When 32-year-old Rorisang Gumede’s* husband started showing severe flu-like symptoms, the couple feared the worse. This was two months ago, and just as South Africa started reporting almost daily increases in the number of coronavirus-related deaths. So, their fears were not unfounded. “It was like the flu, but more severe. He had the shivers and his body temperature kept jumping from37-39°C, which is considered mild. “His breathing was okay and even though he couldn’t hold down any liquids or food, I decided to quarantine him at home and treat him with cold and flu medication, and hope for the best,” Gumede says. With two toddlers who are in constant need of medical attention for nicks and bruises, their medical aid cover takes quite a dent from month to month.
Medical aid schemes in SouthAfrica currently reimburse doctors and specialists at 100%, 200% or 300% of the scheme rate. In reality, however, professional medical providers may charge up to five times the base tariff. “I didn’t want to tap into our cover before first trying home treatments. In the past, I had experiences where our medical aid was exhausted because of over-the-counter medication and doctors’ inflated rates.” By the next day, her husband’s fever reading was 42°C and she immediately called an ambulance, which arrived within 30 minutes. This, she says, would have turned out differently if they did not have medical cover through a leading insurance provider. “My husband went through the worst of it, and it was touch-and-go for a few days. But, he is home now, and while he is not 100%back to his physical self, he is out of the woods.”
Gumede says while she has the benefit of medical aid and access to private healthcare that can mean the difference between life and death, she immediately took out gap cover on their insurance for added peace of mind. “I had heard about the gap option as a booster, but never got around to it. This experience has really opened my eyes to the need for added medical insurance,” she adds.
Continue reading your story on the app
Continue reading your story in the magazine
A Legacy In The Making
Not only does she radiate beauty, confidence and grace, but Nomzamo Mbatha couples that with intelligence, sensitivity and resilience, too. This multifaceted actress is a self-made modern woman who always stays true to her roots…
Score Free Stuff Now!
A guide to accumulating the most rewards, hassle-free...
New Domestic Rules
Housekeeping and childminding in a pandemic require a joint effort as we adapt to our new normal. Here are some guidelines on how to keep your household and domestic workers safe
When Art Becomes Your Life...
Fhatuwani Mukheli loves nothing more than transporting you to his creative world. The co-founder and director of I See ADifferent You tells us why he uses art to narrate his own story
Mind The Medical Aid GAP
When it comes to private healthcare and medical insurance, gap cover is a small step with huge treatment strides
A Healthy Workplace
Sometimes, getting ahead in your career isn’t just about technical skills and knowledge. It’s about having a good working relationship with your boss, too...
We celebrate some of the women who have worked tirelessly during the COVID-19 pandemic to make sure that we all have access to essential goods and services
ALL FOR LOVE
LunathiMampofu, 33, is an actress on the rise. Following her role as the competitive and vicious Emma on The River, the talented star shares on her acting journey
Can A High-Fibre Diet Increase Your Life Expectancy?
Can a high-fibre diet increase your life expectancy? Let’s dig in…
Money Anxiety Is Real
One of the harsh realities for many South Africans is that money anxiety does not just rear its ugly head in January — it lasts throughout the year. Here’s how to manage it...
The Swiss Army Vaccine
There are promising signs that a single vaccine could protect against multiple coronaviruses and variants. But with pharma companies invested in boosters, will anyone pay to develop it?
An Insider's Guide to Andrographis
Andro what? It isn’t as well-known as echinacea or elderberry, but andrographis—or Andrographis paniculata by its Latin name—may deliver even more powerful relief from colds, flu, and other infections.
10 Ways You're Sabotaging Your Immune System
Never as a nation have we been more focused on immunity. But in spite of our best efforts, some all-too-common daily habits may be undermining our resistance to infection. Here are 10 sneaky immune saboteurs, and ways to change them.
Proactive Health Tips to Help Navigate Year 2 of the Pandemic
After months of unfamiliar restrictions and guidelines, pandemic fatigue is affecting how some Americans protect their health. However, experts warn that diligence is still extremely important because new mutations and variants of the virus that causes COVID-19 are being discovered. The typical cold and flu season also brings added threats to people’s health and wellness.
Protect Yourself, Your Family From The Flu
Polk County schools are back in session which means your child is likely encountering many viruses every day. To protect their health and that of your family, the Florida Department of Health in Polk County encourages people 6 months of age and older to seek a flu shot on a yearly basis. The flu shot is the best way to protect families and communities against the spread of influenza.
SUMMER IN THE CITIES
Broadway may not re-open until mid September, but tennis offers its own brand of live theatre in the preceding months
An Open Mind: New York's Slam has no shortage of history, but it always evolves
In the last decade, Arthur Ashe Stadium got a roof, and a new Grandstand and Louis Armstrong Stadium debuted.
Many Radical New Applications
For Moderna, going from startup to world-leading vaccine maker was challenging enough. Bringing messenger RNA to flu shots, cancer treatments, and more will be even harder
10 Reasons Why You Feel Bloated & How to Fix It
Wondering why you feel bloated most of the time? Here are 10 reasons for bloating and quick remedies to consider.
COVIDIOT TED LEARNS TRUTH THE HARD WAY
Now, even after battling the virus, he’s still refusing to get vaccinated!