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New Product Launches
THE INSURANCE TIMES
|November 2025
Generali Central Life launches ULIP-Term hybrid plan to drive financial growth
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Generali Central Life has launched a new insurance product that blends the benefits of a Unit-Linked Insurance Plan (ULIP) with term life insurance, aiming to support long-term financial growth alongside robust protection. This innovative plan, tailored to appeal to India’s emerging middle-class and wealth-conscious consumers, offers a dual advantage: wealth creation through market-linked returns and life coverage for financial security.
The policy allows customers to invest premiums in a variety of funds ranging from equity to debt, depending on their risk appetite. At the same time, it ensures that the insured's family receives a death benefit in case of an untimely demise. Policyholders can switch between funds, opt for partial withdrawals, and track portfolio performance through digital channels, providing greater transparency and control.
A key highlight is the plan’s flexibility—customers can choose premium payment terms, policy duration, and fund options, making it suitable for goals like children's education, retirement planning, or wealth accumulation.
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