Try GOLD - Free
Banking sector to see earnings recovery from Q2FY26: Report
The Daily Guardian
|October 03, 2025
The Indian banking sector is set to witness earnings recovery in the second half of FY26, after a muted September quarter performance marked by margin pressure, moderate credit growth and a decline in profitability across private and public lenders, according to a research report by Motilal Oswal Institutional Equities.
The report highlighted that systemic credit growth, at 10.3 per cent (YoY) as of September reflected demand softness in both retail and corporate segments.
Full-year credit growth for FY26 is projected at 11 per cent (YoY), expected to improve to 12.5 per cent in FY27, aided by lower borrowing costs, GST rate cuts and income tax relief.
“With earnings gaining traction from 2HFY26, we estimate 177 per cent earnings CAGR over FY26-28E” noted the report
‘The report envisages that private sector banks under coverage are expected to report a 7.3 per cent (YoY) decline in net profit for Q2FY26.
This story is from the October 03, 2025 edition of The Daily Guardian.
Subscribe to Magzter GOLD to access thousands of curated premium stories, and 10,000+ magazines and newspapers.
Already a subscriber? Sign In
MORE STORIES FROM The Daily Guardian
The Daily Guardian
UN allows Afghan FM travel to India
The United Nations Security Council has approved travel ban exemptions for Amir Khan Muttagi, the Foreign Minister of Afghanistan, to visit India from October 9 to 16.
1 mins
October 04, 2025
The Daily Guardian
Govt notifies draft rules for promotion and regulation of online gaming
The Ministry of Electronics and Information Technology (MeitY) has notified the Draft Promotion and Regulation of Online Gaming Rules, 2025 under the recently enacted Promotion and Regulation of Online Gaming Act, 2025.
1 mins
October 04, 2025
The Daily Guardian
DEFENDERS OF SWARAJYA
EXPLORING THE MARATHA FORTS
5 mins
October 04, 2025
The Daily Guardian
THE US AT ‘SHUTDOWN’
This week, Trump proved the assertion made in my column from last week! The world was taken aback by the announcement that the US, the world’s largest economy of USD 30+ trillion (with a debt of USD 37 trillion), has entered a shutdown.
3 mins
October 04, 2025
The Daily Guardian
Repeated mistakes are not mistakes — they are deliberate
At the age of fifty-six most Indians are enjoying life as grandparents, but in India there is one fifty-six-year-old who stubbornly refuses to let go of childhood antics: prince Rahul Gandhi.
2 mins
October 04, 2025
The Daily Guardian
Delhi Police seizes over 4,600 kg illegal firecrackers in raids across city
The Delhi Police have so far seized over 4,600 kg of illegal firecrackers in separate operations across the city in the run-up to the festive season, an official said on Friday, adding that a total of 10 people have been apprehended so far.
1 mins
October 04, 2025
The Daily Guardian
‘Weakness against terrorism invites more terrorism’
Israeli Prime Minister Benjamin Netanyahu on Thursday (local time) condemned the Manchester synagogue terror attack, stating “weakness in the face of terrorism only brings more terrorism.”
1 mins
October 04, 2025
The Daily Guardian
5 reasons why high achievers struggle to enjoy the things they have achieved
In today’s achievement-driven world, a peculiar phenomenon exists where many successful individuals find themselves unable to savor their accomplishments. Despite reaching impressive milestones, these high achievers often struggle with an underlying inability to find joy in their successes.
2 mins
October 04, 2025
The Daily Guardian
'Haarne mein aur haar maanne mein...': Aryan
Bollywood superstar Shah Rukh Khan's son Aryan Khan hit it out of the park with his debut directorial series, 'The Ba***ds of Bollywood'.
1 min
October 04, 2025
The Daily Guardian
CELEBRATE WITH RADIANCE: NATURAL SKINCARE TIPS FOR THE FESTIVE SEASON
The festive season is a time of joy, celebration, and togetherness.
3 mins
October 04, 2025
Listen
Translate
Change font size