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Briefing

September 2021

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Kiplinger's Personal Finance

Information about the markets and your money.

Briefing

EXERCISE SAVES SENIORS MONEY ON HEALTH CARE

Health care costs later in life were significantly lower for adults who maintained moderate or high physical activity levels, according to a new analysis of claims data linked to the National Institutes of Health–American Asso­ciation of Retired Persons (NIH­AARP) Diet and Health Study. The new study, published in BMJ Open Sport & Exercise Medicine, examined various levels of participation in physical activity through­ out adulthood and how activity affected Medicare claims. Among the find­ ings: Exercisers with a moderate level of activity had health care costs $1,200 a year lower after age 65 compared with adults who were consistently inactive from adolescence into mid­dle age (moderate exercise involved walking or other­ wise being in motion for a few hours most weeks). The health costs of those with a high level of activity were $1,350 lower per year. But even late starters benefited: Waiting until middle age to increase activity still led to cost reductions of $824 per year.

Adults who increased physical activity levels in their twenties experi­enced the most dramatic reductions in health costs: $1,874 lower per year. Even if some of those exercisers decreased activity during middle age, reducing how often they worked out in their forties and fifties, they still spent about $860 less on health care per year than people who were sedentary for most of their lives.

المزيد من القصص من Kiplinger's Personal Finance

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Ciao, Italia! Eight Ways to Save on a Trip to the 2026 Olympics

WHETHER you're looking to experience breathtaking natural beauty in the Dolomite mountains or the urban buzz of a global design capital, northern Italy may already be high on your list of vacation destinations. Add in the chance to attend the Winter Olympics, taking place from February 6 to 22 in Milan and the Cortina d'Ampezzo ski resort, and you may be looking at a once-in-a-lifetime vacation.

time to read

4 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

My Quest for Higher Yields

MARKET action along with recent readings on employment and inflation imply the onset of a troublesome cycle: shrinking cash yields with negative pressure on returns for long-term high-grade corporate and Treasury bonds. Despite the knee-jerk Treasury-bond rally sparked by the dismal early-September jobs report, I expect interest rates to ascend sharply along the outer years of the yield curve—regardless of the Federal Reserve's imminent campaign to ease short-term rates.

time to read

2 mins

November 2025

Kiplinger's Personal Finance

WE ADD A NEW MID-CAP FUND

KIPLINGER 25 UPDATE

time to read

1 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Smart Strategies for Paying Your Child an Allowance

By giving your kids money to spend and save, you'll help them sharpen their financial skills at an early age.

time to read

5 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Take a Bite Out of Dental Costs

Many Medicare Advantage plans include dental care, but there are restrictions.

time to read

3 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

CHOOSE THE BEST CHARITIES FOR YOUR DONATIONS

While you set your giving strategy, think about your values, and select organizations that will put your contributions to good use.

time to read

10 mins

November 2025

Kiplinger's Personal Finance

A BROAD APPROACH TO INNOVATIVE TRENDS

KIPLINGER ETF 20 UPDATE

time to read

1 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

MANAGING MONEY FOR A LOVED ONE WHO CAN'T

Becoming a financial caregiver for an aging or ill relative will go more smoothly if you plan for the possibility in advance.

time to read

3 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Guiding Families Through Life's Final Chapter

An end-of-life doula offers support to people who are dying as well as their loved ones.

time to read

2 mins

November 2025

Kiplinger's Personal Finance

Kiplinger's Personal Finance

RETIRING ON YOUR OWN? A GUIDE FOR SOLO AGERS

If you're single without adult children to rely on for help, planning for your older years requires an added layer of intention and urgency.

time to read

12 mins

November 2025

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