RBI CIRCULAR

Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures RBI/2020-21/106 March 12, 2021

Mr. A.B. Vijayakumar joins as Executive Director, Bank of Maharashtra

Mr. A. B. Vijayakumar joined as Executive Director, Bank of Maharashtra (BoM) on 10th March, 2021. Before joining BoM, Mr. Vijayakumar was Chief Vigilance Officer at Indian Overseas Bank from 01st April 2020.

BANKING METAMORPHOSIS

It was that last classroom credit training program, just prior to this COVID-19 pandemic crisis, I was taking a class for Branch Heads of Semi-urban and rural branches.

Axis Bank launches WhatsApp Banking – Bank Anywhere, Anytime on your favorite chatting app

India’s third-largest private sector bank, Axis Bank is embarking on a partnership with the popular chatting app – WhatsApp – to offer basic banking services to its customers.

Mobile Banking An Anti Virus To Fight Against Corona Virus

Banking today is standing at the juncture of both economic threats and uncertainties due to advent of COVID pandemic. Corona a synonym of death has made the whole world come to standstill. While the former is based upon the hope of economic revival, latter is more evident from the on-going crisis and related setbacks.

Credit Guarantee Schemes - A Tool For Economic And Social Upliftment

Credit guarantee programmes are designed to share the lending risk of the lenders and in turn, facilitate access to finance for the prospective borrowers.

Is India Moving Towards Cashless Economy

Introduction In this computer and digital era, we are very fastly moving towards the digital platform in all fields of our life, the financial sector is not an exception. We all are using currency notes in almost all financial transactions since the beginning of the marketing era, but from the past few years, financial transactions are shifting to the digital platform very fastly.

TRAINING DESIGN A SCIENTIFIC APPROACH TO DEVELOPING CAPACITIES FOR GROWTH AND CHANGE

The purpose of organization training is to develop the knowledge and skills of employees of the organization to enable them to perform their roles efficiently and effectively.

RBI CIRCULAR

Opening of Current Accounts by Banks Need for Discipline RBI/2020-21/79

INTRODUCTION TO CERSAI WITH RECENT CHANGES LEADING UP TO CERSAI 2.0

Government of India established the 'Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), to operate/ maintain 'Central Registry' functions as per SARFAESI Act 2002.

INFRASTRUCTURE INVESTMENT TRUST IN INDIA

What is Infrastructure Investment Trust?

TECH REVOLUTION IN BANKING IMPACT ON CUSTOMER EXPERIENCE

TECH REVOLUTION IN BANKING IMPACT ON CUSTOMER EXPERIENCE

ROBOTIC PROCESS AUTOMATION IN MODERN DAY BANKING

The spectrum of automation expands from simple rule-based automation to advanced cognitive and artificial intelligence automation.

RBI CIRCULAR

Card transactions in Contactless mode Relaxation in requirement of Additional Factor of Authentication RBI/2020-21/71

Muthoottu Mini Financiers Ltd. in Strategic Alliance with Exide Life Insurance Company

Muthoottu Mini Financiers Ltd., one of India’s largest Non-Banking Financial Companies (NBFC), has announced a strategic partnership with prominent life insurance company Exide Life Insurance Company Limited, to provide life insurance products through its branches.

ARTIFICIAL INTELLIGENCE (AI)

ARTIFICIAL INTELLIGENCE (AI)

AGRICULTURE MARKETING INFRASTRUCTURE (AMI)

"Emerging scope & challenges for Institutional finance"

Net Stable Funding Ratio (NSFR)

The Basel Committee on Banking Supervision (BCBS) proposed certain reforms to strengthen global capital and liquidity regulations with the objective of promoting a more resilient banking sector.

Covid - Corporate Debtor - Central Bank

Introduction The Reserve Bank of India (the “RBI”) being the Central Bank has been trying to shield the borrowers from the effect of Covid-19 since the beginning of the pandemic by announcing several measures to mitigate the immediate impact on various sectors. One of the first set of measures announced by the RBI were the introduction of moratorium period of 6 (six) months in repayment of the borrowings to alleviate the immediate financial stress on the borrowers.

RBI CIRCULAR

BUSINESS IN INDIA BY FOREIGN LAW FIRMS

RMAI Certificate Course on Risk Management

RISK MANAGEMENT ASSOCIATION OF INDIA (RMAI) has been pioneering the efforts towards awareness on the subject of Risk, creating academic and research environment to empower the professionals in this highly competitive financial services and allied industry.

MERGERS AND ACQUISITION- A CONCEPTUAL DELIBERATION IN INDIAN CONTEXT

The merger of the three public sector banks- Bank of Baroda, Vijaya Bank and Dena Bank has raised a lot of curiosity towards consolidation process through mergers like never before. The reason being firstly it is directly related to public.

FARM AMENDMENT BILL 2020 AND ITS PROS AND CONS.

There are three bills which are passed by Government. First one Farmers' Produce Trade and Commerce (Promotion and Facilitation) Bill, 2020.

FARMER PRODUCER ORGANISATIONS (FPOS) - AN AVENUE FOR FINANCING TO FARMERS

India has about 12.5 Crore farmer households of which over 85% are small and marginal farmers with land holdings of less than 2 hectares. The average size of land holding is 1.33 hectare/ farmer household. Due to this fragmentation and disorganization, farmers face constraints such as procuring inputs like seeds and fertilizers at reasonable prices, lack bargaining power in the market, realizing better value for their produce, access to technology, etc. As a result majority of the small producers are unable to realize optimal value from their farming operations and make economic progress. On the other hand, in case of non-farm sector activities, the problems relate more to the quality of the product and marketability. It is felt, by organising themselves collectively, producers can utilize scale to procure inputs at a lower price, and gain more selling power for their produce/product. Forming a producer organization can provide a strong platform to take up collective business activities, build capacity and provide linkages to markets.

Cyber Security, Its Importance In Banking And Precautions

Cyber Security has become a major requirement forall the individuals and organisations that are doing any of the activity related to IT (information technology), as there is a major threat from various sources involved in cyber crime.

THE 'CERBERUS TROJAN' : WAY TO 'PAATAL LOK'

"Let no such man be trusted" -- William Shakespeare

MSME ADVANCES-ROOT CAUSE ANALYSIS OF POOR GROWTH & SUGGESTIONS FOR IMPROVEMENT

MSME ADVANCES-ROOT CAUSE ANALYSIS OF POOR GROWTH & SUGGESTIONS FOR IMPROVEMENT

ROLE OF AUDITORS AS A WATCHDOG IN A BUSINESS ENTITY

The great philosopher Desiderius Erasmus has said Prevention is better than Cure.

Mastercard Partners with Signzy for Global Rollout of Video KYC

Mastercard recently announced a partnership with Signzy, a leading RegTech startup based in India, to enable Signzy’s video-based KYC (Know Your Customer) solution for its banking customers. With this partnership, Mastercard customers will benefit from a completely paperless, remote and secure onboarding solution for end-users.

BLOCKCHAIN TECHNOLOGY FOR AGRICULTURE: APPLICATIONS AND RATIONALE

The use of data and information becomes increasingly crucial for the agriculture sector to improve productivity and sustainability.