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Insurers can deny claim over hiding drinking habit, rules apex court
Hindustan Times Patna
|March 27, 2025
The claims of people who drink alcohol but keep it a secret from their insurance companies could be rejected — even if the death was not directly caused by alcoholism.
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NEW DELHI:
The Supreme Court has ruled that insurers are within their rights to repudiate claims if policyholders conceal their drinking habit while buying health insurance.
A bench of justices Vikram Nath and Sandeep Mehta upheld the Life Insurance Corporation's (LIC) decision to deny a claim under its Jeevan Arogya policy to a man who took the policy in 2013 but failed to disclose that he was a chronic alcoholic.
This story is from the March 27, 2025 edition of Hindustan Times Patna.
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