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Leading public, private banks cut home loan rates after RBI slashes repo rate
The Statesman Siliguri
|December 10, 2025
Afterthe Reserve Bank of India (RBI) cut down the major policy rate by 25 basis points to 5.25 per cent, leading public and privatesectorbankshavebegun the pass-through forthe home loans.
Leading private sector lender HDFC Bank has reduced its marginal cost of funds-based lending rates by up to 5 basis points across tenures, with the MCLR now ranging between 8.30 percent and 8.55 percent. This is slightly lower than the earlier 8.35-8.60 percent band.
This story is from the December 10, 2025 edition of The Statesman Siliguri.
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