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RCBC income jumps to P8.2 B in 9 months
The Philippine Star
|October 30, 2025
Yuchengco-led Rizal Commercial Banking Corp. (RCBC) saw its consolidated net income jump by 32 percent to P8.2 billion from January to September, driven by higher lending activity and robust fee income performance.
The listed bank attributed the profit growth toa 13-percent expansion in gross customer loans and a 25-percent jump in fee-based income.
Net interest income also rose by 32 percent to P40.8 billion, supported by an 86-basis-point improvement in net interest margin to 4.68 percent. This translated to a 6.94 percent return on equity and a 0.84 percent return on assets.
RCBC said the increase in net interest income was fueled by the expansion in higher-yielding consumer loans, which surged by 33 percent year-on-year and now make up 46 percent of the bank’s total loan portfolio.
This story is from the October 30, 2025 edition of The Philippine Star.
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