FASTER, HIGHER, STRONGER
HDFC Bank, the largest private bank in India, pads up for its first major leadership transition as growth momentum speeds up
BIG LENDER OF SMALL LOANS
Bandhan Bank has grown its business in microlending and now plans to use its customer reach to broad-base its credit portfolio
Bridging The MSME Credit Gap
With an innovative credit check and flexible repayment model, NeoGrowth has built a profitable business in digital lending to MSMEs
MYSTERY OF THE OYO ROOMS
WHY THE FASTGROWING HOTEL CHAIN HAD TO SCALE DOWN
IN A STATE OF BOTHER
States are facing a funds crunch. As GST revenues moderate and fiscal deficits balloon, they must look for new sources of revenue to fund welfare schemes and infrastructure needs
OUT IN THE COLD
The disruption due to coronavirus in China has put Indian industry in a jam
Freeing Company Boards
Provisions seeking independence of board members have been tightened. Can the companies catch up?
Tata Group's DEBT Threat
MOST LEADING TATA COMPANIES, INCLUDING TATA POWER, TATA STEEL AND TATA MOTORS, ARE BURDENED BY DEBT, MAKING THE GROUP OVERDEPENDENT ON TCS, ITS SOLE MONEY SPINNER
Does an Annuity Plan Work for You?
ANNUITY PLANS CAN FORM A GOOD PART OF YOUR RETIREMENT PORTFOLIO IF THE PRODUCT FIT IS RIGHT
The Gene Business
Technology advances in gene sequencing are creating new opportunities for enterprises in healthcare and other sectors
CHINKS IN WHISTLE BLOWER ARMOUR
Despite rise in number of whistleblower complaints, the lacunae in the system are proving to be a deterrent in the fight against corporate unethical practices
Tick on the Right Education Loan
AN EDUCATION LOAN MAKES IT EASIER TO PURSUE YOUR DREAM EDUCATION BUT IT ALSO MEANS LONG REPAYMENT YEARS, SO MAKE SURE YOUR CHOICE IS RIGHT
BIG AUTO'S EXPO WOES
As footfalls decline at Auto Expos globally, what is the way forward?
“THERE WILL BE GOOD RESPONSE TO DIRECT TAX AMNESTY SCHEME”
A day after she presented her second Budget, Business Today caught up with Finance Minister Nirmala Sitharaman in her North Block office to find out the reasoning behind the key initiatives in Budget 2020. Edited excerpts:
UNLOCKING THE INNOVATION KEY
To survive and grow, all businesses need a culture that is conducive to innovation. Enabling management attributes and a top-down involvement can make this possible
WE HAVE TO GET TO 4-5% OF GDP IN RESEARCH
While the Economic Advisory Council to the Prime Minister, in 2019, recommended that India more than double its expenditure on research and development (R&D) to 2 per cent of GDP by 2022, N.R. Narayana Murthy, the legendary founder of Infosys, thinks this wouldn’t be enough to solve the pressing problems facing the nation. He advises a much higher spending on research and stresses that taxpayers should fund not only applied research but also fundamental research, which can take several decades to show results. In an interview to Business Today’s Goutam Das on the sidelines of Infosys Prize, an annual award that honours achievements of researchers and scientists, Murthy also explained why India needs to change some of its cultural approaches to learning. Edited excerpts:
PLUGGING IMPORT LEAKS
ANTI-DUMPING DUTIES HAVE OFTEN FAILED TO SUPPORT DOMESTIC INDUSTRY
A NEW BREED OF TECH-SAVVY PLAYERS IS TARGETING NICHE LENDING SEGMENTS NOT COVERED BY BANKS AND TRADITIONAL NBFCs. THEIR JOURNEY IS NOT WITHOUT CHALLENGES.
OVERSPENDING FOR GROWTH
The Budget reveals the government is willing to stretch its finances by going off the fiscal glide path
LOW ON CHARGE
In India and elsewhere, the electric vehicle story has not quite lived up to the overzealous projections of a few years ago. A course correction is under way.
FUELLING ECONOMIC GROWTH
A dozen experts interpret Budget 2020 and its impact
What Budget 2020 Has For You
The decision to switch to the new income tax rates will depend on the level of deductions that you are able to use in the present regime.
Budget 2020 - What Will Work, What Will Not
The Budget aims at boosting consumption and private investment to pull the economy forward.
FUTURE OF WORK
Leading experts on the radical changes in jobs, workplace, skills, privacy and employee well-being
P2P LENDING IS EMERGING AS AN ATTRACTIVE INVESTMENT OPTION IN THE DEBT SEGMENT PROMISING 15-20 PER CENT RETURNS
Save LTCG Tax on Stocks
GAINS ABOVE ₹1 LAKH ON SHARES ARE TAXED. HERE IS HOW YOU CAN CHURN THE PORTFOLIO TO PAY LESS
Best Advice I Ever Got
“YOU HAVE TO PROTECT YOUR RESOURCE-GENERATING ENGINE”
How To Save Tax
Here are some tips for smart tax planning in 2020
New Fault Lines in Banking
Even as banks lower their NPAs for the year, new areas of stress are emerging that may create headaches for the financial sector and the RBI.
PESSIMISM RULES AS CORPORATE LEADERS EXPECT A DULL BUDGET AND BELOW 5 PER CENT GROWTH IN 2019/20, FINDS THE LATEST BUSINESS TODAY-C FORE BUSINESS CONFIDENCE SURVEY