Insurance warning for Euro road trip holiday planning

Holidaymakers planning a road trip around Europe are being warned they could be left out of pocket if they do not check for any limitations on their breakdown cover.

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Financial information and ratings provider Defaqto analysed 291 products, and found nearly a third (31%) cap individual breakdown claims at under £3,500.

If the cost of recovery or repair exceeds this amount, the policyholder could find they have to cover the difference. It is also worth checking if a total claims limit applies across the whole policy, Defaqto said.

If someone's car breaks down before their departure and cannot be repaired in time, they need to hire a replacement.