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Briefing

Kiplinger's Personal Finance

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September 2021

Information about the markets and your money.

Briefing

EXERCISE SAVES SENIORS MONEY ON HEALTH CARE

Health care costs later in life were significantly lower for adults who maintained moderate or high physical activity levels, according to a new analysis of claims data linked to the National Institutes of Health–American Asso­ciation of Retired Persons (NIH­AARP) Diet and Health Study. The new study, published in BMJ Open Sport & Exercise Medicine, examined various levels of participation in physical activity through­ out adulthood and how activity affected Medicare claims. Among the find­ ings: Exercisers with a moderate level of activity had health care costs $1,200 a year lower after age 65 compared with adults who were consistently inactive from adolescence into mid­dle age (moderate exercise involved walking or other­ wise being in motion for a few hours most weeks). The health costs of those with a high level of activity were $1,350 lower per year. But even late starters benefited: Waiting until middle age to increase activity still led to cost reductions of $824 per year.

Adults who increased physical activity levels in their twenties experi­enced the most dramatic reductions in health costs: $1,874 lower per year. Even if some of those exercisers decreased activity during middle age, reducing how often they worked out in their forties and fifties, they still spent about $860 less on health care per year than people who were sedentary for most of their lives.

MÁS HISTORIAS DE Kiplinger's Personal Finance

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Same Story, Different Year

WHAT does the Federal Reserve's rate-reduction initiative mean in the short run for your fixed-income holdings? You'll recall that one year ago, the Fed cut three times, starting by hacking its benchmark overnight funds rate by 0.50 percentage point in September. The year ended with bond markets and fund returns in retreat. It's wishful thinking that cheaper short-term credit and falling money market yields will spark a general bond-buying binge and propel your 2025 total returns toward 10% by year-end.

time to read

2 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHEN HELPING MOM AND DAD HURTS YOUR WALLET

New research shows how assisting an aging parent with expenses can strain your own finances.

time to read

3 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT'S AHEAD FOR SOCIAL SECURITY

Bipartisan collaboration on a mix of reforms will likely be needed to keep the system solvent and benefits intact.

time to read

3 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

WHAT TO MAKE OF A HOT IPO MARKET

This year's crop of initial public offerings could be even dicier than usual because of a skew toward tech and crypto.

time to read

5 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Grab a Deal on a Winter Getaway

In the early months of the year, travel demand dips-and so do prices.

time to read

5 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

8 DIVIDEND FUNDS TO CONSIDER NOW

Our picks deliver a diversified portfolio of dividend stocks.

time to read

6 mins

December 2025

Kiplinger's Personal Finance

A NEW WAVE OF ETFS IS ON THE WAY

A long-expected decision from the Securities and Exchange Commission is close to being official, and it could mean more exchange-traded fund options for investors.

time to read

1 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

CHECKING IN ON THE KIPLINGER DIVIDEND 15

Our favorite dividend payers have had a good year on average, beating the market and yielding twice as much.

time to read

14 mins

December 2025

Kiplinger's Personal Finance

THIS FUND FERRETS OUT HIGH-QUALITY STOCKS

THE U.S. stock market has been notching new highs, which tends to kick up the likelihood of a market pullback (defined as a drop of 5% to 10%) or even a correction (a 10% to 20% selloff). That's where JPMorgan U.S. Quality Factor comes in.

time to read

1 mins

December 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

New Ways to Use 529 Funds

Tax-free withdrawals from these plans could help you sharpen your job skills.

time to read

2 mins

December 2025

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