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32-Year-Old Should Know These Things
The New Indian Express Nagapattinam
|February 24, 2025
T 32, you're likely in a phase of life where you're balancing career growth, personal goals, and possibly family responsibilities.
Here's a rundown of personal finance concepts and strategies that are relevant at this age:
• Budgeting and cash flow:
• Know how to track your income and expenses: By now, you should have a clear picture of where your money goes—housing, food, transportation, entertainment, etc.
• Aim for the 50/30/20 rule as a starting point: 50% of income to needs, 30% to wants, 20% to savings/debt repayment.
• Emergency Fund:
• Have 3-6 months' worth of expenses saved in an easily accessible account: At 32, unexpected events—job loss, medical issues—can hit if you've taken on more responsibilities (mortgage, dependent parents, or kids).
• Debt Management:
This story is from the February 24, 2025 edition of The New Indian Express Nagapattinam.
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