IDFC First Bank focuses on improving RoA

CAPITAL INFUSION OF ₹7,500 CR TO BOLSTER GROWTH

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IDFC FIRST BANK reported a muted Q4FY25 PAT of ₹304 crore, with RoA at 0.36%, impacted by elevated provisioning. Funded asset growth remained strong at 20% y-o-y, while deposit growth remained healthy at 26% y-o-y, supported by 25% y-o-y CASA growth. Reported NIM declined 9bps q-o-q to 5.95%, due to an adverse loan mix, although the cost of deposits remained stable. MFI slippages increased; however, overall slippages remained steady