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Driving safely will protect your purse under Aarto

Sunday World

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SW October 19 2025 edition

Insurers will likely not pay claims if licence is suspended

- By Mzwandile kaBizokwakhe

As South Africa prepares to implement the longstanding Administrative Adjudication of Road Traffic Offences (Aarto) from December, insurance company King Price has warned drivers that if they are involved in a crash when their demerit points are negative, it will invalidate any claim.

Implementation is scheduled to be in phases from December 1, to September next year.

The Aarto system will mean that receiving fines could cost you your car insurance cover.

“By the end of the year, something as simple as an unpaid fine could spiral into your licence being suspended,” warns Wynand van Vuuren, client experience partner at King Price Insurance. “And if you're driving with an invalid licence, you could be driving uninsured.”

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