Surge-Your-Worth Economics
Financial Express Bengaluru
|August 26, 2025
Once upon a not-so-distant time, business was governed by a certain egalitarian clarity.
A price tag spoke the same truth to all who beheld it. Whether you were a maidservant or an investment banker, the fare for your journey, the cost of your tea, or the value of your bread bore no reflection of your identity. Pricing stood as an impartial arbiter between value and exchange.
That familiar world is vanishing.
Consider this real-life incident: two travelers, seated in economy class on the same flight, departing as scheduled, both with the same benefits on their tickets, booked via the same platform, yet one paid almost twice what the other did. What changed? The divergence lies solely in the traveler's digital footprint—her browsing patterns, hour of purchase, postcode, the number of times she returned to check prices, and whether she booked during a moment of urgency or calm. The algorithm saw her, understood her, assessed her likely ceiling, and charged accordingly.
This is no evolution of yield management but a quiet revolution in digital economics, where traditional market dynamics are eclipsed by a more intimate, if not insidious, metric: you. It isn't about preferences but psychology. And not simply your history, but your hesitation.
Witness the rise of hyper-personalized pricing: A system in which artificial intelligence (AI) doesn't just respond to consumer demand but actively anticipates and shapes it. It watches, it learns, it infers, and then it monetizes, not based on cost or value but based on your willingness to yield. You are no longer a participant in the market; you are its measure.
This story is from the August 26, 2025 edition of Financial Express Bengaluru.
Subscribe to Magzter GOLD to access thousands of curated premium stories, and 10,000+ magazines and newspapers.
Already a subscriber? Sign In
MORE STORIES FROM Financial Express Bengaluru
Financial Express Bengaluru
Corporate leaders hail Bengal’s biz climate, pledge huge investments
TOP INDUSTRY LEADERS on Thursday lauded the Mamata Banerjee-led West Bengal government for maintaining a “favourable” business climate, as several companies announced expansion and fresh investment plans during a conclave here.
1 min
December 19, 2025
Financial Express Bengaluru
More pressure likely for GIC Re
THE REDUCTION IN capital requirements for foreign reinsurance branches (FRBs) under the latest Insurance Amendment Bill is expected to attract more overseas players into the ₹98,000-crore domestic reinsurance market.
1 mins
December 19, 2025
Financial Express Bengaluru
Oman FTA to boost capital flow
TRADE EXPERTS SAID the significance of the deal is more than what the current trade suggests, as it would help strengthen New Delhi’s economic and geopolitical presence at the mouth of the Gulf.
2 mins
December 19, 2025
Financial Express Bengaluru
Securities market Bill in LS
UNDERTHE BILL, the strength of the Sebi board will increase from nine to 15 members. The Code also provides a framework for inter-regulatory coordina- tion, including for the listing of non-traditional securities, and introduces regulatory sand- boxes to facilitate innovation in financial products, contracts and services. In addition, Sebi will be mandated to follow a transparent and consultative process while issuing subordi- nate legislation, conduct peri- odic reviews of regulations, and carry out regulatory impact assessments.
2 mins
December 19, 2025
Financial Express Bengaluru
Ola founder sells another 28.3 million shares; stock hits new low
OLA ELECTRIC FOUNDER
1 min
December 19, 2025
Financial Express Bengaluru
Oman FTA to facilitate easier flow of capital, professionals
ALMOST ALL EXPORTS from India to Oman will be at zero duty after the trade agreement signed on Thursday between the two countries comes into force by March, with farm goods, textiles, engineering, electronics, chemicals and auto sectors among the major beneficiaries.
1 min
December 19, 2025
Financial Express Bengaluru
Firms can have 50% of Indian staff in Oman
BIZ VISITORS PERMITTED TO STAY UPTO 90 DAYS
1 mins
December 19, 2025
Financial Express Bengaluru
ECB registrations at two-year low
ACTIVITY SLOWS
1 mins
December 19, 2025
Financial Express Bengaluru
AMC stocks rise on higher cap for brokerage fees
HAILING SEBI MOVE
2 mins
December 19, 2025
Financial Express Bengaluru
Investor wealth growth in 2025 slowest in seven years
AFTER BACK-TO-BACK GAINS
1 min
December 19, 2025
Listen
Translate
Change font size

