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Banking Frontiers

Banking Frontiers

Yes Bank gets a major push

SMBC, the banking arm of Japanese financial services major SMFG is buying a 20% stake in Yes Bank:

4 min  |

June 2025
Banking Frontiers

Banking Frontiers

CDAOs are becoming crucial positions in organizations

CDAOs are now holding a strategic position in organizations and their role is becoming more established:

3 min  |

June 2025
Banking Frontiers

Banking Frontiers

AI will take away repetition, not employment

Technology is associated with worries like rising costs, rising unemployment and skills shortage. Vivek Tiwari, MD & CEO at SATYA MicroCapital gives his calm perspectives on these issues:

2 min  |

June 2025
Banking Frontiers

Banking Frontiers

BBVA wins The Banker Award for tech initiatives

This is for the second time that it has won the 'Best Bank in Spain' Award:

3 min  |

June 2025
Banking Frontiers

Banking Frontiers

Digital Fore with Human Core

Indraneel Pandit, Chief Digital Officer at Federal Bank explains the phygital strategy and the initiatives driving customer experience and efficiency:

5 min  |

June 2025
Banking Frontiers

Banking Frontiers

IndiaFirst Life: One of the top players for PMJJBY

IndiaFirst Life is moving from a bancassurance dominated to a multichannel distribution organization. Sumeet Sahni, CDO & President - Agency Channel, outlines the transformation:

3 min  |

June 2025
Banking Frontiers

Banking Frontiers

Align technology stack with ESG objectives

Check out various IT initiatives that Dr. Puneet Kohli has driven over the years. She is now Chief Technology Officer (CTO) at Liberty General Insurance:

2 min  |

June 2025
Banking Frontiers

Banking Frontiers

2 Saudi regulators have unique sandboxes

In Saudi Arabia, the Central Bank of Saudi Arabia, or SAMA, and the Capital Market Authority, or CMA, have distinct sandboxes:

3 min  |

June 2025
Banking Frontiers

Banking Frontiers

Greening of Indian NBFCs

In association with Rabo Foundation, auctus ESG organized a conclave titled 'Greening of Indian NBFCs' in Mumbai on April 10, 2025. Highlights:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Tariff Turmoil: 3 Orders of Impact on Banking

Something unusual played out in the US financial markets when the US President shocked the world by deploying tariffs as a weapon of mass destruction of trade. Equity markets tanked, as expected. Bond prices went down and so did the USD, which defied all logic. A risk aversion towards equities signifies a flight to the perceived safety of US bonds. Bonds and USD should have strengthened. Even the Treasury Secretary of the US anticipated the same. The market, however, had other plans. Welcome to the world of chaos.

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

People who Helped Build Leadership Skills

Smriti Pandey: Name one or more persons who have made a big contribution in your life to boost your soft skills? Your hard skills?

2 min  |

May 2025
Banking Frontiers

Banking Frontiers

RPA: Raised Efficiency, Now Boosting Resilience

Martin P S, Chief Operating Officer at Ujjivan Small Finance Bank, reveals how the bank is leveraging RPA in multiple areas and deriving substantial benefits:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Compliance related workforce leaps 143%

George Thomas, Executive Vice President (HR) at ESAF Bank

2 min  |

May 2025
Banking Frontiers

Banking Frontiers

Credit Unions: A roadmap for being future-ready

The digital visionary Marry Gunaratnam, CIO & Head of Information Security, Northern Credit Union, suggests how credit unions can balance budgets and boost efficiency:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

More Features, More Automation, More AI

Sandeep Chordia, COO, Kotak Securities is driving a slew of upgrades and new technologies:

3 min  |

May 2025

Banking Frontiers

4% decline in microfinance portfolio, yet prospects are not bleak

A CRIF High Mark quarterly analysis of the performance of the microfinance portfolio:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Preferred Formats for Acquiring Leadership Skills

Smriti Pandey: Among masterclass, workshops, books, videos, mentors, etc, which is your preferred format for acquiring hard skills? And soft skills?

2 min  |

May 2025
Banking Frontiers

Banking Frontiers

Balancing Time Between Hard Skills & Soft Skills

Smriti Pandey: What is the ratio of time you spent using your soft skills vs your hard skills? What was the ratio 3 years ago, and what do you think will the ratio be 3 years from now?

2 min  |

May 2025
Banking Frontiers

Banking Frontiers

Seeking Al with ‘Implementation Assurance’ & ‘Manageable Risk’

Is retail banking the only space for use of AI among banks? What about treasury, corporate banking, trade finance, syndication, etc? Dr Nilay Ranjan Singh, CEO at SBI DIFC, highlights the opportunities and challenge in these lesser prominent use cases of AI:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

STAR LEADERS OF NBFCs

A good leader has multiple skills, and they can broadly be divided into hard skills and soft skills. In these volatile and trying times, what skills are leaders leveraging, what is the outcome, what skills are they planning to develop further, and how? This is what Banking Frontiers is studying from an interaction with 5 leaders from India’s booming NBFC sector: ♦ Kalpanaa Sankar, MD, Belstar Microfinance ♦ Sanjay Agarwal, MD & CEO, Ambit Finvest ♦ Vivek Tiwari, MD, SATYA MicroCapital ♦ Anilkumar SG, CEO, Samunnati ♦ Kamlesh Gandhi, Chairman & MD, MAS Financial Services

6 min  |

May 2025
Banking Frontiers

Banking Frontiers

A revenue opportunity for banks & fintechs

As Canada inches closer to implementing Open Banking, industry experts, policymakers, and financial institutions are debating its impact, challenges, and future. Babu Nair, MD & CEO of Financial Technology Frontiers, sat down with Eyal Sivan, better known as Mr. Open Banking, to explore the current landscape, regulatory hurdles, and the road ahead for Open Banking in Canada.

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Harnessing Predictive Analytics, Exploring Predictive Modeling

Rachit Gehani, Chief Technology Officer, IIFL Home Finance, sheds light on the technologies, partners and team that is propelling the company into the future:

6 min  |

May 2025
Banking Frontiers

Banking Frontiers

Streamlining Lending with LOS, Curbing NPA with AI

Capri Global Capital has achieved a healthy growth in SME business. Abhishek Sinha, Chief Business Officer, UR & Micro LAP, Capri Global Capital shares details, and the technologies enabling the growth:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Notable Outcomes of Hard Skills & Soft Skills

Smriti Pandey: Give one example each of a notable outcome achieved through your hard skills and through your soft skills in the last 2-3 years?

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Scaling up vertically, Diversifying Horizontally

Banks financing NBFCs had touched a 4-year low of 6.7% in 2024, according to RBI data. This had compelled NBFCs to tweak their funding pattern in the current financial year. And RBI has recently relaxed some lending norms, including existing tighter rules for bank loans to NBFCs, trimming risk weight requirements for banks on consumer microfinance loans and reverting to the earlier risk weight requirements.

2 min  |

May 2025
Banking Frontiers

Banking Frontiers

Digital banks drive transformation in Malaysia

It’s the 5 digital banks that the regulator gave permission to operate that actually drove the transformation of the banking industry in Malaysia:

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Next Generation of Leadership Skills

Smriti Pandey: What one hard skill would you like to improve/acquire and what one soft skill would you like to improve/acquire during 2025? What motivates you to improve/acquire these skills?

3 min  |

May 2025
Banking Frontiers

Banking Frontiers

Enterprise Al in Corporate Banking: Moving from Experiments to Business Impact

The conversation around AI in banking has largely been dominated by retail use cases - chatbots, credit scoring, and hyper-personalized offers. But corporate banking, often seen as the slower adopter, is poised for a strategic inflection point. This is not just about operational efficiency - it’s about redefining the architecture of intelligence itself.

2 min  |

May 2025
Banking Frontiers

Banking Frontiers

SHAPING THE FUTURE OF Insurance

Banking Frontiers organized its annual insurance conclave \"InsureNext Global 2025\" in Mumbai on February 12, 2025. The key attraction at the conference was 4 panel discussions. Here are the highlights of the panel discussions:

10+ min  |

April 2025
Banking Frontiers

Banking Frontiers

Best tools for fraud prevention - AI & Data Analytics

Frauds in the insurance sector has been a major concern but insurers are now looking at latest technology measures:

4 min  |

April 2025