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GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR

Kiplinger's Personal Finance

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January 2025

Scammers are getting better at impersonating legitimate businesses.

- MALLIKA MITRA

GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR

What are the most common identity theft schemes?

Our most recent contact center data shows that 51% of personally identifiable information (PII) compromises-which take place when someone is trying to access your personal information-come from scams, with the most common types of scams being impersonation and employment scams. Impersonation scams occur when whoever is on the other end of the interaction is not who they say they are. They may say they're from Amazon and your delivery is delayed, or they may pose as a credit card representative, asking whether you authorized a purchase. With job and employment scams, we're seeing fraudulent postings on legitimate sites such as Indeed and LinkedIn, as well as unsolicited text messages and e-mails from phony recruiters.

What trends in ID theft you expect to see in 2025?

Kiplinger's Personal Finance'den DAHA FAZLA HİKAYE

Kiplinger's Personal Finance

Your Protections With a P2P App

PEER-TO-PEER payment services such as Cash App, PayPal, Venmo and Zelle offer an easy way to transfer money to friends, family and businesses.

time to read

1 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

PROTECT YOUR SAVINGS IN TURBULENT TIMES

Don't let a shaky economy and volatile market derail your retirement. These moves will help ensure your money lasts as long as you do.

time to read

13 mins

October 2025

Kiplinger's Personal Finance

PLAYING DEFENSE PAYS OFF

SOME bond market watchers say that high-yield bonds-those rated between double-B days.

time to read

1 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Buy Now, Pay Later—With No Regrets

Extended payment plans can help ease the sting of a big-ticket purchase. But beware of costly missteps that can add to your price.

time to read

5 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT TO KNOW ABOUT CHOOSING A TRUSTEE

Whoever you designate should act in the best interests of you and your beneficiaries.

time to read

2 mins

October 2025

Kiplinger's Personal Finance

HOW THE ONLINE BROKERS STACK UP

We scrutinized investment offerings, tools, mobile apps, advice and more to find the best broker for you.

time to read

16 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

You May Pay Extra to Share Your Streaming Subscription

IF you're among the majority of Americans who watch streaming services—83%, according to Pew Research Center—you may share your plan with family members who live both in and out of your home.

time to read

2 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Over 50? Take These Steps When You Shop for Eyeglasses

Making a selection often gets trickier—and more expensive—as you age.

time to read

5 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

THESE CREDIT CARDS REWARD YOUR LOYALTY

If you have bank or investment accounts with your credit card issuer, you may qualify for extra cash back, waived fees and other benefits.

time to read

7 mins

October 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

A Shopping Strategy That Reduces Waste

At this store, customers stock up on soap, laundry detergent and other household supplies with reusable containers.

time to read

2 mins

October 2025

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