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Embedded Finance, Digital Banks To Drive SEA's Fintechs

Asian Banking & Finance

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Issue 114

Embedded finance, partnerships, and digital banks will be the three defining trends shaping Southeast Asia’s financial technology (fintech) landscape in the future.

Embedded Finance, Digital Banks To Drive SEA's Fintechs

Embedded finance

“Embedded finance will integrate financial services directly into customer journeys, enhancing convenience and accessibility. Digital banks will disrupt the traditional banking model by offering fully digital and customer-centric financial services,” stated a YCP Solidiance whitepaper exploring fintech trends in the region.

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According to the its YCP Solidiance authors — Partner Takahiro Okawara, Director Hiroshi Tsuchiya, and Manager

MEER VERHALEN VAN Asian Banking & Finance

Asian Banking & Finance

MOHD FAIZUDDIN, ARIF FADILAH, MUHAMMAD HAFIZ

Young Malaysians, big money mistakes

time to read

3 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

DCS launches card for cash access on stablecoins

A stablecoin conversion card offers a bridge between crypto and cash.

time to read

2 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

Malaysia's development banks told to plug lending gap for MSMEs

Productive sectors need more capital to stimulate the slowing economy.

time to read

2 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

Citi almost triples wealth transactions after digital platform revamp

Four of five clients use the bank's mobile app regularly.

time to read

2 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

THAI BANKS FACE LITTLE THREAT FROM VIRTUAL ENTRANTS

Thailand's incumbent banks are safe in the near term from disruption that may come from the new virtual banks that are launching in 2026.

time to read

1 min

Issue 119

Asian Banking & Finance

Asian Banking & Finance

Companies seek real-time liquidity management to avert cash-flow crisis

There is increased corporate demand for liquidity and risk coverage, says HSBC.

time to read

3 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

Talents shun banks on lengthy hiring processes

Hiring rose 2.5% amongst 15 lenders in Asian Banking & Finance's survey.

time to read

4 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

Stablecoins bill brings stricter oversight, opportunity to Hong Kong

The digital tokens could support cross-border payments and smart escrow.

time to read

2 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

SWIFT cites high cost of splintered financial world

Many digital payment platforms remain disconnected from each other.

time to read

2 mins

Issue 119

Asian Banking & Finance

Asian Banking & Finance

Banks rethink messaging for Gen Z's eight-second attention

Al can help financial institutions' marketing teams get the job done.

time to read

2 mins

Issue 119

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