Why investors should take exposure to passive funds

The S&P Indices versus Active Funds (SPIVA) report for mid-2022 is out. The report once again highlights what has been known for some time – that active mutual funds are struggling to beat the benchmarks.

“Loans against shares and mutual funds are the best options to tackle immediate crunch of funds”

Mr. Deepit Singh is the Founder of Abhi Loans and an experienced finance professional and entrepreneur, who has started companies in various diverse sectors such as Finance, textiles, infrastructure, mining, etc. He is an MBA from ISB, Hyderabad, and a bachelor’s in mechanical engineering from the University of Wisconsin-Madison.

Reasons to believe that it is going to be India’s century

State of economy

Planning your Retirement with Freedom SIP

Thinking of building a retirement corpus? In a world where asset prices are increasingly turning volatile and hard to predict on a longterm basis, the task of retirement planning--for generating regular cash flow to cover for the daily expenditure from a passive investment-- is becoming an onerous task.

ASK THE EXPERT

I hope the answer to your question will be found useful by many readers. The first thumb rule which everyone should remember is that you must strive to save at least 30% of your gross income every month.

Insurance News

Insurance companies - life, non-life and health are now a part of RBI's Account Aggregator (AA) system, which is a financial data-sharing framework built for investors and regulated financial entities.

National Pension System (NPS) How it works, tax benefits and other key details

In recent years, NPS has become more popular with investors.

Uncovering the ineluctable value of Life Insurance for our loved ones!

The current edition of FINtastic Talks- SEASON-2 showcases Mr. Sanjiv Bajaj, Jt. Chairman & MD, Bajaj Capital, in conversation with Mr. Satishwar Balakrishnan, MD and CEO at Aegon Life, decoding the need and importance of life insurance in our life.

Mutual Fund News

SEBI urged investors to lodge complaints within one year of the date of cause on SEBI SCORES as it enhances ease, speed and accuracy in the redressal of grievances.

Tax Saving Investments Help In Creating Wealth Over The Long Term

Making the right choice in selecting the right tax-saving investment goes a long way in creating wealth for you. The Income Tax Act, 1961 provides for certain deductions that an individual may claim and thus reduce the taxable income thereby reducing tax liability.

Investing Options In The Times Of Uncertainty

ICICI Prudential Mutual Fund Over the last one year, several global factors such as geo-political unrest, spiralling inflation across developed markets leading to steep rate hikes by global central banks are all factors which have weighed in on equity market sentiment from time-to-time.

A Sequence To Guide Your Saving And Investment Journey

Mr. Inv (Investor) to Mrs. FA (Financial Advisor): Hi. I have some surplus money right now and I was planning to perhaps invest in this new fund idea.

Learn the Magic of Self-Talk

There is a inside all of us perpetual self-talk taking place

Office Insurance: A need for every establishment

• A massive fire broke out at an office building in Mundka in Delhi at around 4.45 pm on Friday May 13th, 2022. Twenty-seven people died in the incident.

Include smart-beta funds to generate alpha in your portfolio

In recent times, smart-beta funds, also called factor-based funds, have begun to gain popularity. Some of the factors on which these funds are based are value, quality, low volatility, alpha plus low volatility, momentum, etc.

Indian Service Sector - An Ocean of Opportunities

By: Anil Shyam, Head- Alternate Business & ETF, Aditya Birla Sun Life AMC Limited Given the indication by Flash Purchasing Managers' Index (PMIs) for August 2022, both manufacturing & services activity in United States

Myths and facts of Health Insurance plans that you must clarify before buying one

The first step in financial planning is often believed to be purchasing a health insurance policy for oneself and one’s family. However, a lot of us ignore it for weak justifications.

Ask the expert

Q. Dear Sir, I have read in the newspapers today morning that the interest rate on the Senior Citizen Saving Scheme has been increased from 7.4 % to 7.6% peranum. I have invested Rs. 15 lakhs in this scheme 8 months ago after I received my retirement funds. Will I also get the benefit of the increase in interest rate? Rakesh Luthra, on email from Noida

Insurance News

1. IRDAI may soon come up with dematerialization of insurance policies The Insurance Regulatory and Development Authority of India (IRDAI) is mulling over a proposal to mandate the dematerialization of insurance policies.

Mutual Fund News

1. One KYC system across all financial products soon Uniform KYC is likely to become a reality soon. Union Finance Minister Nirmala Sitharaman said that the government is working on a single know your customer (KYC)

Should You Invest In Gold ETFs And Funds Amid Falling Prices?

Gold Exchange Traded Funds (ETFs) have declined between 4.2 and 6.5 per cent over the past three months (data as on July 15).

How To Make Unit-Linked Insurance Plan Work For Your Long-Term Goals

Unit-linked insurance plan (Ulip) is a combo of insurance and investments to help one save for long term goals.

Making The Right Large And Mid-Cap Choices

Equity markets are impacted by a host of factors, some of which are short-term in nature and others that are more enduring.

Smoking Reduces 20-25 Years of One’s Life

According to Dr. Rory Collins of Oxford University, smoking can reduce 20-25 years of one’s life.

Diversification: The only constant strategy in this fast-changing world

The world witnessed an unprecedented event of Russia-Ukraine conflict bringing tragic consequences in loss of thousands of lives and millions being turned refugees.

Indian investors should maintain their exposure to US market

The United States (US) market, which has been in a prolonged bull run since 2009, has taken a beating this year. Year-to-date, the S&P 500 is down -14.1 per cent.

Make Asset Allocation your BFF

One thing common between what is happening in markets right now and March 2020, other than the on-going Covid-19 pandemic, is the question on investors’ mind space - ‘Where, from here?’

Equity Market Outlook

Global headwinds from inflation and recessionary situation in key economies that has prompted tighter monetary conditions and rate hikes, supply chain disruption as well as weakening demand conditions have led to moderation in growth forecast for world GDP.

Guide to achieving Financial Freedom: Know the basics to get started early for a comfortable retirement

Financial freedom is what most of us desire and aim for during our earning period of life.

Buying insurance in times of changing lifestyle and working conditions: Guide

An important reason to buy a health insurance policy at an early stage in life is that there are fewer or no health issues at a young age.