Try GOLD - Free
RBI's new, unified gold & silver loan rules
The New Indian Express Anantapur
|June 09, 2025
The new rules, which will be effective from 1 April 2026, attempts to standardise the existing guidelines
The Reserve Bank of India (RBI) has raised the Loan-to-Value (LTV) ratio for loans against gold and silver to 85% for loans up to ₹2.5 lakh. This is part of RBI's new comprehensive set of rules for lending against gold and silver. The new rules, which will be effective from 1 April 2026, attempts to standardise and harmonise the existing guidelines and introduce new measures for better oversight, conduct, and consumer protection.
Here are the key highlights of the new rules:
Scope and purview of the rules: These rules apply to all commercial banks (excluding Payments Banks), primary (urban) and rural cooperative banks, and all Non-Banking Financial Companies (NBFCs), including Housing Finance Companies (HFCs). They cover loans for both consumption and income generation purposes where eligible gold or silver collateral is accepted.
This story is from the June 09, 2025 edition of The New Indian Express Anantapur.
Subscribe to Magzter GOLD to access thousands of curated premium stories, and 10,000+ magazines and newspapers.
Already a subscriber? Sign In
MORE STORIES FROM The New Indian Express Anantapur
The New Indian Express Anantapur
States oppose changes in MGNREGA in pre-Budget meet
STATES have vehemently opposed the proposed changes in MGNREGA, and called for more fiscal space during a pre-Budget consultation chaired by Union Finance Minister Nirmala Sitharaman on Saturday.
1 mins
January 11, 2026
The New Indian Express Anantapur
Sergio Gor, Trump’s man in India for turbulent times, reaches Delhi
SERGIO
1 min
January 11, 2026
The New Indian Express Anantapur
DONROE DOCTRINE AND US’ NEO-IMPERIALISM
JUST when you thought Donald Trump had crossed all red lines and he couldn’t do anything crazier, he surprises you by stretching the limits of unacceptability.
4 mins
January 11, 2026
The New Indian Express Anantapur
WHY WASHINGTON NEEDS TO CALL DELHI
GREAT nations rarely fall to foreign invasion.
4 mins
January 11, 2026
The New Indian Express Anantapur
PM asks forces to firm up gains in Naxal areas with policy shift
ENCOURAGED by diminishing cases of Left-Wing-Extremism (LWE) related violence, sources said that Prime Minister Narendra Modi, during the recently held DGP/IGP conference in Chhattisgarh, directed officials tomake a decisive shift in strategy from ‘armed action’ against violent elements to ‘unfolding welfare and developmental initiatives’ in the previosuly Naxal dominated districts.
2 mins
January 11, 2026
The New Indian Express Anantapur
Meghalaya 3 held for tribal man's murder amid unrest
MEGHALAYA CM Conrad K Sangma on Saturday appealed to people in the Garo Hills region to maintain peace and communal harmony, a day after one person was killed and another grievously injured in an attack by unidentified assailants.
1 min
January 11, 2026
The New Indian Express Anantapur
An Aftertaste of Absence
Chef Thomas Zacharias presents a speculative, bite-by-bite journey into a future where flavour has vanished
2 mins
January 11, 2026
The New Indian Express Anantapur
C'garh agri sector posts robust growth in 2 years; food grains, pulses stay firm
THE agriculture sector in Chhattisgarh remains strong as the backbone of the state showing steady and inclusive growth over the past two years, officials said on Saturday.
1 mins
January 11, 2026
The New Indian Express Anantapur
Tamil Nadu men cagers to take on Railways in final
THE Tamil Nadu men’s team was on a roll against Uttar Pradesh in the semifinal of the senior national basketball meet here on Saturday.
1 min
January 11, 2026
The New Indian Express Anantapur
GREENLAND, GENGHIS & RETURN OF MIGHT
YOU have to hand it to Donald Trump: he doesn’t beat about the bush.
3 mins
January 11, 2026
Listen
Translate
Change font size