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The right cover for cancer risk: Critical-illness or indemnity?
Mint New Delhi
|March 05, 2025
Since your family has a history of intestinal cancer, it is crucial to carefully evaluate your health insurance options to ensure comprehensive financial protection.
Critical-illness plans and indemnity-based health insurance plans serve different yet essential purposes in managing potential medical expenses.
A critical-illness plan provides a lump sum payout on the diagnosis of a covered illness, including certain types of cancer. This sum can be used for various expenses beyond hospitalization like alternative treatments, home care, loss of income, or travel for advanced medical care. Consider that cancer treatment can be prolonged and financially draining, having a critical-illness plan could help you manage additional costs that are not covered by a traditional health insurance policy.
This story is from the March 05, 2025 edition of Mint New Delhi.
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