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Strategies to achieve ₹1 cr with a current portfolio of ₹47.4 lakh
Mint Bangalore
|January 23, 2025
I'm 28 years with a ₹47.4 lakh portfolio (₹36.5 lakh in equities, rest in mutual funds). I invest ₹25,000 via monthly SIPs, increasing 10% annually. With no liabilities, I plan to invest ₹10 lakh more. How can I grow my portfolio to ₹1 crore in two years, or by 30 years?
-Name withheld on request
With a ₹47.4 lakh portfolio and a disciplined investment approach, you're well on your way to financial success. However, your ₹1 crore goal by 30 is ambitious, depending on market performance. Stocks, while powerful, are volatile in short term, making a two-year target uncertain. Only a long-term strategy with proper asset allocation and compounding over time offers a better chance of sustained wealth creation.
Growing your portfolio
This story is from the January 23, 2025 edition of Mint Bangalore.
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