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GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR

Kiplinger's Personal Finance

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January 2025

Scammers are getting better at impersonating legitimate businesses.

- MALLIKA MITRA

GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR

What are the most common identity theft schemes?

Our most recent contact center data shows that 51% of personally identifiable information (PII) compromises-which take place when someone is trying to access your personal information-come from scams, with the most common types of scams being impersonation and employment scams. Impersonation scams occur when whoever is on the other end of the interaction is not who they say they are. They may say they're from Amazon and your delivery is delayed, or they may pose as a credit card representative, asking whether you authorized a purchase. With job and employment scams, we're seeing fraudulent postings on legitimate sites such as Indeed and LinkedIn, as well as unsolicited text messages and e-mails from phony recruiters.

What trends in ID theft you expect to see in 2025?

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