the index is on track to post its best return since 2020, thanks in part to relatively high starting yields and solid returns from corporate and securitized debt, particularly mortgage-backed bonds.
1 min |
January 2026
Kiplinger's Personal Finance
GET A HANDLE ON THE SOARING COST OF OWNING A CAR
Car ownership has gotten a lot more expensive. From January 2020 to August 2025, ownership costs surged by 41%, according to an index from Navy Federal Credit Union. That compares with a 25% climb in overall consumer prices over the same period, based on the consumer price index.
2 min |
January 2026
Kiplinger's Personal Finance
HELPING YOUNG PEOPLE GET GOING ON SAVING
WHEN longtime personal finance journalist Jonathan Clements—creator of the popular Wall Street Journal column “Getting Going”—received a terminal cancer diagnosis at age 61, his friends asked how they could honor him. Perhaps a journalism award in his name?
1 min |
January 2026
Kiplinger's Personal Finance
BE WARY OF THESE RARE EARTH FUNDS
WHAT natural resource has outdone gold in recent months? Rare-earth metals.
1 min |
January 2026
Kiplinger's Personal Finance
SIX STOCKS TO BUY FOR 2026
Our picks span a range of industries.
3 min |
January 2026
Kiplinger's Personal Finance
WE MADE SOME GOOD MARKET CALLS; OUR STOCK PICKS WERE MIXED
If we had just stuck to our guns, our 2025 Investing Outlook, published in the January 2025 issue, would have been close to spot-on.
2 min |
January 2026
Kiplinger's Personal Finance
My Top 10 Picks for 2026
FOR more than 30 years, I have offered an annual list of 10 stocks with the potential to beat the market in the 12 months ahead. My selections for 2024 notched the highest return ever, but my choices for 2025 flamed out. They scored an average of a mere 5.9%, compared with 21.5% for the benchmark S&P 500 index. Six out of 10 stocks fell, four by more than 20% each. What hurt me most? Not having any of the mega-capitalization tech stocks that provided the lift for the S&P 500. I correct the oversight this time around.
4 min |
January 2026
Kiplinger's Personal Finance
ARE YOU PREPARED TO LIVE LONGER?
A new measure of longevity readiness indicates that for many Americans, the answer is no-and suggests what is needed to get on track.
3 min |
January 2026
Kiplinger's Personal Finance
Same Story, Different Year
WHAT does the Federal Reserve's rate-reduction initiative mean in the short run for your fixed-income holdings? You'll recall that one year ago, the Fed cut three times, starting by hacking its benchmark overnight funds rate by 0.50 percentage point in September. The year ended with bond markets and fund returns in retreat. It's wishful thinking that cheaper short-term credit and falling money market yields will spark a general bond-buying binge and propel your 2025 total returns toward 10% by year-end.
2 min |
December 2025
Kiplinger's Personal Finance
WHEN HELPING MOM AND DAD HURTS YOUR WALLET
New research shows how assisting an aging parent with expenses can strain your own finances.
3 min |
December 2025
Kiplinger's Personal Finance
WHAT'S AHEAD FOR SOCIAL SECURITY
Bipartisan collaboration on a mix of reforms will likely be needed to keep the system solvent and benefits intact.
3 min |