Business
BANKING FINANCE
Industry News
The Indian government is planning to expand the utility of FASTag beyond toll collection to include payments for insurance premiums, traffic challans, parking fees, and electric vehicle (EV) charging.
7 min |
August 2025
BANKING FINANCE
Banking News
The Enforcement Directorate (ED) has searched 10 locations in Delhi-NCR and one in Ludhiana in connection with a Rs 988 crore bank loan fraud involving Shilpi Cables Technologies Ltd (SCTL), as part of a probe based on a CBI FIR.
6 min |
August 2025
BANKING FINANCE
Reserve Bank News
RBI Tightens AePS Operator Due Diligence; Bans Loan Prepayment Fines for Small Borrowers
7 min |
August 2025
BANKING FINANCE
Mutual Fund News
Foreign portfolio investors (FPIs) poured Rs. 14,590 crore into Indian equities in June, marking the third consecutive month of positive inflows.
4 min |
August 2025
BANKING FINANCE
Women and Mutual Funds: Trends in Financial Empowerment
Historically, investment decisions in Indian households were predominantly handled by men. However, a noticeable shift is underway. According to industry reports, there has been a significant rise in the number of women investors in mutual funds over the past five years.
3 min |
August 2025
BANKING FINANCE
Beyond the Vault: Al's takeover of Modern Banking
Artificial Intelligence (Al) plays a vital role in the digital transformation of modern businesses. In simple terms, Al refers to a computer's ability to perform tasks and make decisions without constant human instructions. In today's tech-driven world, where everything is becoming smart-from phones to homes-Al is also making banking smarter.
6 min |
August 2025
BANKING FINANCE
Truth behind FD with 'free insurance'
Nothing says \"safe\" like a fixed deposit.
5 min |
August 2025
BANKING FINANCE
The Sonic Revolution: How Voice and Vernacular Banking are Reshaping India's Financial Landscape
The accelerated adoption of voice and vernacular banking in India is driven by a confluence of compelling factors, ranging from the socioeconomic imperative of financial inclusion to the strategic goals of enhancing customer experience and achieving operational efficiencies.
10+ min |
August 2025
BANKING FINANCE
Neuroadaptive AI in Leadership Development
Neuroadaptive AI wasn't just listening. It was watching. It was interpreting micro-signals, subtle hesitations, unspoken doubts, and stress markers invisible to even the best human coach, and adjusting the learning journey accordingly. It wasn't just feedback. It was a mirror. And for many in that room, it was the first honest one they'd looked into in a while.
8 min |
August 2025
BANKING FINANCE
Securing the Future: Why Physical Security Still Matters in India's Banking Landscape
This evolution isn't just about technology, it's about building trust. A secure banking environment enhances customer confidence, reassures regulators, and strengthens institutional credibility. As we move deeper into the digital era, physical security must be seen not as an outdated practice, but as a strategic pillar supporting the foundation of modern banking.
3 min |
August 2025
BANKING FINANCE
Legal News
Kerala high court has held that banks are liable for effecting payment on forged cheques and, in one case, directed the Bank of Baroda to return the lost amount of Rs 57 lakh to the petitioners, along with 6% interest per annum, for having encashed cheques bearing forged signatures.
2 min |
August 2025
BANKING FINANCE
The Role of Credit Scoring and Alternative Lending in India's Financial Inclusion
Financial inclusion extends beyond mere access to bank accounts, it encompasses a broader goal of ensuring that financial benefits effectively reach the under banked population. Recognizing this need, the Reserve Bank of India (RBI) introduced the Financial Inclusion (FI) Index as a comprehensive tool to assess the depth and reach of financial inclusion across the country.
8 min |
August 2025
BANKING FINANCE
Small Finance Banks: The Backbone of India's MSMEs Revolution and Financial Empowerment
SFBs have emerged as a popular banking alternative in India, especially among underserved populations such as small businesses, micro-entrepreneurs, and low-income households. SFBs offer a wide variety of banking services, including savings and current accounts, fixed and recurring deposits, loans, and remittance services.
4 min |
August 2025
BANKING FINANCE
Privacy Enhancing Technologies (PETs) : Tools to usher in a new era of Secure Banking
Tools to usher in a new era of Secure Banking
10 min |
August 2025
BANKING FINANCE
Fossil to future: ONGC charts a bold path; pivots to LNG, renewables
State-run Oil and Natural Gas Corporation (ONGC), which accounts for around 70 per cent of the country's domestic crude oil and 84 per cent of its natural gas, is taking a calculated shift in its business strategy in an effort to be \"future-ready.\" While the company has publicly announced its intention to foray into the imported liquefied natural gas (LNG) business, it is also quietly making significant moves into renewable energy, green hydrogen, compressed biogas, battery storage, and even nuclear energy.
4 min |
August 2025
BANKING FINANCE
RBI CIRCULAR
Aadhaar Enabled Payment System - Due Diligence of AePS Touchpoint Operators June 27, 2025
4 min |
August 2025
BANKING FINANCE
Ind AS and the Indian Banking Sector: A Comprehensive Journey Through Transparency and Transformation
While banks primarily earn interest income (outside Ind AS 115's scope), fee-based revenues-like loan origination fees, credit card fees, or syndication charges-fall under this standard. Ind AS 115 mandates recognizing revenue when performance obligations are satisfied, often deferring income recognition compared to Indian GAAP.
10+ min |
July 2025
BANKING FINANCE
Mutual Fund News
Sebi Demands Rs 5.35 Cr from OPG Securities in NSE Colo Case
4 min |
July 2025
BANKING FINANCE
Foot soldiers battle low pay
Business correspondents (BCs) have played a stellar role in increasing the reach of banking services to the unbanked and underserved segments across the country. And the numbers prove it.
4 min |
July 2025
BANKING FINANCE
Zero Trust Architecture in Financial Institutions: A Strategic Shift in Cybersecurity "Never trust, always verify."
The Zero Trust Security Model is a modern approach to cybersecurity that assumes no user or system should be inherently trusted-whether they're inside or outside the network. It emphasizes rigorous verification, minimal access, and constant oversight to prevent breaches and limit their impact.
6 min |
July 2025
BANKING FINANCE
India's Asset Management Landscape: The Path to Financial Empowerment
Gold has been in the spotlight with its record-breaking rally, surpassing the Rs.88,310 per 10 grams mark for the first time, as geopolitical and economic uncertainties drove investors toward the safe-haven asset.
10 min |
July 2025
BANKING FINANCE
Industry News
Elon Musk's Starlink has received the Global Mobile Personal Communication by Satellite (GMPCS) licence from the Indian government, clearing the path for launching commercial satellite communication services in the country.
9 min |
July 2025
BANKING FINANCE
Why Experience Still Matters: The Untapped Power of India's Former Banking Talent
Retired banking professionals have an opportunity to contribute to a sector that promises to be a key enabler in India's aspiration to become the third largest economy in the world by 2028. The Micro, Small and Medium Enterprise (MSME) sector in India has been a huge growth driver, contributing to around 30 percent of India's GDP, 45 percent of its manufacturing output and 48 percent of exports, and providing employment to around 11 crore people.
6 min |
July 2025
BANKING FINANCE
RBI CIRCULAR
Aadhaar Enabled Payment System - Due Diligence of AePS Touchpoint Operators
4 min |
July 2025
BANKING FINANCE
Legal News
Directorate of Public Grievanees to cover cases related to I-T, customs duty
2 min |
July 2025
BANKING FINANCE
Payments competition could police bank fraud across India
Bank frauds in India have tripled in value. But that's only because some of the cases reported previously were re-investigated and appeared in the new data.
2 min |
July 2025
BANKING FINANCE
Co-Operative Bank News
RBI Penalizes Four South Indian Coop Banks for Regulatory Breaches
3 min |
July 2025
BANKING FINANCE
Large Language Models: Revolutionizing Banking through AlPowered Intelligence
One of the most immediate applications of LLMs in banking is automated customer interaction.
5 min |
July 2025
BANKING FINANCE
Reserve Bank News
The Reserve Bank of India has issued new guidelines to make it easier for customers and heirs to reactivate dormant accounts and claim unclaimed deposits.
5 min |
July 2025
BANKING FINANCE
'One State, One RRB' - A Policy for Enhancement of Rural Financial Inclusion
The 'One State, One RRB' or 'OS-OR' policy is a reform implemented by the Government of India aims to consolidate Regional Rural Banks (RRBs) within each state into a single entity, effective from May1, 2025. This policy is intended to improve efficiency, reduce costs and enhance rural financial inclusion.
5 min |