Try GOLD - Free
RBI proposes major changes in credit risk rules
The New Indian Express
|October 08, 2025
THE Reserve Bank has proposed significant changes to the way banks assign risk weighting to loans and the socalled expected credit loss (ECL) framework, in a move aimed at aligning domestic regulations with global norms.
The new changes pertain to how banks assess loan risks and set aside funds for potential losses. These adjustments aim to align domestic banking rules with international standards. The move is expected to reduce the capital banks need to hold for various loan types, particularly benefiting MSMEs and real estate sectors.
The new norms will take effect on April 1, 2027, giving banks breather on capital requirements. The proposed changes seek to ease the risk weighting or capital that must be set aside for different types of loans.
This story is from the October 08, 2025 edition of The New Indian Express.
Subscribe to Magzter GOLD to access thousands of curated premium stories, and 10,000+ magazines and newspapers.
Already a subscriber? Sign In
MORE STORIES FROM The New Indian Express
The New Indian Express Chennai
Derby delight for title hopefuls Arsenal
EBERECHI Eze and Viktor Gyokeres helped Arsenal post a crucial 4-1 win over derby rivals Tottenham Hotspur in the Premier League on Sunday.
1 min
February 23, 2026
The New Indian Express Chennai
Seat-sharing: Cong calls on Stalin, IUML offered 2, VCK may get more
Despite 45-minute meeting on Sunday, the DMK is in no mood to increase GOP’s 2021 share
2 mins
February 23, 2026
The New Indian Express Chennai
Woman, lover booked for daughter's rape
A 20-year-old woman from Saligramam was allegedly sexually assaulted by her mother's partner, leading to a seven-week pregnancy that was later medically terminated.
1 min
February 23, 2026
The New Indian Express Chennai
Assam gets new hydro project in elephant area
A Union government-appointed committee has given the go-ahead for the diversion of 442 hectares of forest land for a 1500 MW closed-loop pumped storage project in Assam.
2 mins
February 23, 2026
The New Indian Express Chennai
DRUG RACKET Army man and dismissed cop among six held
PUNJAB
1 min
February 23, 2026
The New Indian Express Chennai
12,931 temples renovated at cost of ₹8K cr in 5 years
RENOVATION works have been carried out in 12,931 temples across Tamil Nadu at an estimated cost of over ₹8,100 crore in the last five years, the DMK government said in a release detailing initiatives undertaken by the HR&CE department.
1 min
February 23, 2026
The New Indian Express Chennai
Modi lashes at Cong over shirtless protest
PRIME Minister Narendra Modi on Sunday launched a scathing attack on the Indian National Congress, days after a shirtless protest was staged by Congress workers at the AI impact Summit.
1 min
February 23, 2026
The New Indian Express Chennai
K'taka moots mobile ban on kids under 16; experts prefer regulation
At a meeting with V-Cs on Saturday, Siddu said cell phone use influencing minors in negative ways
1 mins
February 23, 2026
The New Indian Express Chennai
No staff, Tamil course at Anna univ in limbo
Contracts of 328 teachers not renewed; internal exams today but not a single class held this semester, say students
2 mins
February 23, 2026
The New Indian Express Chennai
DISSENT AS AN IMPERATIVE FOR JUDICIAL DEMOCRACY
Dissent remains the judiciary’s bulwark, exposing through past and recent judge-transfer cases, alleged executive influence, opaque selections and abrupt reversals that threaten institutional integrity
4 mins
February 23, 2026
Listen
Translate
Change font size