Business
THE INSURANCE TIMES
Legal Briefs
Insurer can't reject claim by delaying cheque presentation
3 min |
April 2026
THE INSURANCE TIMES
Do's and Don'ts Before Filing a Claim in Marine Cargo Insurance
Marine cargo insurance plays a critical role in protecting goods during transit against a wide range of risks such as damage, theft, pilferage, and external perils.
2 min |
April 2026
THE INSURANCE TIMES
Servicing to the policyholders – Special Measure for the current Financial Year 2025-26
Servicing to the policyholders – Special Measure for the current Financial Year 2025-26
4 min |
April 2026
THE INSURANCE TIMES
New Product Launches
Tata AIA launches Shubh Flexi Pension Plan with lifetime income feature
2 min |
April 2026
THE INSURANCE TIMES
Navi enters Motor Insurance with a fully digital, zero-commission offering
Navi, one of India's fastest-growing digital financial services destinations, unveiled its Motor Insurance offering, further expanding its insurance portfolio and strengthening its focus on building simple, accessible, and customer-first financial products With this launch, Navi General Insurance aims to simplify the process of buying and managing motor insurance through a fully digital, app-led journey.
1 min |
April 2026
THE INSURANCE TIMES
Insurance Caselaws
An insurance company should not request the following documents from the insured in the course of resolving claims: Supreme Court.
6 min |
April 2026
THE INSURANCE TIMES
Deductible a handy tool, but choose wisely
The GST rate cut in health and term insurance would have policyholders look forward to the premium renewal date for a change, to examine the cost savings.
2 min |
April 2026
THE INSURANCE TIMES
West Asia War: What It Means for Exporters, Importers and Marine Insurance
When will the war in West Asia end? For now, no one has a definitive answer.
5 min |
April 2026
THE INSURANCE TIMES
The Legal Salvage
Salvage law is governed by the Merchant Shipping Act, 1958, which entitles individuals who voluntarily rescue ships, cargo, or property from maritime peril to a reward. This, ensures fair compensation for successful efforts. Key elements include voluntary service, real danger, and success, with rewards determined based on risks and value.
6 min |
April 2026
THE INSURANCE TIMES
Health Insurance Claim Rejections in India: 11% Claims Denied in FY24 - How Can Policyholders Safeguard Themselves?
Insurance remains a relationship-driven business in India. Advisors, agents, POSPs, and relationship managers play a vital role in educating customers, understanding their needs, and building long-term trust. Technology's role is to enhance these interactions, not replace them.
4 min |
April 2026
THE INSURANCE TIMES
Restore, Don't Replace: How Professional Drying is Redefining Water Damage Claims in India
Water damage is fast becoming one of the most significant loss categories for Indian non-life insurers and the trajectory is only worsening.
1 min |
April 2026
THE INSURANCE TIMES
Reinstatement Value Policy Insurance: The Rationale and the spirit we choose to Ignore
I have touched but two notes-yet they ring loud enough to expose how expediency can muffle principle. What ought to have been a disciplined symphony of process dissolved into a discordant improvisation. The surveyor and the insurer, instead of tempering their conduct with a humane cadence within the clear bounds of policy and settled practice, chose a harsher, hurried rhythm.
10+ min |
April 2026
THE INSURANCE TIMES
Insurance Regulator Update
The Insurance Regulatory and Development Authority of India (IRDAI) has urged insurers to reduce customer acquisition costs and expenses of management (EOM) to improve profitability and make health insurance more affordable.
3 min |
April 2026
THE INSURANCE TIMES
Infosys Acquires Stratus to Strengthen Insurance Capabilities
Infosys has announced the acquisition of Stratus, a move aimed at enhancing its capabilities in the insurance technology space and expanding its presence in the global insurance services market.
1 min |
April 2026
THE INSURANCE TIMES
Growth in Health Insurance - A Welcome Milestone with Emerging Responsibilities
The Indian health insurance sector has recently crossed a significant milestone, with premium collections surpassing Rs. 1.2 lakh crore.
2 min |
April 2026
THE INSURANCE TIMES
Performance of the General Insurance Industry: Insights from IRDAI Annual Report 2024-25
India's general insurance industry continues to play a critical role in supporting economic stability, risk protection, and financial resilience across sectors.
6 min |
April 2026
THE INSURANCE TIMES
US launches $20 bn reinsurance plan to secure oil shipments
The US International Development Finance Corporation has announced a $20 billion maritime reinsurance programme to stabilise shipping through the Strait of Hormuz amid escalating tensions involving Donald Trump's administration.
4 min |
April 2026
THE INSURANCE TIMES
Material change clause in health insurance policies: An invisible trap for the policyholders
The health insurance sector is now the major business portfolio of the non-life insurance segment, representing 41.6% of business with the premium of 1.27 lakh crore. The tremendous growth of this sector is accompanied by an increase in customer grievances as well.
10+ min |
April 2026
THE INSURANCE TIMES
Health Insurance News
Preventive health intelligence startup Cent has announced its launch with a focus on detecting life-threatening diseases such as cancer and cardiac conditions at an early, asymptomatic stage.
4 min |
April 2026
THE INSURANCE TIMES
Life Insurance News
Life insurers reported an 18 per cent year-on-year growth in new business premium (NBP) to ?35,417 crore in February, led by strong performance from Life Insurance Corporation of India.
4 min |
April 2026
THE INSURANCE TIMES
General Insurance News
Public sector banks and insurance companies have urged the government to increase the sum assured under key social security schemes such as PMJJBY and PMSBY.
6 min |
April 2026
THE INSURANCE TIMES
Insurance as a Lemon? Rethinking Risk Sharing under Hidden Information
Insurance markets are essential for transferring risks that individuals and firms cannot bear alone. However, asymmetric information between policyholders and insurers creates structural vulnerabilities that mirror Akerlof's \"Market for Lemons.\"
4 min |
March 2026
THE INSURANCE TIMES
Life Insurance News
The Economic Survey has highlighted rising customer acquisition costs as a structural challenge for India's insurance sector.
6 min |
March 2026
THE INSURANCE TIMES
New Product Launches
Bandhan Life Launches ilnvest Ultima ULIP with Mid-Cap Fund Option
5 min |
March 2026
THE INSURANCE TIMES
Critical Analysis of Recent Fire Incidents in Goa, Switzerland, and Hong Kong
Systemic Failures, Governance Gaps, and Preventive Lessons
4 min |
March 2026
THE INSURANCE TIMES
Marine Insurance in the Era of Geopolitical Instability
A Comprehensive Case Study on Catastrophic Marine Cargo Claims Arising from Red Sea Supply Chain Disruptions
4 min |
March 2026
THE INSURANCE TIMES
Blockchain in Insurance: Transforming the Business Model for the Digital Age
The insurance industry has historically been slow to respond to shifts in the broader economic landscape.
10+ min |
March 2026
THE INSURANCE TIMES
Why Rural Insurance is still India's most Underestimated Growth Market
Rural portfolios are often labelled high-risk because incomes fluctuate.
4 min |
March 2026
THE INSURANCE TIMES
Reinstatement - Its Varied Interpretation in Fire Policy
The distressed insurer, dissatisfied with the above judgment of the State Commission, appealed before the National Consumer Disputes Redressal Commission.
8 min |
March 2026
THE INSURANCE TIMES
Indian Life Insurance Industry 2024-25
Growth, Profitability and Structural Shifts in a Changing Regulatory Landscape
3 min |