Business
Banking Frontiers
Feeding the appetite for information
In an era of information overload, organizations reach out and engage with stake holders through newsletters & periodic reports. Smriti Pandey writes about 3 organizations in the mutual funds / alternatives space:
9 min |
April 2025
Banking Frontiers
RBI raises limits for cooperative banks
The Reserve Bank of India (RBI) raised The Cooperative Banks (UCBs) to 30 million per borrower and increased their aggregate exposure to housing, real estate, and commercial real estate loans to 25% of total loans.
1 min |
March 2025
Banking Frontiers
Empowering Women for Women-Led Growth in India's Viksit Bharat
Highlights of a panel discussion organized by Enqube in Mumbai:
2 min |
March 2025
Banking Frontiers
Indian private banks are surmounting the storm
A analytical note by CareEdge on the Indian banking industry paints a positive picture for Indian private banks:
3 min |
March 2025
Banking Frontiers
Affordable housing finance sees subdued growth
A recent study by CRISIL shows that affordable housing finance constitutes 34% of the overall housing finance market:
3 min |
March 2025
Banking Frontiers
Shift Employees to VPN; Shift Data to Cloud
Ravi Lalwani: Given the massive shift towards mobile, what kinds of cyber frauds have increased the most?
3 min |
March 2025
Banking Frontiers
Propelld: 29% women borrowers, of whom 40% are NTC
Propelld is an education loan focused NBFC. Nikunj Agarwal, Head Fundraise, Financial & Alliances, gives insights on women borrowers:
2 min |
March 2025
Banking Frontiers
A Quantamental Approach
In a rapidly evolving financial landscape, Shriram Asset Management Company (AMC), under the leadership of Kartik Jain, MD & CEO, combines innovation, technology, and human insight to tackle investor needs and industry challenges.
2 min |
March 2025
Banking Frontiers
Confidence Ignite the Spirit
In the rather tumultuous year that passed by, we witnessed several earth-shaking events.
7 min |
March 2025
Banking Frontiers
Energizing the body, Calming the mind
Two things learnt in 2024: 1. If something needs to be changed, make the change quickly and avoid wasting time. 2. Focus on improving self-control.
3 min |
March 2025
Banking Frontiers
HKMA launches crucial Gen AI sandbox
The Hong Kong Monetary Authority has just launched the first cohort of its Gen AI sandbox focusing on risk management, anti-fraud systems and customer experience:
3 min |
March 2025
Banking Frontiers
Quantum Computing for Risk and Compliance in Banking Industry
As financial institutions navigate an increasingly complex regulatory landscape and evolving cybersecurity threats, quantum computing is emerging as a transformative technology for risk management and compliance.
4 min |
March 2025
Banking Frontiers
BAGIC: Omni-channel now; aiming for omni-presence
Alpana Singh is Sr President & Country Head - Bancassurance, Agri, Govt Business, Training Mentor-North Zone at Bajaj Allianz General Insurance. She showcases the company's business, partners and learning initiatives:
3 min |
March 2025
Banking Frontiers
Empowering Compliance - A big role for HR
Major Pratima Pinto Thomas, Head - HR, Fino Payments Bank, explores how the HR function supports and empowers compliance:
4 min |
March 2025
Banking Frontiers
PhonePe unveils device tokenization solution for secure card transactions
PhonePe has launched a device tokenization solution for credit and debit cards. With this launch, users will be able to tokenize their cards on the PhonePe App, and use the card tokens seamlessly across all use cases on PhonePe such as bill payments, recharges, booking travel tickets, making insurance purchases, making payments on pin code, as well as at online merchants where the PhonePe payment gateway services are integrated.
1 min |
March 2025
Banking Frontiers
SBI Payments and Pine Labs deepen partnership to deliver next-gen commerce solutions
SBI Payments and Pine Labs have announced an expanded strategic alliance, building on their long-standing 12-year partnership.
1 min |
March 2025
Banking Frontiers
Insurance sector poised for strategic growth
A Swiss Re study paints stable future for the insurance sector across the globe:
6 min |
March 2025
Banking Frontiers
Customized credit solution; Seamless intuitive user experience
Ravindra Rai, MD & CEO, BOBCARD, outlines the roadmap:
3 min |
March 2025
Banking Frontiers
EC tests the prowess of DLT through a sandbox
The European Blockchain Regulatory Sandbox is helping regulators to understand the benefits of blockchain in financial services domain:
3 min |
February 2025
Banking Frontiers
GDPR vs DPDP & what it means to BFSI
The recently enacted Digital Personal Data Protection Act, 2023, of India, has cast itself as a game-changing framework for addressing the privacy and data protection needs of a rapidly digitizing nation.
5 min |
February 2025
Banking Frontiers
Insurance, investments & financial planning for women to rise
What percentage of your customers are women? What percentage of your overall business comes from women customers? How have both these figures changed over the last few years?
2 min |
February 2025
Banking Frontiers
AIMING WITH AI
An organization can have multiple goals with Al. We have selected 3 key goals Front Office, Back Office and Strategic Decisions. Six CIOs/CTOS/ CDOs from India, Sri Lanka, Uganda, Nigeria and Ecuador share their perspectives on these 3 goals and on skills, consultants and partners:
10+ min |
February 2025
Banking Frontiers
SBI launches Har Ghar Lakhpati & SBI Patrons deposit schemes
The State Bank of India (SBI), the two new deposit schemes-Har Ghar Lakhpati and SBI Patrons-designed to offer customers greater financial flexibility and value.
1 min |
February 2025
Banking Frontiers
L&T Finance collaborates with Amazon Finance India for innovative credit solutions
L&T Finance (LTF) has entered into a multi-year strategic partnership with Amazon Finance India to co-develop cuttingedge credit solutions designed to enhance affordability for eligible Amazon customers and merchants.
1 min |
February 2025
Banking Frontiers
Pay Later extended to stocks
Paytm Money has launched the 'Pay Later' margin Pay trading facility, allowing investors to buy and invest in stocks by paying just a fraction of the total value upfront.
1 min |
February 2025
Banking Frontiers
30% for EV, 30% for Solar
ADB has invested US$25 million in Vivriti Capital's first climate bond for renewable energy and EV infrastructure. Smitha Jain Arora, Head Sustainability & Impact, lays the road ahead:
2 min |
February 2025
Banking Frontiers
Professional competencies must complement AI
Anooshka Soham Bathwal, CEO & Founder of Dhanvesttor, navigates the challenges of costs and skills shortages along with the opportunities of AI and innovation:
3 min |
February 2025
Banking Frontiers
RBI issues stringent guidelines to combat mobile number fraud in digital transactions
The widespread adoption of digital transactions, while providing unparalleled convenience and efficiency, has also led to an increase in fraudulent activities, raising serious concerns that require collective action.
1 min |
February 2025
Banking Frontiers
From chatbots to virtual agents
Chatbots and virtual assistants in banks are transforming to assume the role of virtual agents:
6 min |
February 2025
Banking Frontiers
Action Over Ideas: Leadership Lessons from My Journey
Throughout my professional journey from my early days at Allahabad Bank to Punjab National Bank and now in a leadership role as Chief Technology Officer & Chief Digital Officer at Union Bank of India - I have realized that success is not driven by ideas alone but by the ability to take decisive action.
5 min |