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Rapid digitalisation of banks reshaping financial risks: RBI DG

The Daily Guardian

|

January 13, 2026

‘The Reserve Bank of India (RBI) has cautioned that rapid digitalisation of banking is reshaping financial risks, requiring supervisors and banks to fundamentally rethink how stability, governance and customer protection are ensured.

- TDG NETWORK

Speaking at the Third Annual Global Conference of the College of Supervisors in Mumbai, RBI Deputy Governor Swaminathan J said that traditional indicators such as capital adequacy and liquidity are no longer sufficient to assess the health of banks in a technology-driven environment.

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