Benefits of travel insurance policy especially in an emergency situation

While travelling, you can never predict when an emergency might come knocking on your door, so it is always safe to be prepared. This can be done by opting for a comprehensive travel insurance policy. Whether it is travelling domestically or abroad, a travel insurance policy always ensures that you are covered in case of exigencies.

- Mr. Bhaskar Nerurkar, Head Health Administration Team, Bajaj Allianz General Insurance

Emergency situations can range from lost baggage to medical emergencies and other travel-related issues. Here is how you can ensure that you are covered in case you have to deal with any of these situations.

TYPES OF EMERGENCY SITUATIONS AND HOW TRAVEL INSURANCE CAN HELP

Regardless of where you are travelling, you might have to face certain emergencies, and it is better to be prepared for that day, when/or if it arrives. So here are certain emergency situations that you might have to encounter, and how travel insurance can help you mitigate them.

MEDICAL EMERGENCIES

The most common crisis you might have to deal with while traveling relates to medical needs. While travelling domestically, it becomes relatively easier if you are equipped with health insurance, but if an emergency occurs abroad, it might be a cause of worry due to the excessive cost of health care in foreign countries. Here is where travel insurance comes in.

Travel insurance covers hospitalization, doctor consultations, emergency treatment, surgeries, ambulance charges, and even evacuation if necessary. Travel policies offer both dental and prescription medication. All the insurers provide assistance services, including medical assistance and other concierge services.