Business
BANKING FINANCE
The Role of Banks in Tackling Climate Change
The Basel Committee on Banking Supervision (BCBS) is the primary global standard setter for the prudential regulation of banks. It has introduced Basel III, a global voluntary framework for regulating the financial sector. Basel III has three pillars: minimum capital requirements, supervisor review and market discipline.
5 min |
July 2025
BANKING FINANCE
The Future of CrossBorder Payments: Emerging Trends Shaping Global Transactions
Imagine a world where everyone has to pay Rs. 6 for every Rs 100 spent on purchasing goods or services. The same Rs 6 is also to be paid if one sends money to a loved one. In the era of digital payments and UPI it sounds outlandish, but this is the world of cross border payments and remittances today.
10+ min |
June 2025
BANKING FINANCE
Tackling Trade-Based Money Laundering in the Modern Financial Landscape
If we inquire informally among a group of bankers about familiarity with terms like a Letter of Credit (L/C), Bill of entry (BoE), or Buyer's Credit, only a few might possess this knowledge. This introduces us to the intricate world of trade finance-a realm filled with unique terminologies and practices, characterized by its complexity and specialization.
5 min |
June 2025
BANKING FINANCE
The Rise of Digital banks and their impact on traditional Banking
The banking industry has undergone a dramatic transformation in recent years, driven by the rise of digital banks. These innovative institutions offer a full range of financial services through online and mobile platforms, eliminating the need for physical branches.
6 min |
June 2025
BANKING FINANCE
Long-term capital gains tax is a bad idea: Arora
Levying capital gains tax on those who invest in India, especially the foreign investors, is a bad idea, and is possibly the Central government's \"biggest mistake,\" said Samir Arora, founder and chief investment officer of Helios Capital at the Business Standard Manthan Summit 2025.
2 min |
June 2025
BANKING FINANCE
The Policy of Push
\"If all you have is a hammer, everything looks like a nail.\"
6 min |
June 2025
BANKING FINANCE
Recent Challenges in Indian Banking and way forward to cope up with them
With the advent of technology, banking has come way forward and modern-day banking has unique challenges and ways to cope up with them. Here in this article we will try to discuss few challenges of modern-day banking and ways to cope up with them.
4 min |
June 2025
BANKING FINANCE
Co-Operative Bank News
Allow Urban Co-op Banks to issue share certificate
3 min |
June 2025
BANKING FINANCE
Paisabazaar Launches PB VCR - India's First Al-based Video Credit Report
Paisabazaar, India's largest marketplace for consumer credit and free credit score platform, announced today the launch of 'PB VCR' (Paisabazaar Video Credit Report) - an Al-based video representation of consumers' credit report.
1 min |
June 2025
BANKING FINANCE
Banking News
Public sector banks (PSBs) have scaled back insurance sales via the bancassurance channel in FY25, leading to a noticeable decline in growth for life insurers affiliated with them.
4 min |
June 2025
BANKING FINANCE
BharatGen: Empowering India with Multilingual AI for the Next Generation
BharatGen project is a transformative step by the Indian government aimed at developing a multimodal Large Language Model (LLM) capable of generating high-quality text and multimodal content, primarily in Indian languages.
8 min |
June 2025
BANKING FINANCE
Mutual Fund News
SEBI Proposes Relaxed Delisting Norms for PSUs with 90% Govt Holding
7 min |
June 2025
BANKING FINANCE
Reserve Bank News
RBI Panel Proposes Extended Call Money Market Timings, Retains G-Sec Hours
7 min |
June 2025
BANKING FINANCE
RBI CIRCULAR
Reporting on FIRMS portal — Issuance of Partly Paid Units by Investment Vehicles
4 min |
June 2025
BANKING FINANCE
A 1% Increase in REER Could Boost India's Exports by 1.07% in the Long Run: Exim Bank Study
Exim Bank's study indicates that a 1% increase in REER (indicating appreciation of the Indian Rupee) translates into a 1.07% increase in India's real exports to the world. While conventional wisdom suggests that currency depreciation boosts exports by making goods more competitively priced in global markets, the counterintuitive finding of the study suggests that a weaker rupee may not necessarily deliver the anticipated boost to Indian export growth.
1 min |
June 2025
BANKING FINANCE
Gold Grabs Headlines, But Is Silver the Real Star in 2025
Gold has been in the spotlight with its record-breaking rally, surpassing the Rs.88,310 per 10 grams mark for the first time, as geopolitical and economic uncertainties drove investors toward the safe-haven asset. Meanwhile, silver also reached a new high of Rs.1,01,999 per KG in 2025 reflecting growing demand and its dual role as both a monetary and industrial metal.
3 min |
June 2025
BANKING FINANCE
Synergistic Financing: Unlocking Co-Lending Potential
Co-Lending has become a regular feature of our daily newspaper and magazines. Not even a day goes by without seeing an article on Co-Lending. Several banks have entered into co-lending 'master agreements' with registered Non-Banking Financial Companies (NBFCs) and more are in the pipeline.
10+ min |
June 2025
BANKING FINANCE
PayU Receives Final Authorization from The RBI to Operate as an Online Payment Aggregator
PayU, one of India's leading online payments services providers, has announced that it has received the final authorization from the Reserve Bank of India (RBI) to operate as an Online Payment Aggregator under the Payment and Settlement Systems Act, 2007.
1 min |
June 2025
BANKING FINANCE
HDFC Bank Launches 'Biz+ Current Accounts' to Empower India's Growing MSME Enterprises
HDFC Bank, India's leading private sector bank in Current Account deposits announced the launch of its new Biz+ Current Accounts, a reimagined suite of Current Account offerings designed to meet the evolving needs of Indian businesses.
1 min |
June 2025
BANKING FINANCE
Legal News
SC Ruling on Bhushan Power Liquidation Raises Concerns Over IBC Stability
4 min |
June 2025
BANKING FINANCE
Industry News
Foreign Lawyers Allowed to Practise in India, But Limited to Non-Litigious Roles
9 min |
June 2025
BANKING FINANCE
Unified Lending Interface (ULI) and Its Future in RBI's New Trinity: JAM, UPI, and ULI
While JAM focuses on financial inclusion and UPI has revolutionized digital payments, the Unified Lending Interface (ULI) is poised to play a critical role in democratizing access to credit. Together, this trinity promises to not only bridge the gaps in the financial system but also empower individuals and businesses to thrive in the digital economy.
5 min |
May 2025
BANKING FINANCE
IFSCA (Banking) Regulations, 2020 and their Implications for the Future of Banking
India's financial services sector has evolved from traditional banking in the pre-colonial era to a modern, technology-driven system. Key milestones include the establishment of the RBI, the nationalization of banks in 1969 and 1980, and the economic liberalization of 1991, which introduced private banks and foreign competition. Recent advancements include the Digital India initiative and the Pradhan Mantri Jan Dhan Yojana, which have enhanced financial inclusion and digital banking. The IFSCA Act, 2019, and the IFSCA (Banking) Regulations, 2020, aim to position India as a global financial hub by creating a conducive regulatory environment for international banking within IFSCs, notably GIFT City.
10 min |
May 2025
BANKING FINANCE
RBI CIRCULAR
Processing of Regulatory Authorisations/ Li-censes/ Approvals through PRAVAAH
4 min |
May 2025
BANKING FINANCE
India's Sovereign Bond Market: Opportunities to re-evolve
Bank treasuries in India play a pivotal role in the sovereign bond market, actively trading in a segment that dominates the country's financial landscape. Sovereign bonds, endowed with Statutory Liquidity Ratio (SLR) status, are indispensable for institutional portfolios. These instruments provide banks with a secure avenue to deploy surplus funds while reaping significant coupon interest-a reliable revenue stream regardless of prevailing interest rate trends.
10 min |
May 2025
BANKING FINANCE
India's Global Moment: Rising Amid Tariffs and Trade Tensions
The global economy is undergoing a significant shift, with protectionism re-emerging as a dominant force. Led by the United States, a fresh wave of tariffs is disrupting global trade. U.S. President Donald Trump's recent move to raise tariffs on imports from 57 countries signifies a pivotal turn in this evolving narrative.
3 min |
May 2025
BANKING FINANCE
Legal News
Can't open bank locker sans holder nod: HC
2 min |
May 2025
BANKING FINANCE
Professor Dr. B. K. Basu : A Person of Principles
He was the first Doctorate (Ph.D.) in Accountancy and the first D. Litt. (Commerce) in Auditing in the annals of the University of Calcutta. He has contributed towards the promotion of commerce education through his vast academic and research works in the field of management, accounting, finance and auditing.
4 min |
May 2025
BANKING FINANCE
How missing the best days in markets impacts your returns
The Indian stock market has demonstrated remarkable resilience over the years, if we look at the historical performance of the BSE Sensex and the Nifty Midcap 100 indexes. Over the years, the Indian market has witnessed many events like the dotcom bubble, 2009 financial crisis and the 2020 COVID virus induced fall.
3 min |
May 2025
BANKING FINANCE
Indian Traditional knowledge can Enable the Sustainable Development: Padma Shree Chaitram Pawar at India Exim Bank's Seminar
Export-Import Bank of India (India Exim Bank) organised a seminar in Hindi on “Indian Knowledge System: Environment and Sustainable Development” under the aegis of Bank, Town Official Language Committee (TOLIC), Mumbai March 10, 2025.
1 min |