Business
BANKING FINANCE
Current account deficit, not banking flaw, drives high cost of capital
India's elevated cost of capital stems primarily from macroeconomic imbalances rather than inefficiencies within the financial system, according to the Economic Survey.
1 min |
March 2026
BANKING FINANCE
RBI proposes higher unsecured loan limits for urban cooperative banks
The Reserve Bank of India has proposed raising individual loan limits for unsecured advances by urban cooperative banks to a range of Rs. 5 lakh to Rs. 10 lakh, depending on the size category of the bank.
1 min |
March 2026
BANKING FINANCE
Risk Management in Market Risk Latest Global Developments
Market risk management has entered a new phase of complexity.
2 min |
March 2026
BANKING FINANCE
IFSCA introduces 'Master Key' for GIFT City capital market entities
The International Financial Services Centres Authority has introduced a unified registration mechanism called the \"Master Key\" for capital market intermediaries operating in Gujarat International Finance Tec-City.
1 min |
March 2026
BANKING FINANCE
RBI tightens recovery norms to curb harassment of borrowers
The Reserve Bank of India has proposed stricter recovery and repossession norms to prevent harassment and strengthen borrower protection.
1 min |
March 2026
BANKING FINANCE
Cash in circulation hits record despite UPI surge: SBI report
State Bank of India has reported that currency in circulation (CIC) reached an all-time high of around Rs. 40 trillion for the fortnight ended January 31, 2026, even as digital payments through the Unified Payments Interface continue to expand.
1 min |
March 2026
BANKING FINANCE
RBI launches Mission Saksham to strengthen Urban Cooperative Banks
The Reserve Bank of India has announced a series of regulatory measures aimed at strengthening Urban Cooperative Banks (UCBs), including the launch of Mission-SAKSHAM to enhance governance and operational capacity.
1 min |
March 2026
BANKING FINANCE
AU Small Finance Bank Earns 'Great Place to Work Consecutive Year
AU Small Finance Bank (AU SFB), India’s largest Small Finance Bank and the first in over a decade to receive in-principle approval to transition into a Universal Bank, has been certified as a Great Place to Work® for the sixth consecutive year.
1 min |
March 2026
BANKING FINANCE
SIPs and Long-Term Wealth Creation: Lessons from Indian Market Cycles
Indian equity markets have witnessed multiple phases of sharp volatility over the past two decades — the 2008 global financial crisis, the 2013 taper tantrum, the 2020 pandemic crash, and more recent global rate tightening cycles.
2 min |
March 2026
BANKING FINANCE
Sebi unveils life-cycle mutual funds; solution-oriented schemes scrapped
The Securities and Exchange Board of India (Sebi) on Thursday announced several changes to the categorisation of mutual fund schemes.
1 min |
March 2026
BANKING FINANCE
Banks must block suspect money transfers, says SC
The Supreme Court said banks must devise an Al-based mechanism to flag all suspicious transaction from an account, issue alerts, and suspend the transfer until the transaction is authenticated with the account holder.
1 min |
March 2026
BANKING FINANCE
Financial sector prepared for cyber risks: DFS Secretary
Department of Financial Services Secretary M Nagaraju said cyber threats will remain persistent but expressed confidence in India's capacity to manage them, particularly within the financial system.
1 min |
March 2026
BANKING FINANCE
RBI proposes up to Rs. 25,000 payout for small-value digital fraud victims
The Reserve Bank of India has proposed compensating customers for losses arising from small-value digital frauds, with payouts capped at Rs. 25,000, as part of a revised consumer protection framework.
1 min |
March 2026
BANKING FINANCE
SBI can extend Rs. 94,000 crore for acquisition finance
State Bank of India can provide up to Rs. 94,000 crore in acquisition financing under the amended RBI directions permitting banks to fund up to 20 per cent of tier-1 capital for such deals.
1 min |
March 2026
BANKING FINANCE
ICICI Pru Pension Funds unveils Swasthya Pension Scheme
ICICI Prudential Pension Funds Management Company has introduced the Swasthya Pension Scheme under the regulatory sandbox framework of the Pension Fund Regulatory and Development Authority.
1 min |
March 2026
BANKING FINANCE
India revamps mutual fund rulebook, opens room for higher gold and silver exposure
India's markets regulator on Thursday overhauled rules for mutual funds, introducing newer categories of schemes, curbing portfolio overlaps and allowing more exposure to gold and silver.
1 min |
March 2026
BANKING FINANCE
RBI to inject Rs. 2.15 lakh crore durable liquidity into banking system
The Reserve Bank of India has announced durable liquidity infusion of about Rs. 2.15 lakh crore between January 30 and February 12 to support banking system liquidity ahead of the financial year-end.
1 min |
March 2026
BANKING FINANCE
RBI to issue discussion paper on digital payment safeguards
The Reserve Bank of India has proposed releasing a discussion paper to examine calibrated safeguards in digital payments amid rising fraud risks.
1 min |
March 2026
BANKING FINANCE
RBI CIRCULAR
Unique Transaction Identifier for OTC Derivative Transactions
4 min |
March 2026
BANKING FINANCE
Centre approves wage revision for PSU insurers and NABARD employees
The Central Government has approved wage revisions for employees of public sector general insurance companies and the National Bank for Agriculture and Rural Development, along with pension revisions for retirees of the Reserve Bank of India and NABARD.
1 min |
March 2026
BANKING FINANCE
Indian banks to face no cap on EU branch openings under trade pact
India has permitted European Union banks to open up to 15 branches over four years once the trade agreement comes into force, while Indian banks will face no cap on branch openings within the EU, a commerce ministry official said.
1 min |
March 2026
BANKING FINANCE
Quantum Computing in Banking: A New Frontier for Financial Innovation
Banks deal with huge complexity: high-speed trading, risk modeling, fraud detection, compliance, personalized finance, and more. Many of these require analyzing billions of variables and combinations in real-time. Even with powerful classical supercomputers, some problems take too long or too much computing power.
8 min |
March 2026
BANKING FINANCE
Reimagining Learning in the Age of AI
The integration of AI into learning presents numerous ethical challenges that require careful consideration.
10 min |
March 2026
BANKING FINANCE
Building Trust with Responsible AI: A Strategic Approach to Combat Financial Crime
This arms race between financial institutions and criminals has created an imperative for institutions to not just adopt Al technologies, but to do so in ways that are sustainable, responsible, and aligned with their broader risk management and compliance objectives.
10+ min |
March 2026
BANKING FINANCE
Governance Failures in Financial Institutions: Common Patterns
Governance failures in financial institutions rarely occur overnight. They build gradually—often beneath strong financial performance, rapid growth, or market optimism.
3 min |
March 2026
BANKING FINANCE
"Financial Fraud Risk Indicator (FRI)": A New Era in India's Fight Against Cyber Fraud
By synthesizing information from these diverse sources, the FRI constructs a comprehensive risk profile for each mobile number, enabling stakeholders to take proactive measures before a fraudulent transaction is completed.
8 min |
March 2026
BANKING FINANCE
Risk Management Failure in the Rs. 590 Crore IDFC First Bank Fraud
A deep dive into controls, governance lapses, and corrective imperatives
4 min |
March 2026
BANKING FINANCE
Legal News
In a significant ruling on compassionate appointments, the Orissa high court has held that an adopted child cannot be denied employment benefits if the adoption was completed before the death of the employee, even if formal documentation or recognition followed later.
5 min |
February 2026
BANKING FINANCE
Credit risk failure and governance lessons: The Yes Bank case
Credit risk remains the most material risk on bank balance sheets, particularly in emerging markets where rapid credit growth often outpaces risk governance.
4 min |
February 2026
BANKING FINANCE
Metal, Magnetic, Mobile: The Journey of Credit Cards Across Generations
The journey of the credit card is a story of reinvention. From Western Union's metal plates in 1914 to today's Al-powered digital cards, every step-cardboard slips, magnetic stripes, EMV chips, contactless taps, and wallets on our phones-has solved yesterday's problems while shaping tomorrow's payments.
7 min |