Try GOLD - Free
Banks turn to unsecured lending to protect margins
Financial Express Bengaluru
|January 02, 2026
FRESH LENDING RATES SURGE 32 BPS SINCE SEPTEMBER 2025
BANKS, LED BY public sector lenders, are increasingly leaning on higher-interest retail loans to protect margins, pushing up fresh lending rates for a second consecutive month.
The weighted average lending rate (WALR) on fresh rupee loans of scheduled commercial banks rose 32 basis points (bps) to 8.71% in November from 8.39% in September, Reserve Bank of India data showed. Fresh lending rates increased in both October and November.
This story is from the January 02, 2026 edition of Financial Express Bengaluru.
Subscribe to Magzter GOLD to access thousands of curated premium stories, and 10,000+ magazines and newspapers.
Already a subscriber? Sign In
MORE STORIES FROM Financial Express Bengaluru
Financial Express Bengaluru
Universal Music India acquires 30% in Excel Entertainment
UNIVERSAL MUSIC INDIA (UMI), part of Universal Music Group (UMG), has entered into a definitive agreement to acquire a 30% stake in Excel Entertainment, valuing the Indian film and digital content studio at ₹2,400 crore.
1 min
January 06, 2026
Financial Express Bengaluru
Further tariff hike by US on India may hit exports
PUNITIVE LEVY
1 mins
January 06, 2026
Financial Express Bengaluru
IDBI Bank sale may spill over to FY27
SO FAR IN the current fiscal, disinvestment proceeds have stood at just ₹8,768 crore, while asset monetisation receipts could not be independently ascertained.
1 mins
January 06, 2026
Financial Express Bengaluru
Foxconn Q4 revenue jumps 22% on AI demand surge
world's largest contract electronics maker, reported record fourth-quarter revenue on Monday, driven by strong demand for artificial intelligence products.
1 min
January 06, 2026
Financial Express Bengaluru
Highway construction pace set to be slowest since FY18: Ind-Ra
A SLOWDOWN IN new highway contracts by the Centre in the past two years is expected to bring the construction pace in 2025-26 to the lowest since 2017-18, according to a report.
2 mins
January 06, 2026
Financial Express Bengaluru
Sundaram Alternates raises ₹1K cr for realty fund
SUNDARAM ALTERNATES ON Monday said investors have committed ₹1,000 crore to its ESG aligned real estate fund - SA Real Estate Credit Fund V.
1 min
January 06, 2026
Financial Express Bengaluru
Margin funding at new high despite tepid market show
Volumes touch ₹1.17 lakh cr in Dec 2025
1 min
January 06, 2026
Financial Express Bengaluru
Trump now has his very own oil empire
LET'S DO THE math.
3 mins
January 06, 2026
Financial Express Bengaluru
IDBI Bank sale may spill over to next financial year
Non-debt capital receipts may face a shortfall
1 min
January 06, 2026
Financial Express Bengaluru
Trump renews tariff threat
CAN RAISE TARIFFS ON INDIA 'VERY QUICKLY', SAYS US PRESIDENT
1 min
January 06, 2026
Listen
Translate
Change font size