Way to avoid impulsive buying

Black Friday is here on Friday, closely followed by Cyber Monday. If you plan to hit the shops online or in person, the best advice is to hide your credit card to avoid impulsive and emotional shopping and plan before you shop.

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Retailers expect bumper sales over the Black Friday weekend this year, thanks to improved consumer confidence since the May elections reported by the Bureau for Economic Research.

However, John Manyike, head of financial education at Old Mutual, says you should not follow the crowds and should rather be guided by your own financial priorities.

Before parting with your cash, Manyike suggests you:

Plan your seasonal shopping