Business
BANKING FINANCE
Mutual Fund News
The Securities and Exchange Board of India (SEBI) has raised the minimum block deal size from Rs. 10 crore to Rs. 25 crore and widened the permissible price band for execution.
3 min |
November 2025
BANKING FINANCE
Industry News
1.4 crore Aadhaar numbers deactivated to prevent identity fraud
10+ min |
November 2025
BANKING FINANCE
Applying the Cynefin Framework in Decision Making for Bankers
Misjudging the domain can lead to costly errors viz. applying redundant practices in a complex scenario or over analysing a situation that requires quick action. Cynefin offers a moment to reflect before reacting.
4 min |
November 2025
BANKING FINANCE
Insured bank deposits fall 9.5 percentage points in 5 years
While India's bank deposit base has expanded, the share of deposits protected by insurance has slipped. In the five years between September 2020 and March 2025, assessable deposits swelled by over Rs. 91 lakh crore, but the insurance coverage ratio dropped by 9.5 percentage points, leaving a wide gap between small savers who are fully covered and largevalue accounts that remain exposed.
2 min |
November 2025
BANKING FINANCE
Sustainable Finance in India: The Role of ESG in Banking and Investments
The concept of Environmental, Social, and Governance (ESG) has emerged as a transformative framework in the global financial sector, driving sustainable decision-making in banking and investments.
10+ min |
November 2025
BANKING FINANCE
Banks and ECL norms
On October 7, the Reserve Bank of India (RBI) issued the draft Reserve Bank of India (Scheduled Commercial Banks-Asset Classification, Provisioning and Income Recognition) Directions, 2025 for public comments. These directions are proposed to be implemented by banks and financial institutions with effect from April 1, 2027 - a possible indicator that banks and financial institutions will transition to Indian Accounting Standards (Ind AS) from this date.
2 min |
November 2025
BANKING FINANCE
TRUMPeting Tariffs
These new trade taxes are a challenge for India, but they also create some opportunities. By finding new customers, making more things at home, and working with other countries, India can turn this problem into a chance to grow stronger.
3 min |
November 2025
BANKING FINANCE
RRR in Banking
This is very crucial area where bankers strive to pitch their products for the customers to achieve the set targets. Profiling is the major operation to understand the customer and identify their exact needs for providing suitable products.
6 min |
November 2025
BANKING FINANCE
World trusts India with semiconductor future
Prime Minister Narendra Modi pitched India as one of the most promising destinations for semiconductor manufacturing, saying \"the world trusts India, the world believes in India, and the world is ready to build semiconductor future with India\".
2 min |
November 2025
BANKING FINANCE
Legal News
Auction purchasers are liable to pay the property tax dues of erstwhile owners, the Calcutta HC held on Sept 25 in a case where a company sought a waiver of the outstanding property tax of Rs 1,23,84,142, for which KMC refused to grant mutation.
2 min |
November 2025
BANKING FINANCE
The Programmable eRs: Where code meets currency
This higher level of trust and speed could open up new business models and encourage new ideas, especially in areas that are ready to be automated. Various organisations are already testing programmable allowances for things like newspaper allowances, which shows how this technology can be used in real life in company finance.
9 min |
November 2025
BANKING FINANCE
RBI CIRCULAR
International Trade Settlement in Indian Rupees (INR)
4 min |
November 2025
BANKING FINANCE
Can HR Drive ESG in Banks? Unveiling the Role of Green HRM in Shaping Sustainable Development
Green Human Resource Management (GHRM) refers to the application of environmental sustainability in HR practices. Indian banks are adopting GHRM practices to reduce their carbon footprint and promote eco-friendly initiatives. Banks are taking initiatives to cover maximum buildings certified by Indian Green Building Council.
5 min |
November 2025
BANKING FINANCE
Architecture of Bonds: A Deep Dive into Fixed Income Securities
Bonds are often referred to as debt securities, and they are a critical component of the financial market, offering a safer investment alternative compared to equities. Bonds are favored by conservative investors due to their relatively lower risk and predictable returns.
6 min |
November 2025
BANKING FINANCE
Is digital future defined by credit scores
When you start any loan application online - whether through NetBanking or a fintech app, the first message you see is: \"We will fetch your credit bureau report.\" Have you wondered how many people in India actually have a bureau score? And is someone's repayment capacity really defined by just that number? What if you don't have a score at all?
3 min |
November 2025
BANKING FINANCE
Reserve Bank News
RBI urges banks to cut retail service charges, targets low-income impact
7 min |
November 2025
BANKING FINANCE
Banking News
HDFC Bank arm barred from onboarding clients in Dubai
7 min |
November 2025
BANKING FINANCE
Co-Operative Bank News
RBI imposes Rs. 3.5 crore penalty on 5 cooperative banks for regulatory violations
2 min |
November 2025
BANKING FINANCE
From Branches to Bytes: Understanding the Neo banking Transformation
Unlike traditional banks, which rely on a physical infrastructure, neo banks provide services typical of banks such as payments, savings, loans, and investments, primarily through mobile applications and internet interface, and with much lower overhead.
5 min |
October 2025
BANKING FINANCE
EDB-India Exim Bank Webinar Highlights Natural Synergy and Trade Finance Potential in India-Central Asia Economic Cooperation
In a significant step towards enhancing regional economic integration, the Eurasian Development Bank (EDB) and the Export-Import Bank of India (India Exim Bank) co-hosted a webinar on September 10, 2025, marking the first collaborative initiative between the two institutions. This strategic engagement aims to deepen economic and financial ties between India and the Central Asian region, focusing on promoting greater cooperation in trade, investment, and development finance.
1 min |
October 2025
BANKING FINANCE
Legal News
Hindu marriage valid even if not registered: Allahabad HC
5 min |
October 2025
BANKING FINANCE
RBI CIRCULAR
Reserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025
4 min |
October 2025
BANKING FINANCE
Emergence of CBDCs in the Global Financial Market
A fully functional CBDC has never been implemented anywhere, partly because of technological handicaps. Hence, given the absence of empirical data, it is difficult to estimate the true costs associated with such a transition. Gauging the efficacy of monetary policy under such conditions is another big challenge.
10+ min |
October 2025
BANKING FINANCE
The Neo-Banking Revolution: How Fintech Innovations are Redefining the Traditional Banking Landscape
Neo-banks are digital-only banking institutions that provide a wide range of financial services, from basic checking and savings accounts to loans and investment products, entirely online or through mobile apps. They typically operate without physical branches, relying on technology to deliver a seamless and personalized customer experience.
5 min |
October 2025
BANKING FINANCE
Industry News
FASTag annual pass crosses 5 lakh users in four days
6 min |
October 2025
BANKING FINANCE
National Single Window System (NSWS): Transforming India's Business Ecosystem
The NSWS is an integrated, centralized digital platform that allows businesses to apply for various licenses, approvals, and registrations required to start and operate a business in India. It brings together ministries, state governments, and regulatory agencies under one roof, eliminating the need for businesses to navigate multiple portals.
6 min |
October 2025
BANKING FINANCE
IDFC FIRST Bank Enables GST Payments for Customers and NonCustomers
IDFC FIRST Bank is pleased to announce the facility to pay GST for both its customers as well as non-customers
1 min |
October 2025
BANKING FINANCE
HDFC Bank Backs Indigenous Solutions, Invests in Quantum Cybersecurity Start-up, QNu Labs
HDFC Bank, India’s leading private sector bank, announced an investment in QNu Labs, a pioneer in full-stack end-to-end quantum-safe cybersecurity platform. This initiative gives a fillip to QNu’s commitment to pursuing quantum safety and strengthening India's digital sovereignty through indigenous innovation.
1 min |
October 2025
BANKING FINANCE
Banking News
Rajiv Ranjan appointed VP and CRO of New Development Bank
5 min |
October 2025
BANKING FINANCE
GST Council clears 2 slabs of 5% & 18%, sin goods tax at 40%
The GST Council approved a dual tax structure of 5 per cent and 18 per cent, removing the slabs of 12 per cent and 28 per cent.
2 min |