Kiplinger's Personal Finance
HELPING YOUNG PEOPLE GET GOING ON SAVING
WHEN longtime personal finance journalist Jonathan Clements—creator of the popular Wall Street Journal column “Getting Going”—received a terminal cancer diagnosis at age 61, his friends asked how they could honor him. Perhaps a journalism award in his name?
1 min |
January 2026
Kiplinger's Personal Finance
Downsizing Advice, Part II
My column on downsizing (see “Living in Retirement,” Oct.) struck a chord with readers. I heard from many who offered advice on successfully culling clutter.
2 min |
January 2026
Kiplinger's Personal Finance
When Fair Doesn't Mean Equal
Here's how to leave different amounts to adult children without causing a family rift.
5 min |
January 2026
Kiplinger's Personal Finance
2026 MONEY CALENDAR
These key dates and tips will help you make the most of your money in the new year.
7 min |
January 2026
Kiplinger's Personal Finance
A GUIDE TO LAUNCHING A SUCCESSFUL BUSINESS AFTER 50
Age can be an advantage for older entrepreneurs looking to extend their careers or supplement income in retirement.
10+ min |
December 2025
Kiplinger's Personal Finance
21 SMART MOVES TO MAKE BEFORE YEAR-END
These steps can help trim your tax bill, boost your savings, lower your health care costs and set you up for financial success in 2026.
10+ min |
December 2025
Kiplinger's Personal Finance
Same Story, Different Year
WHAT does the Federal Reserve's rate-reduction initiative mean in the short run for your fixed-income holdings? You'll recall that one year ago, the Fed cut three times, starting by hacking its benchmark overnight funds rate by 0.50 percentage point in September. The year ended with bond markets and fund returns in retreat. It's wishful thinking that cheaper short-term credit and falling money market yields will spark a general bond-buying binge and propel your 2025 total returns toward 10% by year-end.
2 min |
December 2025
Kiplinger's Personal Finance
New Ways to Use 529 Funds
Tax-free withdrawals from these plans could help you sharpen your job skills.
2 min |
December 2025
Kiplinger's Personal Finance
Grab a Deal on a Winter Getaway
In the early months of the year, travel demand dips-and so do prices.
5 min |
December 2025
Kiplinger's Personal Finance
WHAT'S AHEAD FOR SOCIAL SECURITY
Bipartisan collaboration on a mix of reforms will likely be needed to keep the system solvent and benefits intact.
3 min |
December 2025
Kiplinger's Personal Finance
TO TIP OR NOT TO TIP?
If you're weary of widespread prompts to leave a gratuity, follow these guidelines on when it's customary—and when you can skip it.
3 min |
December 2025
Kiplinger's Personal Finance
WHEN HELPING MOM AND DAD HURTS YOUR WALLET
New research shows how assisting an aging parent with expenses can strain your own finances.
3 min |
December 2025
Kiplinger's Personal Finance
CHECKING IN ON THE KIPLINGER DIVIDEND 15
Our favorite dividend payers have had a good year on average, beating the market and yielding twice as much.
10+ min |
December 2025
Kiplinger's Personal Finance
8 DIVIDEND FUNDS TO CONSIDER NOW
Our picks deliver a diversified portfolio of dividend stocks.
6 min |
December 2025
Kiplinger's Personal Finance
Bullish on Trillion-Dollar Stocks
Eight of the nine Trillion Dollar Club members are tech stocks. For the ninth, Berkshire Hathaway, Apple is one-fifth of assets.
5 min |
December 2025
Kiplinger's Personal Finance
HOW TO GIVE BETTER HOLIDAY GIFTS (ACCORDING TO SCIENCE)
These strategies, backed by behavioral finance, can help you find presents that your loved ones will truly enjoy.
7 min |
December 2025
Kiplinger's Personal Finance
WHAT TO MAKE OF A HOT IPO MARKET
This year's crop of initial public offerings could be even dicier than usual because of a skew toward tech and crypto.
5 min |
December 2025
Kiplinger's Personal Finance
Will You Outlive Your Money?
To prepare for a long life span, retirees must address the need for long-term care.
2 min |
December 2025
Kiplinger's Personal Finance
Smart Strategies for Paying Your Child an Allowance
By giving your kids money to spend and save, you'll help them sharpen their financial skills at an early age.
5 min |
November 2025
Kiplinger's Personal Finance
CHOOSE THE BEST CHARITIES FOR YOUR DONATIONS
While you set your giving strategy, think about your values, and select organizations that will put your contributions to good use.
10 min |
November 2025
Kiplinger's Personal Finance
Take a Bite Out of Dental Costs
Many Medicare Advantage plans include dental care, but there are restrictions.
3 min |
November 2025
Kiplinger's Personal Finance
MANAGING MONEY FOR A LOVED ONE WHO CAN'T
Becoming a financial caregiver for an aging or ill relative will go more smoothly if you plan for the possibility in advance.
3 min |
November 2025
Kiplinger's Personal Finance
Take Control of Your Finances
RECENTLY I was stopped in my tracks by a newspaper column headlined “I Was Terrible at Money. My Daughter Should Learn From My Mistakes.” The young woman columnist went on to say her own mother had taught her that it was “vulgar to talk or even really think about money.” As a result, she laments, “I am somehow terrified of anything to do with finances.” And she “sometimes worries about passing along these extraordinarily unhelpful attitudes to my own children.”
2 min |
November 2025
Kiplinger's Personal Finance
OUR TOP ESG PICKS FACE A STORM
Most of our favorite stocks and funds focused on environmental, social and corporate governance issues struggled in an increasingly hostile climate.
10+ min |
November 2025
Kiplinger's Personal Finance
WHAT'S NEXT FOR THE FED
The U.S. central bank was already contending with economic challenges. Now comes a political one.
2 min |
November 2025
Kiplinger's Personal Finance
Exploring Emerging Markets
WITHIN two years of the dotcom bubble bursting in 2000, the tech-heavy Nasdaq index lost three-fourths of its value. This isn't 25 years ago, but if you think the U.S. stock market is getting too expensive for its own good, you have a reasonable case.
5 min |
November 2025
Kiplinger's Personal Finance
Financial Benefits for Military Families
IF you read my column regularly, you may know that I'm a military spouse. My husband, Tom, has served for 19 years. Currently, he's a full-time pilot in the Air National Guard, and he previously spent more than a decade as an active-duty member of the Air Force.
2 min |
November 2025
Kiplinger's Personal Finance
My Quest for Higher Yields
MARKET action along with recent readings on employment and inflation imply the onset of a troublesome cycle: shrinking cash yields with negative pressure on returns for long-term high-grade corporate and Treasury bonds. Despite the knee-jerk Treasury-bond rally sparked by the dismal early-September jobs report, I expect interest rates to ascend sharply along the outer years of the yield curve—regardless of the Federal Reserve's imminent campaign to ease short-term rates.
2 min |
November 2025
Kiplinger's Personal Finance
FIND THE RIGHT HEALTH PLAN DURING OPEN ENROLLMENT
You may face sharply higher out-of-pocket costs for health care next year. Use our guide to select an insurance plan that meets your needs at the best price.
10+ min |
November 2025
Kiplinger's Personal Finance
FINANCIAL STRESS IS ON THE RISE
Tariffs, high prices and an uncertain economy getting you down? These steps can help.
4 min |