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SBI Building Scalable Model for Sustainable Returns via CASA, Fee Income: Chairman

The Daily Guardian

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May 27, 2025

SBI Chairman C S Setty has said the bank is building a scalable model for sustainable returns based on disciplined cost management, low-cost deposits, and expansion of fee-based income.

- TDG NETWORK

SBI Building Scalable Model for Sustainable Returns via CASA, Fee Income: Chairman

"With strong CASA (Current Account and Savings Account) growth, digital cross-sell capabilities, and margin-sensitive asset allocation, we are building a scalable model for sustainable returns," he said in a message to the shareholders of the bank.

"Together, these strategic levers position us not just as India's largest bank, but as its most forward-looking—balancing trust, scale, and innovation to deliver long-term value for customers and investors alike," he said in an annual report for 2024-25.

SBI logged a net profit of Rs 70,901 crore in FY25, 16 percent higher than Rs 61,077 crore in the previous fiscal.

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