Embedded Finance, Digital Banks To Drive SEA's Fintechs

Embedded finance, partnerships, and digital banks will be the three defining trends shaping Southeast Asia’s financial technology (fintech) landscape in the future.

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Embedded finance

“Embedded finance will integrate financial services directly into customer journeys, enhancing convenience and accessibility. Digital banks will disrupt the traditional banking model by offering fully digital and customer-centric financial services,” stated a YCP Solidiance whitepaper exploring fintech trends in the region.

According to the its YCP Solidiance authors — Partner Takahiro Okawara, Director Hiroshi Tsuchiya, and Manager