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THE INSURANCE TIMES
|November 2025
Generali Central Life launches ULIP-Term hybrid plan to drive financial growth
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Generali Central Life has launched a new insurance product that blends the benefits of a Unit-Linked Insurance Plan (ULIP) with term life insurance, aiming to support long-term financial growth alongside robust protection. This innovative plan, tailored to appeal to India’s emerging middle-class and wealth-conscious consumers, offers a dual advantage: wealth creation through market-linked returns and life coverage for financial security.
The policy allows customers to invest premiums in a variety of funds ranging from equity to debt, depending on their risk appetite. At the same time, it ensures that the insured's family receives a death benefit in case of an untimely demise. Policyholders can switch between funds, opt for partial withdrawals, and track portfolio performance through digital channels, providing greater transparency and control.
A key highlight is the plan’s flexibility—customers can choose premium payment terms, policy duration, and fund options, making it suitable for goals like children's education, retirement planning, or wealth accumulation.
This story is from the November 2025 edition of THE INSURANCE TIMES.
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