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Our Target Is To Achieve 40% CASA By FY26

The New Indian Express Kozhikode

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May 09, 2025

UNJAB National Bank, the third-largest PSU bank, has posted very healthy fourth-quarter financial numbers.

TNIE caught up with managing director and CEO Ashok Chandra to discuss the Q4 numbers and the bank's focus areas in the new financial year.

Profits are up, net interest margin has improved, cost of funds is down, and asset quality has strengthened. Do you still see any pain points? One area we are focusing on is RAM (retail, agriculture, MSME) and CASA (current account savings account) segments. This year, our main theme is better customer service, supported by improved branch and ATM ambience. We've launched initiatives to strengthen these segments, and you'll see visible changes in two to three months.

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