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Bks’ credit-deposit ratio rises to 82%
The Free Press Journal - Bhopal
|January 13, 2026
SBI RESEARCH REPORT
With the financialisation of the economy, India's Credit-Deposit (CD) ratio has been increasing continuously since 2000-01 from 53 per cent to 82 per cent as of December 15, 2025, which signifies a better financial development and lead to strong economic growth, a report said on Monday.
The incremental CD ratio numbers, which crossed 100 per cent in a number of instances, show the increasing demand for credit, despite lean deposits growth but banks honoured it by raising resources from other sources, an SBI Research Report said.
This story is from the January 13, 2026 edition of The Free Press Journal - Bhopal.
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