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Kiplinger's Personal Finance

Kiplinger's Personal Finance

GET A SALES TAX BREAK ON SCHOOL SUPPLIES— AND MORE

State sales tax holidays offer discounts on everything from backpacks to generators.

2 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

A MAJOR RATING AGENCY GIVES U.S. DEBT A DOWNGRADE

Strike three landed for Uncle Sam's credit rating in May, as Moody's became the third major rating agency to downgrade U.S. debt.

3 min  |

August 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

CASH IN ON AI EVOLUTION

Here’s where to find the winners as artificial intelligence transitions from an emerging technology to an adolescent one.

7 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

MAKE THE MOST OF YOUR ONLINE SOCIAL SECURITY ACCOUNT

Bypassing the agency’s phone lines and offices will save you time.

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

New Twists on Giving Gifts to Kids

MONEY SMART WOMEN

3 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

ALL ABOUT MORTGAGE ESCROW

This account ensures that you pay your bills for home insurance and property taxes.

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

THINK TWICE BEFORE YOU TAP YOUR 401(K) EARLY

Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security.

3 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

TOP TIPS FOR EXPAT RETIREES

You may enjoy a lower cost of living by moving abroad, but it requires careful planning.

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

YOUR DISASTER PREPARATION TOOLKIT

As severe weather events grow more intense and widespread, it's smart to set up safeguards for your home and your finances.

10 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

STRENGTHENING THE FABRIC OF THEIR COMMUNITIES

This organization gives away sewing machines— and encourages the recipients to help others, too.

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT TO KNOW ABOUT INFLATION-PROTECTED BONDS

PRACTICAL PORTFOLIO

5 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHERE TO INVEST NOW

The crystal ball has gone dark on Wall Street. Flexibility and diversification will be key in the second half of 2025.

10+ min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

My Top 30 Index Turns Two

STREET SMART

4 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

9 THINGS YOU MAY NOT KNOW ABOUT SOCIAL SECURITY

Even if you've been collecting benefits for years, you may have more to learn.

5 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

ANSWERS TO YOUR QUESTIONS ABOUT SOCIAL SECURITY

From smart claiming strategies for couples to tips on maximizing your monthly check, we have advice that can help you.

10+ min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

A GUIDE TO TAXES ON SOCIAL SECURITY BENEFITS

If the IRS is taking a cut, make sure you know how to cover the bill.

7 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

Why Retirees Need a Budget

THE NEW WORLD OF RETIREMENT

3 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

INVESTING ABROAD COULD PAY OFF

Countries overseas are stimulating their economies, and their stocks are compelling bargains.

10 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

In Bonds We Absolutely Trust

INCOME INVESTING

2 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

GETTING RID OF THE STUFF YOUR FAMILY DOESN'T WANT? HERE’S HOW TO SELL IT

If your children are taking a pass on furniture, collectibles or other items you no longer need, use these tips to cash in on them instead.

9 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

DEALING WITH THE AFTERMATH OF A DISASTER

Four families whose homes were damaged or destroyed share their stories.

10+ min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

HOW TO COMPLAIN AND GET RESULTS

It pays to be respectful, organized and persistent.

7 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

GREAT ALTERNATIVES TO POPULAR DESTINATIONS

You don't have to bust your budget or battle big crowds to enjoy pristine natural beauty, rich culture, authentic cuisine and more.

10 min  |

July 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

BE YOUR OWN CONSUMER WATCHDOG

Big changes are afoot at federal agencies. Make these moves to protect yourself financially.

2 min  |

June 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT TO EXPECT AS TARIFFS HEAD FOR YOUR DRIVEWAY

Higher vehicle prices and delayed repairs are among the potential effects.

2 min  |

June 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

BUDGET FOR COLLEGE EXPENSES THAT GO BEYOND TUITION

Some universities waive tuition for families with incomes below a certain threshold. But you'll still need a plan to cover other costs.

2 min  |

June 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

HUNTING FOR BARGAINS

A market plunge hit small stocks hard. Is it time to buy?

5 min  |

June 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

SELLING YOUR VACATION HOME? WATCH OUT FOR THESE TAX SURPRISES

Although you may enjoy a sizable profit, Uncle Sam will take a share.

5 min  |

June 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

GET WHAT YOU'RE OWED FROM YOUR HEALTH INSURANCE PLAN

If your insurer refuses to pay for a treatment or procedure that you believe should be covered, use our guide to appeal.

9 min  |

June 2025
Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT YOU SHOULD KNOW ABOUT ASSISTED LIVING

If you decide that an assisted-living community is right for you or your loved one, take these steps to make sure that its fees, services and quality of care fit your needs.

7 min  |

June 2025